EASY OWNER FINANCING, NO BANKS. 3 bed, 2 bath, 2 car garage near 249 and Veterans Memorial. This house has tile throughout, air conditioner is in great shape, and has a large fenced back yard. Dishwasher and range are included and has Washer/dryer hookups. Big ticket items have recently been re-done with roof, lifetime foundation warranty, new electric panel, and granite counters installed in both bathrooms in 2011. New drain lines put in within last year. Interior freshly painted. Some water lines were replaced and a new furnace was installed January 2016. Why rent when you can own? For Sale By Owner. No Credit, No Banks. FSBO Owner Finance (Now or Later) $15,000 down payment plus closing costs around $6,000. Total monthly payment of ~$1,266 includes principle, interest, taxes, insurance, and note processing fee. No balloon payment or pre-payment penalties. Lease Option / Rent to Own Lease with an option to purchase with a $10,000 option fee. The option gives you the exclusive right to buy with two alternatives: a) $1,250/month rent and have 24 months to save the additional $5,000 down payment plus closing costs (~ $6,000) to purchase. The option fee applies toward purchase. You don't have to wait 24 months to purchase, when you have sufficient funds we can formalize the sale. For this case the purchase price is set at $128,000 for the first 12 months and $130,000 during months 13 - 24. b) $1,500/month rent where $250/month applies towards the purchase and have 35 months to save the additional $5,000 down payment plus closing costs (~ $6,000) to purchase. You don't have to wait 35 months to purchase, when you have sufficient funds we can formalize the sale. The entire option fee applies toward purchase. For this case the purchase price is set at $128,000 for the first 18 months and $130,000 during months 19 through 35. You are welcome to obtain third party financing at any time. To qualify for owner financing pay your rent in full and on time. We must verify you can afford the payment via a loan officer. Credit is not important. Available to U.S. citizens, green card holders, and foreign nationals.
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