Wake up to water views, quiet mornings, and the kind of peace that’s hard to find anywhere else. Tucked away on a large waterfront lot near the lower dam, this 2-bedroom, 2-bath Lake Wateree home is all about slowing down and soaking in the view. With 314 feet of shoreline and wide-open “big water” views, the lake becomes part of everyday life here.Picture yourself starting the day on the lakeside swing, coffee in hand, watching the sun rise across the water. Evenings are just as special—fires crackling in the firepit, s’mores with family and friends, or winding down on the screened porch with a glass of wine and good conversation. Nearly every corner of the property invites you to relax and stay awhile.Inside, the home has been thoughtfully updated while keeping its cozy lake-house feel. You’ll find new flooring, updated vanities, tiled showers, and beautiful cedar tongue-and-groove walls and ceilings that add warmth and character throughout. The carpet was replaced in July 2025, making the home truly move-in ready.Whether you’re looking for a full-time home, a weekend retreat, or a smart lake investment, this property checks all the boxes. A private boat lift makes getting out on the water effortless, Buck Hill Landing is just five minutes away, and you’re only 15 minutes from the restaurants and shops in Lugoff—close enough for convenience, far enough to feel like an escape.This is more than a house—it’s a place to make memories, unplug, and enjoy life on the lake. Lots like this on Lake Wateree don’t come along often. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Pending
Price cut: $16K (12/31)
$559,000
1634 Ginkgo Trl, Ridgeway, SC 29130
2beds
1,536sqft
Est.:
Single Family Residence
Built in 1800
0.69 Acres Lot
$534,300 Zestimate®
$364/sqft
$-- HOA
What's special
Private boat liftWater viewsLarge waterfront lotNew flooringScreened porchLakeside swingUpdated vanities
- 172 days |
- 481 |
- 26 |
Zillow last checked: 8 hours ago
Listing updated: January 17, 2026 at 11:01pm
Listed by:
Hayley Weise,
Home & Land Pros LLC
Source: Consolidated MLS,MLS#: 614365
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Primary bedroom
- Features: Bath-Private, Separate Shower, Closet-Private, Floors-Laminate
- Level: Main
Bedroom 2
- Features: Separate Shower, Bath-Shared, Ceiling Fan(s), Floors-Laminate
- Level: Main
Dining room
- Features: Molding, Floors-Laminate
- Level: Main
Great room
- Level: Main
Kitchen
- Features: Pantry, Counter Tops-Formica, Floors-Laminate, Cabinets-Painted
- Level: Main
Living room
- Level: Main
Heating
- Heat Pump 1st Lvl
Cooling
- Central Air, Wall Unit(s)
Appliances
- Included: Free-Standing Range, Self Clean, Dryer, Refrigerator, Washer, Microwave Countertop
- Laundry: Electric, Heated Space, Utility Room, Main Level
Features
- Ceiling Fan(s)
- Flooring: Laminate
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Electric
Interior area
- Total structure area: 1,536
- Total interior livable area: 1,536 sqft
Property
Parking
- Total spaces: 2
- Parking features: No Garage
Features
- Patio & porch: Deck
- Exterior features: Dock, Gutters - Full
- Fencing: Chain Link,Partial
- On waterfront: Yes
- Waterfront features: On Lake Wateree
- Frontage length: 314
Lot
- Size: 0.69 Acres
- Features: On Water
Details
- Additional structures: Shed(s)
- Parcel number: 1940402038
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood
Condition
- New construction: No
- Year built: 1800
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Subdivision: LAKE WATEREE
HOA
- Has HOA: No
Location
- Region: Ridgeway
Financial & listing details
- Price per square foot: $364/sqft
- Tax assessed value: $395,000
- Annual tax amount: $7,530
- Date on market: 7/31/2025
- Listing agreement: Exclusive Right To Sell
- Road surface type: Gravel
Estimated market value
$534,300
$508,000 - $561,000
$1,944/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/18/2026 | Pending sale | $559,000$364/sqft |
Source:  Consolidated MLS #614365 Report a problem | ||
| 1/4/2026 | Contingent | $559,000$364/sqft |
Source: Consolidated MLS #614365 Report a problem | ||
| 12/31/2025 | Price change | $559,000-2.8%$364/sqft |
Source: Consolidated MLS #614365 Report a problem | ||
| 8/1/2025 | Listed for sale | $575,000+45.6%$374/sqft |
Source: Consolidated MLS #614365 Report a problem | ||
| 3/25/2022 | Sold | $395,000+25.4%$257/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,530 +0.1% | $395,000 |
| 2023 | $7,522 +373.2% | $395,000 |
| 2022 | $1,590 | $395,000 +21.9% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,096/mo
Principal & interest
$2658
Property taxes
$242
Home insurance
$196
Climate risks
Neighborhood: 29130
Nearby schools
GreatSchools rating
- 6/10Lugoff Elementary SchoolGrades: PK-5Distance: 7.8 mi
- 4/10Lugoff-Elgin Middle SchoolGrades: 6-8Distance: 8.4 mi
- 5/10Lugoff-Elgin High SchoolGrades: 9-12Distance: 8.4 mi
Schools provided by the listing agent
- Elementary: Lugoff
- Middle: Lugoff-Elgin
- High: Lugoff-Elgin
- District: Kershaw County
Source: Consolidated MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
