Welcome to River Oaks in Center Cross, Virginia. This waterfront subdivision offers amenities including access to the community, pier, boat ramp, picnic area, and beach overlooking the Rappahannock River. 165 Pine Tree Road has been thoughtfully renovated with a new kitchen with granite countertops, stainless appliances, and lovely cabinets. There is new lvp flooring throughout the main living areas and bedrooms. There are 2 full, brand new bathrooms with gorgeous tile, new cabinets, and fixtures. The home is also complete with a new roof, electrical, and is ready for internet hookup. The property is conveniently located just a few minutes from Tappahannock which offers close proximity to the hospital, doctor's offices, the town park, local shops, and restaurants. This wonderful property is ready for you!
Contingent
$259,000
165 Pine Tree Rd, Center Cross, VA 22437
3beds
981sqft
Est.:
Non-Waterfront Residential
Built in 1979
0.55 Acres Lot
$250,800 Zestimate®
$264/sqft
$13/mo HOA
What's special
Boat rampWaterfront subdivisionGorgeous tileStainless appliancesNew lvp flooringLovely cabinetsPicnic area
- 71 days |
- 149 |
- 4 |
Zillow last checked: 8 hours ago
Listing updated: November 12, 2025 at 10:31am
Listed by:
Jennifer Lynn Bacon,
Bay River Realty
Source: Northern Neck AOR,MLS#: 119484
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining room
- Features: Living Room Combo
Heating
- Heat Pump
Cooling
- Ceiling Fan(s), Heat Pump
Appliances
- Included: Microwave, Range, Refrigerator, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Flooring: Laminate/Wood, Tile
- Windows: Double Pane Windows
- Basement: Crawl Space
- Attic: Storage
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 981
- Total interior livable area: 981 sqft
Video & virtual tour
Property
Parking
- Parking features: None, Stone Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Waterfront features: Water Access-Private
- Body of water: Rappahannock River
- Frontage length: 0
Lot
- Size: 0.55 Acres
- Features: .5-.9 acre
Details
- Additional structures: Shed(s)
- Parcel number: 54B78B
- Zoning description: SFD
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Non-Waterfront Residential
Materials
- Sheetrock Walls, Aluminum Siding
- Roof: Age 0-9 yrs,Composition
Condition
- Year built: 1979
Utilities & green energy
- Sewer: Septic Tank
- Water: Shallow
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: River Oaks
HOA
- Has HOA: Yes
- HOA fee: $150 annually
Location
- Region: Center Cross
Financial & listing details
- Price per square foot: $264/sqft
- Tax assessed value: $133,800
- Annual tax amount: $976
- Date on market: 10/4/2025
- Listing terms: Cash,Conventional,FHA
- Road surface type: Paved
Estimated market value
$250,800
$238,000 - $263,000
$1,398/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/12/2025 | Contingent | $259,000$264/sqft |
Source: Northern Neck AOR #119484 Report a problem | ||
| 10/4/2025 | Listed for sale | $259,000+137.6%$264/sqft |
Source: Northern Neck AOR #119484 Report a problem | ||
| 4/14/2023 | Sold | $109,000$111/sqft |
Source: Northern Neck AOR #113370 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $976 | $133,800 |
| 2023 | $976 0% | $133,800 |
| 2022 | $977 -1.4% | $133,800 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,481/mo
Principal & interest
$1254
Property taxes
$123
Other costs
$104
Climate risks
Neighborhood: 22437
Nearby schools
GreatSchools rating
- 3/10Essex Intermediate SchoolGrades: 4-7Distance: 11.5 mi
- 7/10Essex High SchoolGrades: 8-12Distance: 11.7 mi
- 4/10Tappahannock Elementary SchoolGrades: PK-3Distance: 11.7 mi
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