Charming Smith Mountain Lake Waterfront Cottage - at Very Affordable Price!! Fantastic Location on the water! This waterfront home is a retreat on Smith Mountain Lake! Comes with a boat dock, perfect for fishing, waterfront enjoyment and your waterfcraft! This beautifully maintained NEW 3BR, 2BA home offers main-level living with a bright, open floor plan, vaulted ceilings, and luxury vinyl floors. Enjoy a spacious kitchen with island, and large primary suite. Relax on the covered porch or entertain on the expansive deck overlooking the peaceful, private yard. No steps to the dock. Over 100 feet of shoreline! Larger Dock Permit AEP APPROVED! and in place and can be transferred to buyer at closing! Convenient to Westlake amenities yet tucked away in a serene setting with deep water!!
New construction
$589,900
165 Spence Rd, Union Hall, VA 24176
3beds
1,900sqft
Est.:
Single Family Residence
Built in 2023
0.86 Acres Lot
$579,900 Zestimate®
$310/sqft
$-- HOA
What's special
Boat dockWaterfront homeBright open floor planMain-level livingLuxury vinyl floorsSpacious kitchen with islandCovered porch
- 15 hours |
- 388 |
- 11 |
Zillow last checked: 7 hours ago
Listing updated: 18 hours ago
Listed by:
TRICIA JOHNSON 540-814-3399,
PROPERTY NAVIGATORS LLC,
LOGAN SMITH 540-243-1567
Source: RVAR,MLS#: 925440
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: E
Bedroom 1
- Level: E
Bedroom 2
- Level: E
Bedroom 3
- Level: E
Other
- Level: E
Dining area
- Level: E
Foyer
- Level: E
Kitchen
- Level: E
Laundry
- Level: E
Living room
- Level: E
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Dishwasher, Electric Range, Range Hood
Features
- Storage
- Flooring: Concrete, Laminate
- Doors: Insulated
- Windows: Insulated Windows
- Has basement: No
Interior area
- Total structure area: 1,900
- Total interior livable area: 1,900 sqft
- Finished area above ground: 1,900
Property
Features
- Patio & porch: Deck, Front Porch, Side Porch
- Exterior features: Garden Space, Maint-Free Exterior
- Fencing: Fenced
- Has view: Yes
- View description: Sunrise, Sunset
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront, Main Channel, Point, Riprap Shoreline, Southern Exposure
- Body of water: Smith Mtn Lake
Lot
- Size: 0.86 Acres
- Features: Manufac Home Allowed, Views
Details
- Parcel number: 0520002901
- Zoning: A1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl
Condition
- New Construction,Completed
- New construction: Yes
- Year built: 2023
Utilities & green energy
- Electric: 0 Phase
- Water: Well
Community & HOA
Community
- Features: Beach Access, Restaurant
- Subdivision: N/A
HOA
- Has HOA: No
Location
- Region: Union Hall
Financial & listing details
- Price per square foot: $310/sqft
- Annual tax amount: $1,442
- Date on market: 3/13/2026
- Road surface type: Paved
Estimated market value
$579,900
$551,000 - $609,000
$2,261/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/13/2026 | Listed for sale | $589,900+18%$310/sqft |
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| 12/15/2025 | Listing removed | $499,900$263/sqft |
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| 11/20/2025 | Price change | $499,9000%$263/sqft |
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| 11/12/2025 | Listed for sale | $499,999-8.9%$263/sqft |
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| 11/12/2025 | Listing removed | $549,000$289/sqft |
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| 10/27/2025 | Listed for sale | $549,000+0.1%$289/sqft |
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| 10/27/2025 | Listing removed | $548,500$289/sqft |
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| 10/22/2025 | Price change | $548,5000%$289/sqft |
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| 10/16/2025 | Price change | $548,700-0.1%$289/sqft |
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| 10/13/2025 | Listed for sale | $549,000$289/sqft |
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| 10/13/2025 | Listing removed | $549,000$289/sqft |
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| 10/7/2025 | Price change | $549,000-8.5%$289/sqft |
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| 10/1/2025 | Price change | $599,8990%$316/sqft |
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| 9/25/2025 | Price change | $599,9000%$316/sqft |
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| 9/22/2025 | Price change | $599,9700%$316/sqft |
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| 9/15/2025 | Price change | $599,990-7.7%$316/sqft |
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| 9/12/2025 | Listed for sale | $649,900$342/sqft |
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| 9/12/2025 | Listing removed | $649,900$342/sqft |
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| 9/2/2025 | Price change | $649,900-5.8%$342/sqft |
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| 8/25/2025 | Price change | $689,6000%$363/sqft |
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| 8/20/2025 | Price change | $689,7000%$363/sqft |
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| 8/12/2025 | Price change | $689,900+0.1%$363/sqft |
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| 8/10/2025 | Listed for sale | $689,000$363/sqft |
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Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$3,098/mo
Principal & interest
$2837
Property taxes
$261
More affordability tools
Climate risks
Neighborhood: 24176
Nearby schools
GreatSchools rating
- 7/10Glade Hill Elementary SchoolGrades: PK-5Distance: 4.7 mi
- 5/10Ben. Franklin Middle-WestGrades: 6-8Distance: 10.7 mi
- 4/10Franklin County High SchoolGrades: 9-12Distance: 10.5 mi
Schools provided by the listing agent
- Elementary: Glade Hill
- Middle: Ben Franklin Middle
- High: Franklin County
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








