Charming Smith Mountain Lake Waterfront Cottage - at Very Affordable Price!! Fantastic Location on the water! This waterfront home is a retreat on Smith Mountain Lake! Comes with a 1 slip boat dock, perfect for fishing, waterfront enjoyment & your watercraft! This beautifully maintained NEW 3BR, 2BA home offers main-level living w a bright, open floor plan, vaulted ceilings, & luxury vinyl floors. Enjoy a spacious kitchen w island, and large primary suite. Relax on the covered porch or entertain on the expansive deck overlooking the peaceful, private yard. No steps to the dock. Over 100 feet of shoreline! Larger Very Nice BRAND NEW,1 SLIP DOCK, PERMANENT DOCK with Floater to be completed by June 2026!! Convenient to Westlake amenities yet tucked away in a serene setting with deep water!
New construction
$649,900
165 Spence Rd, Union Hall, VA 24176
3beds
1,900sqft
Est.:
Single Family Residence
Built in 2023
0.86 Acres Lot
$648,900 Zestimate®
$342/sqft
$-- HOA
What's special
Waterfront homeBright open floor planMain-level livingLuxury vinyl floorsCovered porchVaulted ceilingsLarge primary suite
- 9 days |
- 1,029 |
- 40 |
Zillow last checked:
Listing updated:
Listed by:
TRICIA JOHNSON 540-814-3399,
PROPERTY NAVIGATORS LLC
Source: RVAR,MLS#: 926701
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: E
Bedroom 1
- Level: E
Bedroom 2
- Level: E
Bedroom 3
- Level: E
Other
- Level: E
Dining area
- Level: E
Foyer
- Level: E
Kitchen
- Level: E
Laundry
- Level: E
Living room
- Level: E
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Dishwasher, Electric Range, Range Hood
Features
- Storage
- Flooring: Concrete, Laminate
- Doors: Insulated
- Windows: Insulated Windows
- Has basement: No
Interior area
- Total structure area: 1,900
- Total interior livable area: 1,900 sqft
- Finished area above ground: 1,900
Property
Features
- Patio & porch: Deck, Front Porch, Side Porch
- Exterior features: Garden Space, Maint-Free Exterior
- Fencing: Fenced
- Has view: Yes
- View description: Sunrise, Sunset
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront, Main Channel, Point, Riprap Shoreline, Southern Exposure
- Body of water: Smith Mtn Lake
Lot
- Size: 0.86 Acres
- Features: Manufac Home Allowed, Views
Details
- Parcel number: 0520002901
- Zoning: A1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl
Condition
- New Construction,Completed
- New construction: Yes
- Year built: 2023
Utilities & green energy
- Electric: 0 Phase
- Water: Well
- Utilities for property: Cable
Community & HOA
Community
- Features: Beach Access, Restaurant
- Subdivision: N/A
HOA
- Has HOA: No
Location
- Region: Union Hall
Financial & listing details
- Price per square foot: $342/sqft
- Annual tax amount: $1,442
- Date on market: 4/20/2026
- Road surface type: Paved
Estimated market value
$648,900
$616,000 - $681,000
$2,251/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/20/2026 | Listed for sale | $649,900+10.2%$342/sqft |
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| 4/18/2026 | Listing removed | $589,500$310/sqft |
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| 4/14/2026 | Price change | $589,5000%$310/sqft |
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| 4/2/2026 | Price change | $589,6000%$310/sqft |
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| 3/17/2026 | Price change | $589,7000%$310/sqft |
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| 3/13/2026 | Listed for sale | $589,900+18%$310/sqft |
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| 12/15/2025 | Listing removed | $499,900$263/sqft |
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| 11/20/2025 | Price change | $499,9000%$263/sqft |
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| 11/12/2025 | Listed for sale | $499,999-8.9%$263/sqft |
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| 11/12/2025 | Listing removed | $549,000$289/sqft |
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| 10/27/2025 | Listed for sale | $549,000+0.1%$289/sqft |
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| 10/27/2025 | Listing removed | $548,500$289/sqft |
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| 10/22/2025 | Price change | $548,5000%$289/sqft |
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| 10/16/2025 | Price change | $548,700-0.1%$289/sqft |
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| 10/13/2025 | Listed for sale | $549,000$289/sqft |
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| 10/13/2025 | Listing removed | $549,000$289/sqft |
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| 10/7/2025 | Price change | $549,000-8.5%$289/sqft |
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| 10/1/2025 | Price change | $599,8990%$316/sqft |
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| 9/25/2025 | Price change | $599,9000%$316/sqft |
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| 9/22/2025 | Price change | $599,9700%$316/sqft |
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| 9/15/2025 | Price change | $599,990-7.7%$316/sqft |
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| 9/12/2025 | Listed for sale | $649,900$342/sqft |
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| 9/12/2025 | Listing removed | $649,900$342/sqft |
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| 9/2/2025 | Price change | $649,900-5.8%$342/sqft |
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| 8/25/2025 | Listed for sale | $689,600$363/sqft |
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Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
$3,433/mo
Principal & interest
$3146
Property taxes
$287
More affordability tools
Climate risks
Neighborhood: 24176
Nearby schools
GreatSchools rating
- 7/10Glade Hill Elementary SchoolGrades: PK-5Distance: 4.7 mi
- 5/10Ben. Franklin Middle-WestGrades: 6-8Distance: 10.7 mi
- 4/10Franklin County High SchoolGrades: 9-12Distance: 10.5 mi
Schools provided by the listing agent
- Elementary: Glade Hill
- Middle: Ben Franklin Middle
- High: Franklin County
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Franklin County
- Union Hall
- 24176
- 165 Spence Rd








