This all-brick, gulf-front home sits on 50 feet of open beach frontage in the heart of Panama City Beach, steps from Pier Park and directly on the sand. No high-rise above it and no HOA. Just direct beachfront access and uninterrupted gulf frontage.
The 1,200 sq ft deck spans the full width of the home - nearly all of it just updated - built around what actually matters here: the view, the breeze, and the kind of Florida weather that keeps you outside most of the year. Mornings start with coffee and soft light over the water. Afternoons settle into open space and steady salt air. Evenings stretch into wide, unobstructed sunsets that run clean across the horizon.
Inside, a full wall of newly installed, impact-rated hurricane glass opens the main living area to constant water views while delivering the kind of storm protection that matters on the Gulf. Tile floors throughout keep things low-maintenance after time on the sand. A white brick fireplace handles the cooler months.
Five bedrooms and three bathrooms allow the home to comfortably accommodate extended stays, larger groups, or consistent vacation rental use. The gulf-front primary suite opens directly onto the deck. The property is currently operating as a successful short-term rental.
A brick-paved driveway provides parking for three vehicles.
Brick construction is a rarity on the Gulf. What was built to last has lasted - and in a market where gulf-front lots are essentially gone, the land itself carries weight. Direct beach frontage at this location, no HOA, no deed restrictions - the kind of position that's worth holding regardless of what sits on it. Whether the play is enjoy it now, rent it, or eventually redevelop, the optionality here is real.
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For sale
$2,750,000
16501 Front Beach Rd, Panama City Beach, FL 32413
5beds
1,851sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1976
6,098 Square Feet Lot
$2,541,400 Zestimate®
$1,486/sqft
$-- HOA
What's special
Direct beachfront accessStorm protectionGulf-front homeWhite brick fireplaceTile floors throughoutUninterrupted gulf frontageConstant water views
- 2 days |
- 173 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Craig Duran 850-290-0417,
Berkshire Hathaway HomeServices Beach Properties of Florida
Source: CPAR,MLS#: 790697
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom
Bedroom
- Level: First
- Dimensions: 12 x 14
Bedroom
- Level: First
- Dimensions: 12 x 10
Bedroom
- Level: First
- Dimensions: 11 x 11
Bedroom
- Level: First
- Dimensions: 11 x 11
Bedroom
- Level: First
- Dimensions: 12 x 11
Heating
- Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Electric Range
Interior area
- Total structure area: 1,851
- Total interior livable area: 1,851 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Garage spaces: 1
Features
- Patio & porch: Deck
- Exterior features: Deck
- On waterfront: Yes
- Waterfront features: Gulf, Shoreline - Sand
Lot
- Size: 6,098 Square Feet
- Dimensions: 120 x 50
Details
- Parcel number: 33670000000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- Brick, Concrete
- Roof: Shingle
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Waterfront, Short Term Rental Allowed
- Subdivision: Lullwater Beach
HOA
- Has HOA: No
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $1,486/sqft
- Tax assessed value: $1,529,619
- Annual tax amount: $14,130
- Date on market: 6/2/2026
- Cumulative days on market: 2 days
- Electric utility on property: Yes
Estimated market value
$2,541,400
$2.41M - $2.67M
$3,067/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/2/2026 | Listed for sale | $2,750,000-6.8%$1,486/sqft |
Source: | ||
| 1/1/2026 | Listing removed | $2,950,000$1,594/sqft |
Source: | ||
| 5/12/2025 | Listed for sale | $2,950,000-16.9%$1,594/sqft |
Source: | ||
| 12/4/2023 | Listing removed | -- |
Source: | ||
| 10/16/2023 | Price change | $3,550,000-10.1%$1,918/sqft |
Source: | ||
| 8/28/2023 | Listed for sale | $3,950,000+163.3%$2,134/sqft |
Source: | ||
| 5/16/2006 | Sold | $1,500,000$810/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $13,582 +6.5% | $891,406 +10% |
| 2023 | $12,755 +33.2% | $810,369 +10% |
| 2022 | $9,575 | $736,699 |
| 2021 | -- | -- |
| 2020 | $7,898 +10.8% | $608,842 +10% |
| 2019 | $7,128 | $553,493 +10% |
| 2018 | $7,128 +18.3% | $503,175 +10% |
| 2017 | $6,027 +15.6% | $457,432 +8.8% |
| 2016 | $5,213 +8.2% | $420,506 +4% |
| 2015 | $4,817 | $404,504 +1.9% |
| 2014 | $4,817 | $396,873 +0.4% |
| 2013 | -- | $395,476 -11.4% |
| 2012 | -- | $446,408 -9.1% |
| 2011 | -- | $491,158 -33.2% |
| 2010 | -- | $735,501 +2% |
| 2009 | -- | $721,368 -20.5% |
| 2008 | -- | $907,799 -24.5% |
| 2007 | -- | $1,202,528 +375.2% |
| 2006 | -- | $253,057 +3% |
| 2005 | -- | $245,686 +3% |
| 2004 | -- | $238,530 +1.9% |
| 2003 | -- | $234,082 +2.4% |
| 2002 | -- | $228,596 |
| 2001 | -- | $228,596 +19.2% |
| 2000 | -- | $191,736 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 1.9 mi
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 3 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 4.1 mi
Schools provided by the listing agent
- Elementary: West Bay
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32413
- 16501 Front Beach Rd
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