Set on a prime Gulf-front lot along the West End of 30A, this classic beach cottage offers a rare combination of privacy, character, and uninterrupted views of the emerald Gulf and sugar-white sands. Tucked away from the main thoroughfare but still close to top-tier dining, shopping, and outdoor destinations, the property blends timeless Old Florida charm with the best of coastal living.Designed with simplicity and comfort in mind, the cottage features two well-sized bedrooms -- each with its own ensuite bath -- and an open-concept main living area that maximizes both space and views. Natural light floods the interior through large windows, creating a relaxed, airy atmosphere ideal for a true beach retreat. Whether cooking in the efficient, well-equipped kitchen or relaxing in the living space, you're never far from the Gulf's presence.
Outside, a covered porch offers a quiet place to enjoy morning coffee or evening breezes, while a dune-front deck brings you even closer to the shoreline. With private beach access just steps from the door, days here move at the pace of the tideeasy, calm, and grounded in nature.
Offered fully furnished and including a complete set of architectural plans for a future build, this property is ready for immediate enjoyment or long-term vision. Whether you're looking for a peaceful getaway, a strong investment property, or the perfect site to build a custom Gulf-front home, this is a rare opportunity to own a piece of 30A with both charm and potential.
For sale
$3,690,000
17 Fort Panic Rd, Santa Rosa Beach, FL 32459
2beds
1,260sqft
Est.:
Single Family Residence
Built in 2000
0.25 Acres Lot
$-- Zestimate®
$2,929/sqft
$-- HOA
What's special
Private beach accessWell-sized bedroomsDune-front deckCovered porchLarge windowsEnsuite bathPrime gulf-front lot
- 267 days |
- 306 |
- 10 |
Zillow last checked: 8 hours ago
Listing updated: November 24, 2025 at 04:16am
Listed by:
Spears Group 850-710-2114,
Compass,
Isaiah Denman 850-687-1628,
Compass
Source: ECAOR,MLS#: 972747
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Features: MBath Tile
Bathroom
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smooth Stovetop Rnge, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Woodwork Painted, Bedroom, Full Bathroom, Living Room, Master Bedroom, Sitting Room
- Flooring: Tile
- Windows: Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,260
- Total interior livable area: 1,260 sqft
Property
Parking
- Total spaces: 3
- Parking features: Open
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Deck Covered, Deck Open
- Exterior features: Balcony
- Pool features: None
- Has view: Yes
- View description: Gulf/Pass
- Has water view: Yes
- Water view: Gulf/Pass
- Waterfront features: Gulf, Gulf/Pass
- Frontage type: Beach,Water
- Frontage length: Beach: 75.00,Water: 75
Lot
- Size: 0.25 Acres
- Dimensions: 75 x 209 x 25 x 100
- Features: Gravel/Oyster Shell, Within 1/2 Mile to Water
Details
- Parcel number: 043S20341110000020
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Frame, Siding CmntFbrHrdBrd, Wood Siding
- Foundation: Foundation On Piling
- Roof: Metal
Condition
- Construction Complete
- Year built: 2000
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: Van Way Beach
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $2,929/sqft
- Tax assessed value: $1,058,612
- Annual tax amount: $21,752
- Date on market: 4/1/2025
- Cumulative days on market: 267 days
- Listing terms: Conventional,Other
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 6/25/2025 | Price change | $3,690,000-4.2%$2,929/sqft |
Source:  ECAOR #972747 Report a problem | ||
| 4/1/2025 | Listed for sale | $3,850,000+54%$3,056/sqft |
Source: ECAOR #972747 Report a problem | ||
| 3/25/2023 | Listing removed | -- |
Source: ECAOR #846700 Report a problem | ||
| 3/24/2021 | Sold | $2,500,000$1,984/sqft |
Source: ECAOR #846700 Report a problem | ||
| 1/18/2021 | Pending sale | $2,500,000$1,984/sqft |
Source: ECAOR #846700 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2015 | -- | $1,058,612 +36.3% |
| 2014 | $9,775 | $776,423 +8.2% |
| 2013 | -- | $717,871 -11.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$22,545/mo
Principal & interest
$18393
Property taxes
$2860
Home insurance
$1292
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 0.8 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 8.3 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 4.6 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
- Loading
