Set on a stunning almost 90 acre private ski lake with your own private boat ramp, this beautifully maintained lakefront home offers breathtaking water views, deep water access and an ideal blend of space, comfort, and lifestyle. Enjoy boating, skiing, fishing, and unforgettable sunsets right from your own backyard. A newly added primary bedroom retreat provides a private sanctuary with generous space and an en-suite bath, creating the perfect owner’s escape. On the first floor, a bedroom with its own bathroom and private balcony previously served as the primary suite and is ideal for in-law living, guests, or multi-generational use. One of the secondary bedrooms features a charming loft accessed by ladder, complete with a skylight — a delightful fort-style space perfect for little ones or creative use. The kitchen is thoughtfully designed with a custom eat-in area, granite countertops, and ample cabinetry, offering both functionality and warmth for everyday living and entertaining. The living room is filled with natural light, anchored by a wood-burning fireplace, and overlooks the lake, creating an inviting and peaceful gathering space. Additional living areas include a large bonus room, flex room, and a dedicated gym area, providing endless options for work-from-home, hobbies, or recreation. There is a golf cart-mower garage in the rear and a 4 car carport in the front with direct covered entry into the home. Recent upgrades offer peace of mind, including a new roof (2023), new appliances (2024), three A/C units total, main unit replaced in 2025, a 2019 water heater. The property also features a new (2025) drain field. The approach portion of the driveway has been upgraded with pavers. Outdoors, the property truly shines with full irrigation sourced from the lake, mature landscaping, and expansive open space. The dock includes power, and easy water access, while the carport provides covered storage for vehicles, water toys, or equipment along with a one car garage. Carport is trimmed out with tongue and groove wood ceiling for an attractive look. This rare lakefront property offers space to live, play, and relax — combining modern updates, flexible living options, and incredible water views in a peaceful Umatilla setting.
For sale
Price cut: $5K (3/20)
$794,900
17025 Peru Rd, Umatilla, FL 32784
5beds
3,932sqft
Est.:
Single Family Residence
Built in 1980
1.25 Acres Lot
$757,200 Zestimate®
$202/sqft
$-- HOA
What's special
One car garageGranite countertopsLarge bonus roomFlex roomCustom eat-in areaEn-suite bathBreathtaking water views
- 59 days |
- 915 |
- 39 |
Zillow last checked: 7 hours ago
Listing updated: March 20, 2026 at 06:48am
Listing Provided by:
Lisa Rewis 407-883-7710,
WATSON REALTY CORP 352-536-6530,
Linda Lake 352-516-6468,
WATSON REALTY CORP
Source: Stellar MLS,MLS#: O6379667
Originating MLS: Lake and Sumter
Originating MLS: Lake and Sumter
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Family Room, Dining Room, Utility Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 380 Square Feet
- Dimensions: 19x20
Bedroom 2
- Features: Storage Closet
- Level: First
- Area: 270 Square Feet
- Dimensions: 15x18
Bedroom 3
- Features: Storage Closet
- Level: First
- Area: 196 Square Feet
- Dimensions: 14x14
Bedroom 4
- Features: Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Bedroom 5
- Features: Built-in Closet
- Level: Basement
- Area: 132 Square Feet
- Dimensions: 11x12
Bonus room
- Features: Built-in Closet
- Level: Basement
- Area: 270 Square Feet
- Dimensions: 18x15
Den
- Level: Basement
- Area: 176 Square Feet
- Dimensions: 11x16
Dining room
- Level: First
- Area: 196 Square Feet
- Dimensions: 14x14
Gym
- Level: Basement
- Area: 270 Square Feet
- Dimensions: 10x27
Kitchen
- Level: First
- Area: 361 Square Feet
- Dimensions: 19x19
Living room
- Level: First
- Area: 306 Square Feet
- Dimensions: 17x18
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Refrigerator
- Laundry: Inside
Features
- Ceiling Fan(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Stone Counters
- Flooring: Concrete, Tile, Hardwood
- Windows: Skylight(s)
- Basement: Daylight,Exterior Entry,Finished,Interior Entry
- Has fireplace: Yes
- Fireplace features: Family Room, Wood Burning
Interior area
- Total structure area: 5,596
- Total interior livable area: 3,932 sqft
Property
Parking
- Total spaces: 5
- Parking features: Covered, Driveway, Golf Cart Garage
- Attached garage spaces: 1
- Carport spaces: 4
- Covered spaces: 5
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Rear Porch
- Exterior features: Balcony
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Lake Privileges, Boat Ramp - Private, Skiing Allowed
- Body of water: LAKE COOLEY
Lot
- Size: 1.25 Acres
- Dimensions: 165 x 330
- Features: In County, Unincorporated
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Parcel number: 121826090000000200
- Zoning: R-3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Custom
- Property subtype: Single Family Residence
Materials
- Block, Stucco, Wood Frame (FSC Certified)
- Foundation: Basement
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1980
Utilities & green energy
- Sewer: Septic Tank
- Water: Private
- Utilities for property: Cable Connected, Electricity Connected, Private
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: LAKE COOLEY ESTATES
HOA
- Has HOA: No
Location
- Region: Umatilla
Financial & listing details
- Price per square foot: $202/sqft
- Tax assessed value: $279,521
- Annual tax amount: $2,379
- Date on market: 2/5/2026
- Cumulative days on market: 57 days
- Listing terms: Cash,Conventional,FHA
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$757,200
$719,000 - $795,000
$3,561/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Price change | $794,900-0.6%$202/sqft |
Source:  Stellar MLS #O6379667 Report a problem | ||
| 2/5/2026 | Listed for sale | $799,900+175.8%$203/sqft |
Source: Stellar MLS #O6379667 Report a problem | ||
| 1/3/2024 | Sold | $290,000+480%$74/sqft |
Source: Public Record Report a problem | ||
| 1/27/1998 | Sold | $50,000$13/sqft |
Source: Public Record Report a problem | ||
| 8/9/1993 | Sold | $50,000$13/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,380 +2.8% | $157,800 +2.9% |
| 2024 | $2,316 -22.6% | $153,356 -31.5% |
| 2023 | $2,994 +4.3% | $223,920 +3% |
| 2022 | $2,872 +3.7% | $217,400 +3% |
| 2021 | $2,770 -4.5% | $211,074 +1.4% |
| 2020 | $2,899 +0.8% | $208,160 +2.3% |
| 2019 | $2,875 +4.6% | $203,480 +1.9% |
| 2018 | $2,750 | $199,686 +2.1% |
| 2017 | $2,750 +3.2% | $195,579 +2.1% |
| 2016 | $2,666 +0.4% | $191,557 +0.7% |
| 2015 | $2,655 -2.7% | $190,226 +0.8% |
| 2014 | $2,729 +23.9% | $188,717 +1.5% |
| 2013 | $2,202 -5.7% | $185,929 -3.8% |
| 2012 | $2,336 +0.6% | $193,206 +0.5% |
| 2011 | $2,321 +0.4% | $192,287 +1.5% |
| 2010 | $2,311 +3.5% | $189,446 +2.7% |
| 2009 | $2,233 -4.7% | $184,466 +3.1% |
| 2007 | $2,344 -4.6% | $178,915 +2.5% |
| 2006 | $2,458 +2.5% | $174,552 +3% |
| 2005 | $2,399 +3.1% | $169,468 |
| 2004 | $2,328 +21.1% | -- |
| 2003 | $1,922 +12.5% | $139,651 +4.9% |
| 2002 | $1,709 | $133,182 +1.6% |
| 2001 | $1,709 +2.1% | $131,085 +0.3% |
| 2000 | $1,674 | $130,703 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,878/mo
Principal & interest
$3831
Property taxes
$1047
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Climate risks
Neighborhood: 32784
Nearby schools
GreatSchools rating
- 6/10Umatilla Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 4/10Umatilla Middle SchoolGrades: 6-8Distance: 1.4 mi
- 3/10Umatilla High SchoolGrades: 9-12Distance: 1.1 mi
Local experts in 32784
- Florida
- Lake County
- Umatilla
- 32784
- 17025 Peru Rd
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