Set on a pond with no rear neighbors, this 2021 Ruskin home blends privacy and low upkeep with 3 bedrooms, 2 bathrooms, and a 2-car garage. Plus, the low HOA fee of $157 per year keeps monthly costs friendly while you enjoy the community. Step through the foyer into an open floor plan that connects kitchen, dining, and living spaces for daily comfort and effortless entertaining. Tile floors carry through the main areas while vinyl-plank flooring in the bedrooms adds a warm, practical finish. Recessed lighting brightens the kitchen, foyer, laundry, and baths for a clean, consistent look. The kitchen sits beside the dining area and features an island with seating, generous prep space, and a sink with a built-in glass rinser. Granite countertops, stainless-steel appliances, abundant cabinetry, and a pantry keep cooking streamlined and storage simple. Sliding glass doors extend the living room to the back patio and frame a relaxing pond view. Tucked at the rear of the home for added privacy, the primary suite includes a large walk-in closet, a dual-sink vanity, a glass-enclosed walk-in shower, and a toilet room with a door. Two additional bedrooms are positioned up front with comfortable dimensions and large closets, while the second bath offers a tidy tub-and-shower combination with a white vanity. Daily function is dialed in with a laundry room by the garage entry and wire-rack shelving for supplies. The 2-car garage is spacious and clean with metal hurricane shutters stored on site. Extra storage includes a closet near the front entry and a linen closet near the second bath. Out back, the seller expanded the patio with poured concrete and added a covered steel pergola with a durable roof panel, creating a shaded place to relax, grill, or unwind by the water. Spencer Creek rounds out the setting with a community pool, playground, and basketball court, and the location keeps shopping, dining, and major routes within easy reach. Move-in ready and quietly set on the water, this home is prepared for easy living from day one.
For sale
$319,900
1735 Ripple Jade Pl, Ruskin, FL 33570
3beds
1,451sqft
Est.:
Single Family Residence
Built in 2021
5,227 Square Feet Lot
$315,600 Zestimate®
$220/sqft
$13/mo HOA
What's special
Granite countertopsRelaxing pond viewGlass-enclosed walk-in showerStainless-steel appliancesWire-rack shelving for supplies
- 63 days |
- 180 |
- 15 |
Zillow last checked: 8 hours ago
Listing updated: December 03, 2025 at 03:54am
Listing Provided by:
Jason Brown 813-867-3221,
JB REALTY FLORIDA, LLC 813-867-3221
Source: Stellar MLS,MLS#: TB8452584
Originating MLS: Suncoast Tampa

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: Laundry Room
Features
- Ceiling Fan(s)
- Flooring: Luxury Vinyl, Tile
- Has fireplace: No
Interior area
- Total structure area: 1,928
- Total interior livable area: 1,451 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch
- Exterior features: Irrigation System
- Fencing: Vinyl
- Has view: Yes
- View description: Water, Pond
- Has water view: Yes
- Water view: Water,Pond
Lot
- Size: 5,227 Square Feet
- Dimensions: 41.75 x 125.2
Details
- Parcel number: U163219C2400000000310.0
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities
Community & HOA
Community
- Subdivision: SPENCER CRK PH 1
HOA
- Has HOA: Yes
- HOA fee: $13 monthly
- HOA name: Spencer Creek
- HOA phone: 813-933-4000
- Pet fee: $0 monthly
Location
- Region: Ruskin
Financial & listing details
- Price per square foot: $220/sqft
- Tax assessed value: $236,518
- Annual tax amount: $6,585
- Date on market: 12/2/2025
- Cumulative days on market: 64 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$315,600
$300,000 - $331,000
$1,970/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/2/2025 | Listed for sale | $319,900+3.2%$220/sqft |
Source: | ||
| 9/30/2024 | Sold | $309,900$214/sqft |
Source: | ||
| 9/6/2024 | Pending sale | $309,900$214/sqft |
Source: | ||
| 9/3/2024 | Price change | $309,900-1.6%$214/sqft |
Source: | ||
| 8/6/2024 | Price change | $315,000-3.1%$217/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,586 +3.1% | $236,518 +0.9% |
| 2023 | $6,386 -1.1% | $234,479 +10.9% |
| 2022 | $6,459 +98% | $211,405 +647.9% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,144/mo
Principal & interest
$1539
Property taxes
$480
Other costs
$125
Climate risks
Neighborhood: 33570
Nearby schools
GreatSchools rating
- 2/10Cypress Creek Elementary SchoolGrades: PK-5Distance: 3.9 mi
- 2/10Shields Middle SchoolGrades: 6-8Distance: 3.8 mi
- 4/10Lennard High SchoolGrades: 9-12Distance: 1.5 mi
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