Charming, affordable, and move-in ready! This 3-bedroom, 2-bath single-family home offers 1,327 square feet of comfortable living space designed for easy, everyday living. With a open floor plan, separate laundry room, spacious bedrooms, and a welcoming living area, this home is perfect for first-time buyers or those looking to right-size without sacrificing comfort.
Located in Rutherfordton, NC the home is within minutes of multiple recreational activities including parks, walking trails, tennis courts, basketball courts, playgrounds, and more. Centrally located between downtown Rutherfordton and Forest City, households have access to various grocery stores and shopping locations.
This home is specifically built, priced, and offered for households earning at or below 80% of Area Median Income (AMI), creating a rare opportunity for affordable homeownership for qualifying households. Qualified buyers may be eligible for down payment assistance, and the seller can help connect applicants with the USDA Section 502 Loan Program, which offers low-interest financing for eligible borrowers.
If you’ve been waiting for an attainable path to homeownership, this could be your opportunity. Reach out today to learn more about qualification requirements and available assistance programs.
For sale by owner
$288,400
178 Upper Gateway Cir, Rutherfordton, NC 28139
3beds
1,327sqft
Est.: Get pre-qualified
SingleFamily
Built in 2025
7,840 Square Feet Lot
$-- Zestimate®
$217/sqft
$-- HOA
What's special
Spacious bedroomsOpen floor planSeparate laundry room
- 4 days |
- 298 |
- 10 |
Listed by:
Property Owner (828) 559-9273
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Heat pump, Electric
Cooling
- Central
Appliances
- Included: Dishwasher, Microwave, Range / Oven, Refrigerator
Features
- Basement: None
Interior area
- Total interior livable area: 1,327 sqft
Property
Parking
- Total spaces: 2
- Parking features: Off-street
Features
- Exterior features: Other, Stucco
Lot
- Size: 7,840 Square Feet
Construction
Type & style
- Home type: SingleFamily
Materials
- Roof: Shake / Shingle
Condition
- New construction: No
- Year built: 2025
Community & HOA
Location
- Region: Rutherfordton
Financial & listing details
- Price per square foot: $217/sqft
- Date on market: 5/23/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/23/2026 | Listed for sale | $288,400$217/sqft |
Source: Owner Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28139
Nearby schools
GreatSchools rating
- 4/10Rutherfordton Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 4/10R-S Middle SchoolGrades: 6-8Distance: 3.3 mi
- 8/10Rutherford Early College High SchoolGrades: 9-12Distance: 3.2 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- North Carolina
- Rutherford County
- Rutherfordton
- 28139
- 178 Upper Gateway Cir





