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Sold for $745,000
  • $745,000

    18102 Spencer Rd, Odessa, FL 33556

    3beds
    1,990sqft
    Single Family Residence
    Built in 1967
    0.99 Acres Lot
    $748,900 Zestimate®
    $374/sqft
    $3,153 Estimated rent

    Home value

    $748,900

    $711,000 - $786,000

    $3,153/mo

    Zestimate® history
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    What's special

    Lakefront Opportunity in Keystone – Now $25K Below Seller’s Purchase Price!!! Incredible value on a serene, private lake lot with updated home and prime location. A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone—one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake—an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there’s a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip—current owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay’s most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic—an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse

    Zillow last checked: 8 hours ago

    Listing updated: February 13, 2026 at 01:19pm

    Listing Provided by:

    Annie Rocks, PA 727-777-3264,

    ROCKS REALTY 727-777-3264

    Bought with:

    Jesse Hoover, 3325885

    COASTAL PROPERTIES GROUP INTER

    Source: Stellar MLS,MLS#: W7875774MLS LogoOriginating MLS: West Pasco

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Features: Walk-In Closet(s)
    • Level: First
    • Area: 221 Square Feet
    • Dimensions: 13x17
    Bedroom 2
    • Features: Built-in Closet
    • Level: First
    • Area: 110 Square Feet
    • Dimensions: 11x10
    Bedroom 3
    • Features: Built-in Closet
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 11x12
    Primary bathroom
    • Level: First
    • Area: 72 Square Feet
    • Dimensions: 9x8
    Dining room
    • Level: First
    • Area: 160 Square Feet
    • Dimensions: 10x16
    Kitchen
    • Level: First
    • Area: 221 Square Feet
    • Dimensions: 13x17
    Laundry
    • Level: First
    • Area: 45 Square Feet
    • Dimensions: 9x5
    Living room
    • Level: First
    • Area: 320 Square Feet
    • Dimensions: 16x20
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Purifier, Water Softener, Wine Refrigerator
    • Laundry: Inside, Laundry Room
    Features
    • Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
    • Flooring: Luxury Vinyl, Tile
    • Doors: French Doors
    • Windows: Blinds, Double Pane Windows, Insulated Windows, Window Treatments
    • Has fireplace: No
    Interior area
    • Total structure area: 1,990
    • Total interior livable area: 1,990 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Driveway
    • Garage spaces: 1
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Front Porch, Patio
    • Exterior features: Irrigation System, Lighting, Private Mailbox, Rain Gutters
    • Has view: Yes
    • View description: Garden, Trees/Woods, Water, Lake
    • Has water view: Yes
    • Water view: Water,Lake
    • Waterfront features: Lake Front, Lake Privileges, Skiing Allowed
    Lot
    • Size: 0.99 Acres
    • Dimensions: 135 x 250
    • Features: Cleared, In County, Irregular Lot, Landscaped, Level, Oversized Lot, Street Dead-End
    • Residential vegetation: Mature Landscaping
    Details
    • Parcel number: U162717ZZZ00000010200.0
    • Zoning: ASC-1
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Craftsman
    • Property subtype: Single Family Residence
    Materials
    • Block, HardiPlank Type, Wood Frame
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1967

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: See Remarks, Well
    • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Private, Sprinkler Well, Water Connected

    Community & neighborhood

    Location
    • Region: Odessa
    • Subdivision: UNPLATTED

    HOA & financial

    HOA
    • Has HOA: No
    Other fees
    • Pet fee: $0 monthly
    Other financial information
    • Total actual rent: 0

    Other

    Other facts
    • Listing terms: Cash,Conventional,VA Loan
    • Ownership: Fee Simple
    • Road surface type: Paved

    Price history

    DateEventPrice
    2/13/2026Sold$745,000-5.6%$374/sqft
    Source: Stellar MLS #W7875774 Report a problem
    1/27/2026Pending sale$789,000$396/sqft
    Source: Stellar MLS #W7875774 Report a problem
    1/17/2026Price change$789,000-1.3%$396/sqft
    Source: Stellar MLS #W7875774 Report a problem
    8/5/2025Price change$799,000-5.9%$402/sqft
    Source: Stellar MLS #W7875774 Report a problem
    7/9/2025Price change$849,000-5.6%$427/sqft
    Source: Stellar MLS #W7875774 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$12,446 +55.2%$685,365 +44.8%
    2023$8,019 +1746.7%$473,218 +219.5%
    2022$434 +9.9%$148,105 +3%

    Find assessor info on the county website

    Neighborhood: 33556

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Hammond Elementary School
    • Middle: Martinez-HB
    • High: Steinbrenner High School

    Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value$748,900
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $748,900