Sold for $745,000
$745,000
18102 Spencer Rd, Odessa, FL 33556
3beds
1,990sqft
Single Family Residence
Built in 1967
0.99 Acres Lot
$748,900 Zestimate®
$374/sqft
$3,153 Estimated rent
Home value
$748,900
$711,000 - $786,000
$3,153/mo
Zestimate® history
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What's special
Lakefront Opportunity in Keystone – Now $25K Below Seller’s Purchase Price!!! Incredible value on a serene, private lake lot with updated home and prime location. A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone—one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake—an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there’s a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip—current owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay’s most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic—an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse
Zillow last checked: 8 hours ago
Listing updated: February 13, 2026 at 01:19pm
Listing Provided by:
Annie Rocks, PA 727-777-3264,
ROCKS REALTY 727-777-3264
Bought with:
Jesse Hoover, 3325885
COASTAL PROPERTIES GROUP INTER
Source: Stellar MLS,MLS#: W7875774
Originating MLS: West Pasco

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 221 Square Feet
- Dimensions: 13x17
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Primary bathroom
- Level: First
- Area: 72 Square Feet
- Dimensions: 9x8
Dining room
- Level: First
- Area: 160 Square Feet
- Dimensions: 10x16
Kitchen
- Level: First
- Area: 221 Square Feet
- Dimensions: 13x17
Laundry
- Level: First
- Area: 45 Square Feet
- Dimensions: 9x5
Living room
- Level: First
- Area: 320 Square Feet
- Dimensions: 16x20
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Purifier, Water Softener, Wine Refrigerator
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Luxury Vinyl, Tile
- Doors: French Doors
- Windows: Blinds, Double Pane Windows, Insulated Windows, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,990
- Total interior livable area: 1,990 sqft
Property
Parking
- Total spaces: 1
- Parking features: Driveway
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Patio
- Exterior features: Irrigation System, Lighting, Private Mailbox, Rain Gutters
- Has view: Yes
- View description: Garden, Trees/Woods, Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Lake Privileges, Skiing Allowed
Lot
- Size: 0.99 Acres
- Dimensions: 135 x 250
- Features: Cleared, In County, Irregular Lot, Landscaped, Level, Oversized Lot, Street Dead-End
- Residential vegetation: Mature Landscaping
Details
- Parcel number: U162717ZZZ00000010200.0
- Zoning: ASC-1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Block, HardiPlank Type, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1967
Utilities & green energy
- Sewer: Septic Tank
- Water: See Remarks, Well
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Private, Sprinkler Well, Water Connected
Community & neighborhood
Location
- Region: Odessa
- Subdivision: UNPLATTED
HOA & financial
HOA
- Has HOA: No
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 2/13/2026 | Sold | $745,000-5.6%$374/sqft |
Source: | ||
| 1/27/2026 | Pending sale | $789,000$396/sqft |
Source: | ||
| 1/17/2026 | Price change | $789,000-1.3%$396/sqft |
Source: | ||
| 8/5/2025 | Price change | $799,000-5.9%$402/sqft |
Source: | ||
| 7/9/2025 | Price change | $849,000-5.6%$427/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $12,446 +55.2% | $685,365 +44.8% |
| 2023 | $8,019 +1746.7% | $473,218 +219.5% |
| 2022 | $434 +9.9% | $148,105 +3% |
Find assessor info on the county website
Neighborhood: 33556
Nearby schools
GreatSchools rating
- 9/10Hammond Elementary SchoolGrades: PK-5Distance: 2.7 mi
- 10/10Martinez Middle SchoolGrades: 6-8Distance: 4.9 mi
- 7/10Steinbrenner High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Hammond Elementary School
- Middle: Martinez-HB
- High: Steinbrenner High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value$748,900
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$748,900

