Lakefront Opportunity in Keystone – Now $25K Below Seller’s Purchase Price!!! Incredible value on a serene, private lake lot with updated home and prime location. A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone—one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake—an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there’s a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip—current owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay’s most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic—an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse
For sale
Price cut: $50K (8/5)
$799,000
18102 Spencer Rd, Odessa, FL 33556
3beds
1,990sqft
Est.:
Single Family Residence
Built in 1967
0.77 Acres Lot
$-- Zestimate®
$402/sqft
$-- HOA
What's special
Detached garageStylish high-end finishesAcre of landQuartz countertopsStacked zellige tileLakefront homeLaundry room
- 79 days
- on Zillow |
- 1,145 |
- 68 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: August 06, 2025 at 12:22pm
Listing Provided by:
Annie Rocks, PA 727-777-3264,
ROCKS REALTY 727-777-3264,
Kevin Rocks 727-389-6453,
ROCKS REALTY
Source: Stellar MLS,MLS#: W7875774
Originating MLS: West Pasco

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Great Room, Utility Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 221 Square Feet
- Dimensions: 13x17
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Primary bathroom
- Level: First
- Area: 72 Square Feet
- Dimensions: 9x8
Dining room
- Level: First
- Area: 160 Square Feet
- Dimensions: 10x16
Kitchen
- Level: First
- Area: 221 Square Feet
- Dimensions: 13x17
Laundry
- Level: First
- Area: 45 Square Feet
- Dimensions: 9x5
Living room
- Level: First
- Area: 320 Square Feet
- Dimensions: 16x20
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Purifier, Water Softener, Wine Refrigerator
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Luxury Vinyl, Tile
- Doors: French Doors
- Windows: Blinds, Double Pane Windows, Insulated Windows, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,990
- Total interior livable area: 1,990 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Driveway
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Patio
- Exterior features: Irrigation System, Lighting, Private Mailbox, Rain Gutters
- Has view: Yes
- View description: Garden, Trees/Woods, Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Lake Privileges, Skiing Allowed
Lot
- Size: 0.77 Acres
- Dimensions: 135 x 250
- Features: Cleared, In County, Irregular Lot, Landscaped, Level, Oversized Lot, Street Dead-End
- Residential vegetation: Mature Landscaping
Details
- Parcel number: U162717ZZZ00000010200.0
- Zoning: ASC-1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Block, HardiPlank Type, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1967
Utilities & green energy
- Sewer: Septic Tank
- Water: See Remarks, Well
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Private, Sprinkler Well, Water Connected
Community & HOA
Community
- Subdivision: UNPLATTED
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Odessa
Financial & listing details
- Price per square foot: $402/sqft
- Tax assessed value: $685,365
- Annual tax amount: $12,446
- Date on market: 5/22/2025
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
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