This well-located Certified Rental Duplex offers a smart opportunity for investors and first-time buyers alike. Situated just down the road from Carol Park, steps from the Johnson St. Business District, and a short drive to Downtown Bay City, this property combines convenience, walkability, and built-in income potential. Major mechanical updates include a new Concord 95 furnace installed in 2022, along with new baseboard heat in the smaller unit, providing efficiency and peace of mind. The two units have separated Heat and hot water tanks, to ease the rental process. Both units look good and are move-in ready. The property is currently vacant, offering flexibility for owner-occupants or investors. The smaller unit rents for $720 per month, while the larger unit rents for $950 per month—an ideal setup for offsetting your mortgage or generating steady cash flow. Whether you’re looking to house-hack your first home or add a solid, income-producing property to your portfolio, this duplex delivers on location, updates, and rental potential.
For sale
Price cut: $10K (5/26)
$154,900
1813 3rd St, Bay City, MI 48708
4beds
1,597sqft
Est.: Get pre-qualified
Multi Family
Built in 1880
-- sqft lot
$-- Zestimate®
$97/sqft
$-- HOA
What's special
- 114 days |
- 401 |
- 23 |
Zillow last checked:
Listing updated:
Listed by:
Chance Owen 989-493-0948,
Bay Realty Michigan 989-385-1311
Source: MiRealSource,MLS#: 50198673
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Baseboard, Forced Air
Features
- Has basement: Yes
- Has fireplace: No
Interior area
- Total structure area: 1,597
- Total interior livable area: 1,597 sqft
Property
Features
- Levels: Two
- Stories: 2
- Frontage length: 50
Lot
- Size: 7,405.2 Square Feet
- Dimensions: 7492
Details
- Parcel number: 16002232801300
- Special conditions: Private
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family
Materials
- Foundation: Basement
Condition
- Year built: 1880
Utilities & green energy
- Gas: Natural Gas
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: N/A
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $97/sqft
- Tax assessed value: $101,200
- Annual tax amount: $2,568
- Date on market: 2/2/2026
- Cumulative days on market: 118 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
$997/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Price change | $154,900-6.1%$97/sqft |
Source:  MiRealSource #50198673 Report a problem | ||
| 4/8/2026 | Price change | $164,900-1.8%$103/sqft |
Source: MiRealSource #50198673 Report a problem | ||
| 3/17/2026 | Price change | $167,900-1.2%$105/sqft |
Source: MiRealSource #50198673 Report a problem | ||
| 2/2/2026 | Listed for sale | $170,000$106/sqft |
Source: MiRealSource #50198673 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,278 -7.5% | $50,600 +11% |
| 2024 | $2,464 | $45,600 +16.2% |
| 2023 | -- | $39,250 +11.3% |
| 2022 | -- | $35,250 +4.9% |
| 2021 | -- | $33,600 +15.3% |
| 2020 | $1,730 | $29,150 +2.6% |
| 2019 | -- | $28,400 +1.4% |
| 2018 | $1,730 -36.5% | $28,000 +1.3% |
| 2017 | $2,723 | $27,650 -0.9% |
| 2016 | $2,723 | $27,900 -1.4% |
| 2015 | $2,723 +128% | $28,300 -5.7% |
| 2014 | $1,194 | $30,000 +19.8% |
| 2013 | -- | $25,050 -11.3% |
| 2012 | -- | $28,250 -5.7% |
| 2011 | -- | $29,950 -4.3% |
| 2010 | -- | $31,300 -5.2% |
| 2009 | -- | $33,000 -2.1% |
| 2008 | -- | $33,700 +3.9% |
| 2007 | -- | $32,450 +2.5% |
| 2006 | -- | $31,650 |
| 2005 | -- | $31,650 +9.9% |
| 2004 | -- | $28,800 +5.1% |
| 2003 | -- | $27,400 +9.2% |
| 2002 | $949 | $25,100 +15.7% |
| 2000 | -- | $21,700 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48708
Nearby schools
GreatSchools rating
- 6/10Washington Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 4/10Handy Middle SchoolGrades: 6-8Distance: 2 mi
- 6/10Bay City Central High SchoolGrades: 9-12Distance: 0.8 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Bay County
- Bay City
- 48708
- 1813 3rd St
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