Boaters and beach lovers--this is the one you've been waiting for! Located on Destin Harbor, this beautifully updated 3-bedroom, 3.5-bath townhome features a boat slip and lift that can accommodate up to a 30' boat. Enjoy panoramic views of the harbor from your private outdoor decks. This multi-level home includes a garage, updated kitchen and bathrooms and a new A/C in 2024, making it as turnkey as it is charming. It also comes fully furnished and rental ready, perfect for vacation rental income or immediate personal enjoyment. The vacant lot across the street is available for additional parking. There are no HOA fees for the townhouse and low annual $445 fee for Holiday Isle Improvement Association. Set sail from your private slip or enjoy the harbor views with your morning coffee. The first level features a bunk room that sleeps four and includes a bath. The second level offers great views from the living room and kitchen. The third level boasts the harbor-front primary suite and bath, as well as a guest room and bath. This is coastal living at its finest. Schedule your private showing today!
For sale
$1,095,000
187 Durango Rd, Destin, FL 32541
3beds
1,430sqft
Est.:
Attached Single Unit, Townhouse
Built in 1984
871.2 Square Feet Lot
$1,031,100 Zestimate®
$766/sqft
$37/mo HOA
What's special
Guest room and bathMulti-level homeUpdated kitchen and bathrooms
- 1 day |
- 190 |
- 8 |
Likely to sell faster than
Zillow last checked: 9 hours ago
Listing updated: February 13, 2026 at 12:52am
Listed by:
Cindy Cole 850-654-2900,
Cindy Cole Fine Homes LLC
Source: ECAOR,MLS#: 995211
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: MBed Waterfront
- Level: Third
Bathroom 1
- Level: Second
Kitchen
- Level: Second
Cooling
- Electric, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Self Cleaning Oven, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Bedroom, Dining Room, Full Bathroom, Half Bathroom, Kitchen, Master Bathroom, Master Bedroom, Utility Room
- Windows: Window Treatments
- Furnished: Yes
Interior area
- Total structure area: 1,430
- Total interior livable area: 1,430 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Stories: 3
- Patio & porch: Deck Open
- Exterior features: Balcony, Boat Slip, Boatlift, Dock
- Pool features: None
- Has view: Yes
- View description: Canal, Harbor
- Has water view: Yes
- Water view: Canal,Harbor
- Waterfront features: Canal Front, Harbor, Unit Waterfront, Waterfront
- Frontage type: Water
- Frontage length: Water: 16
Lot
- Size: 871.2 Square Feet
- Features: Bulkhead/Seawall, Covenants, Within 1/2 Mile to Water
Details
- Parcel number: 002S24507000000180
- Zoning description: City
Construction
Type & style
- Home type: Townhouse
- Property subtype: Attached Single Unit, Townhouse
- Attached to another structure: Yes
Materials
- Frame, Vinyl Siding, Trim Vinyl
- Foundation: Slab
- Roof: Metal
Condition
- Construction Complete
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Cable Connected
Community & HOA
Community
- Subdivision: Quays Ph 1
HOA
- Has HOA: Yes
- HOA fee: $445 annually
Location
- Region: Destin
Financial & listing details
- Price per square foot: $766/sqft
- Tax assessed value: $642,076
- Annual tax amount: $6,921
- Date on market: 2/13/2026
- Listing terms: Conventional
- Lease term: Daily/Weekly
- Electric utility on property: Yes
Estimated market value
$1,031,100
$980,000 - $1.08M
$3,526/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/13/2026 | Listed for sale | $1,095,000+9.5%$766/sqft |
Source:  ECAOR #995211 Report a problem | ||
| 12/1/2022 | Listed for rent | $3,500$2/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 10/19/2021 | Listing removed | -- |
Source: ECAOR #878486 Report a problem | ||
| 8/3/2021 | Listed for sale | $999,900+94.2%$699/sqft |
Source: ECAOR #878486 Report a problem | ||
| 9/30/2019 | Sold | $515,000-1.9%$360/sqft |
Source: ECAOR #801897 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,773 +5.3% | $513,255 -17.7% |
| 2023 | $6,433 +13.1% | $623,337 +18.2% |
| 2022 | $5,688 +16.5% | $527,448 +31.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,898/mo
Principal & interest
$5356
Property taxes
$1122
Other costs
$420
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 1 mi
- 8/10Destin Middle SchoolGrades: 5-8Distance: 4.5 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 8.5 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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