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For sale
  • Price cut: $36.8K (7/31)
    $699,770

    189 Red Gate Rd, Lancaster, KY 40444

    4beds
    2,755sqft
    : 
    $4,436/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    0.5 Acres Lot
    $681,100 Zestimate®
    $254/sqft
    $-- HOA

    What's special

    Finished basementElegant chandeliersBuilt in wet barFenced grassy areaSpa style bathroomMatching window seatGenerous storage space
    The Lakefront Dream Home you've always wanted, complete with income producing potential to help pay the bills. This stunning 4 Bedroom, 3.5 Bath property offers essentially two homes in one, designed with immaculate craftsmanship and attention to detail throughout. The main level features an open concept living area with soaring 17 foot ceilings accented by white oak beams and elegant chandeliers, a floor to ceiling stone fireplace, white oak flooring, granite countertops, built in wet bar, and a chef's kitchen that truly defines luxury. The primary suite includes a spa style bathroom with a soaking tub and glass tile shower, plus a half bath and a convenient laundry/mudroom finish off the main floor. Upstairs, you'll find custom built in bunks for four, a matching window seat, a full bath, and generous storage space. The finished basement offers a complete second home with 9 foot ceilings, open concept living, kitchen, and dining areas, two bedrooms, a full bath, and laundry, ideal for rental income or multigenerational living. Outdoor living shines with a covered screened in porch, fenced grassy area, and a full-length deck overlooking Herrington Lake. Enjoy your private dock located in a no wake zone, complete with storage and space to relax and soak up the views. Additional features include two separate 200 amp electric service, two 50 amp RV charging stations, two heat pumps with three zone thermostats, and a 5-stage whole house water filtration and softener system. Every detail has been thoughtfully designed. This home truly has it all!!!
    34 days
    |
    1,166
    |
    56
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christie Welch 859-613-6900,

    Welchomes Real Estate

    Source: Imagine MLS,MLS#: 26015277MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Lower
      Bedroom 4
      • Level: Second
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: Second
      Bathroom 4
      • Level: Lower
      Kitchen
      • Level: First
      Kitchen
      • Level: Lower
      Living room
      • Level: First
      Living room
      • Level: Lower
      Utility room
      • Level: First
      Utility room
      • Level: Lower
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Gas Range, Microwave, Refrigerator, Oven, Range, Vented Exhaust Fan
      • Laundry: Main Level, Lower Level, Common Area
      Features
      • Eat-in Kitchen, In-Law Floorplan, Wet Bar, Soaking Tub
      • Flooring: Carpet, Hardwood, Tile
      • Windows: Blinds
      • Basement: Finished,Walk-Out Access,Walk-Up Access
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Living Room
      Interior area
      • Total structure area: 2,755
      • Total interior livable area: 2,755 sqft
      • Finished area above ground: 1,837
      • Finished area below ground: 918
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway, Off Street
      • Has uncovered spaces: Yes
      Features
      • Levels: Three Or More
      • Fencing: Other,Partial
      • On waterfront: Yes
      • Body of water: Herrington Lake
      Lot
      • Size: 0.5 Acres
      Details
      • Additional structures: Boat House
      • Parcel number: 05A09

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Concrete Perimeter
      • Roof: Dimensional Style
      Condition
      • Year built: 2021

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Rural
      HOA
      • Has HOA: No
      Location
      • Region: Lancaster

      Financial & listing details

      • Price per square foot: $254/sqft
      • Tax assessed value: $280,000
      • Annual tax amount: $2,896
      • Date on market: 6/29/2026

        Estimated market value

        $681,100

        $647,000 - $715,000

        $2,536/mo

        Price history

        DateEventPrice
        7/31/2026Price change$699,770-5%$254/sqft
        Source: Imagine MLS #26015277 Report a problem
        6/29/2026Listed for sale$736,600+2132.1%$267/sqft
        Source: Imagine MLS #26015277 Report a problem
        6/24/2021Sold$33,000$12/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,896 -2.8%$280,000
        2023$2,980 $280,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 40444

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Garrard Co
        • Middle: Garrard Co
        • High: Garrard Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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