190 L St, Santa Rosa Beach, FL 32459

Assumable 3.5% Mortgage! Private Bay view retreat with private balconies, deep, screened porch & direct canal access! Welcome to 190 L Street, a beautifully remodeled coastal retreat tucked away in the peaceful bay-front area of Santa Rosa Beach. Renovated in 2023, this charming 3-bedroom, 2.5-bath home offers 1,152 square feet of thoughtfully designed living space with stunning bay views and direct canal frontage. Wake up to serene water views from both the primary suite and second bedroom, each featuring private balconies perfect for morning coffee or sunset unwinding. The main living level opens to a spacious screened porch, creating the ideal space for relaxing, entertaining, and enjoying the coastal breeze. Set on a large lot for the area, the property offers privacy while embracing the laid-back coastal lifestyle that makes Santa Rosa Beach so special. Located just minutes from Cessna Landing Park and waterfront dining at The Bay, this home is perfectly positioned for those who love life on the water. Launch your kayaks or paddleboards directly from the canal in your backyard and spend the day exploring the bay. The beach and the world-famous 30A corridor are only about 10 minutes away, giving you quick access to white sand beaches, dining, and shopping while still enjoying a quiet retreat. With room for boat or RV parking, potential space for a pool, and additional lots available that could expand the property to nearly 0.7 acres, this is a rare opportunity offering flexibility, privacy, and strong investment potential in Santa Rosa Beach. Short-term rentals are allowed, making this property ideal as a primary residence, vacation home, or income-producing investment. Add in lots 18/19/20 for an additional $120,000. If purchased together, the seller is more negotiable.