Charming, Updated Home with Privacy & Character in Clearlake Oaks — Assumable Loan at 4.125%!
Welcome to 12818 E Highway 20, Clearlake Oaks, where timeless charm meets modern comfort! Built in 1930, this delightful 3-bedroom, 1.5-bath home offers approximately 1,080 square feet of inviting living space, filled with character and thoughtful upgrades throughout.
Warm, welcoming, and full of personality, this home blends its original charm with modern improvements, creating a comfortable and appealing place to call home. The private setting adds to its appeal, while the fenced backyard provides a wonderful space for outdoor entertaining, gardening, pets, or simply relaxing in your own peaceful retreat.
An exceptional opportunity: The existing loan may be assumable at an attractive 4.125% interest rate, subject to lender approval and buyer qualification! This potential financing advantage adds even more appeal to an already charming property.
Whether you’re searching for your first home, looking to downsize, or seeking an investment opportunity, this Clearlake Oaks gem offers a wonderful combination of character, functionality, privacy, and potential financing benefits.
A little vintage charm, modern touches, and a whole lot to love—schedule your private showing today!
For sale
Listed by: Pivniska Real Estate Group • Jennifer Perez • Contact: 707-474-4625
$220,000
12818 E Highway 20, Clearlake Oaks, CA 95423
3beds
1,080sqft
Single Family Residence
Built in 1930
6,098 Square Feet Lot
$213,900 Zestimate®
$204/sqft
$-- HOA
What's special
- 7 days
- 145
- 22
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Jennifer Perez DRE #02030607 707-474-4625,
Pivniska Real Estate Group
Source: CRMLS,MLS#: LC26220347
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bedroom, Kitchen, Laundry, Living Room
Bedroom
- Features: All Bedrooms Up
Bathroom
- Features: Tub Shower
Heating
- Baseboard
Cooling
- Wall/Window Unit(s)
Appliances
- Laundry: Inside, Laundry Room
Features
- Eat-in Kitchen, All Bedrooms Up
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 1,080 sqft
Property
Parking
- Parking features: Driveway
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Patio & porch: Rear Porch, Front Porch
- Pool features: None
- Spa features: None
- Fencing: See Remarks
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 6,098 Square Feet
- Features: 0-1 Unit/Acre
Details
- Parcel number: 035172310000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- Repairs Cosmetic,Turnkey
- New construction: No
- Year built: 1930
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Community
- Features: Biking, Dog Park, Fishing, Hiking, Lake, Mountainous, Rural
Location
- Region: Clearlake Oaks
Financial & listing details
- Price per square foot: $204/sqft
- Tax assessed value: $240,298
- Date on market: 10/15/2026
- Cumulative days on market: 8 days
- Listing terms: Cash,Cash to Existing Loan,Cash to New Loan,Conventional,FHA,VA Loan
Estimated market value
$213,900
$203,000 - $225,000
$1,679/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/16/2026 | Listed for sale | $220,000-12%$204/sqft |
Source:  CRMLS #LC26220347 Report a problem | ||
| 10/30/2025 | Listing removed | $250,000$231/sqft |
Source:  SDMLS #LC25053373 Report a problem | ||
| 8/2/2025 | Price change | $250,000-10.7%$231/sqft |
Source:  BAREIS #325022107 Report a problem | ||
| 6/4/2025 | Price change | $280,000-3.4%$259/sqft |
Source: BAREIS #325022107 Report a problem | ||
| 4/14/2025 | Price change | $290,000-1.7%$269/sqft |
Source: BAREIS #325022107 Report a problem | ||
| 3/21/2025 | Listed for sale | $295,000+34.7%$273/sqft |
Source: BAREIS #325022107 Report a problem | ||
| 4/16/2022 | Listing removed | -- |
Source:  RE/MAX International Report a problem | ||
| 2/23/2022 | Pending sale | $219,000$203/sqft |
Source: CRMLS #LC22021050 Report a problem | ||
| 2/21/2022 | Listed for sale | $219,000$203/sqft |
Source: CRMLS #LC22021050 Report a problem | ||
| 2/12/2022 | Pending sale | $219,000$203/sqft |
Source: CRMLS #LC22021050 Report a problem | ||
| 2/4/2022 | Listed for sale | $219,000+265%$203/sqft |
Source: CRMLS #LC22021050 Report a problem | ||
| 6/6/2013 | Listing removed | $950$1/sqft |
Source: Fairtrade Equities Report a problem | ||
| 4/20/2013 | Listed for rent | $950$1/sqft |
Source: Fairtrade Equities Report a problem | ||
| 2/22/2012 | Sold | $60,000+0.2%$56/sqft |
Source: Public Record Report a problem | ||
| 12/1/2011 | Listed for sale | $59,900-25%$55/sqft |
Source: NCI #LC110737 Report a problem | ||
| 9/3/2011 | Listing removed | $79,900$74/sqft |
Source: NCI #110737 Report a problem | ||
| 7/9/2011 | Price change | $79,900+14.3%$74/sqft |
Source: NCI #110737 Report a problem | ||
| 6/20/2011 | Price change | $69,900-6.7%$65/sqft |
Source: The Ed B Company Real Estate #LC115433 Report a problem | ||
| 6/18/2011 | Price change | $74,900-6.3%$69/sqft |
Source: The Ed B Company Real Estate #LC115433 Report a problem | ||
| 3/19/2011 | Listed for sale | $79,900-11.2%$74/sqft |
Source: NCI #110737 Report a problem | ||
| 2/15/2008 | Sold | $90,000-6.3%$83/sqft |
Source: Public Record Report a problem | ||
| 12/29/2007 | Price change | $96,000-4%$89/sqft |
Source: Owner Report a problem | ||
| 10/28/2007 | Price change | $99,950-4.8%$93/sqft |
Source: Owner Report a problem | ||
| 9/17/2007 | Listed for sale | $105,000$97/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $240,298 +2% |
| 2025 | $2,707 +1% | $235,587 +2% |
| 2024 | $2,679 +1.1% | $230,968 +2% |
| 2023 | $2,651 +209% | $226,440 +218.9% |
| 2022 | $858 -2.8% | $71,007 +2% |
| 2021 | $883 +0.5% | $69,615 +1% |
| 2020 | $879 +4.2% | $68,902 +2% |
| 2019 | $844 -0.2% | $67,552 +2% |
| 2018 | $845 +4.7% | $66,229 +2% |
| 2017 | $807 +4.4% | $64,931 +2% |
| 2016 | $773 +1.7% | $63,659 +1.5% |
| 2015 | $760 +1.9% | $62,704 +2% |
| 2014 | $746 +1.5% | $61,477 +0.5% |
| 2013 | $734 -24.4% | $61,200 -24% |
| 2012 | $971 +1.7% | $80,480 +2% |
| 2011 | $955 +4.1% | $78,903 +0.8% |
| 2010 | $917 +51.7% | $78,315 +55.5% |
| 2008 | $605 +1.8% | $50,355 +2% |
| 2007 | $594 +3.1% | $49,368 +2% |
| 2006 | $576 +2.2% | $48,401 +2% |
| 2005 | $564 +5.3% | $47,453 +2% |
| 2004 | $535 +7.4% | $46,523 +1.9% |
| 2003 | $499 +1.6% | $45,671 +2% |
| 2002 | $491 +1.7% | $44,777 +2% |
| 2001 | $482 +1.6% | $43,900 +2% |
| 2000 | $475 | $43,040 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
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