Stunning 4 bedroom, 3.5 bath home in the highly sought-after Mt. Zion School District offering over 4,700 square feet of living space with beautiful lake views! The main living room features hardwood floors and soaring cathedral ceilings around a gas fireplace. The enormous, updated kitchen houses multiple ovens, an island, and desk space while sitting just off the idyllic sunroom with vaulted ceilings. In the finished basement you'll find the third fireplace, kitchenette, and more space than you know what to do with! Walk out to access the side patio, or sit in the sun on your large back deck. Mature trees shade the driveway leading to the 3-car attached garage that includes an 80-amp electric car charger. Major updates include high-efficiency HVAC systems (A/C 2022, furnace 2025), tankless water heater (2025), complete tear-off roof replacement (2024), and ductless mini split systems added to all upstairs bedrooms in 2025.
For sale
$499,900
1909 Shore Oak Dr, Decatur, IL 62521
4beds
4,737sqft
Est.:
Single Family Residence
Built in 1986
0.83 Acres Lot
$-- Zestimate®
$106/sqft
$-- HOA
What's special
Gas fireplaceThird fireplaceFinished basementMultiple ovensDesk spaceEnormous updated kitchenSoaring cathedral ceilings
- 4 days |
- 1,162 |
- 55 |
Zillow last checked:
Listing updated:
Listed by:
Blake Reynolds 217-422-3335,
Main Place Real Estate
Source: CIBR,MLS#: 6258511
Originating MLS: Central Illinois Board Of REALTORS
Originating MLS: Central Illinois Board Of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Main
- Dimensions: 18.5 x 13.8
Bedroom
- Level: Upper
- Dimensions: 13.4 x 11.2
Bedroom
- Level: Upper
- Dimensions: 13.5 x 12.11
Bedroom
- Level: Upper
- Dimensions: 14.6 x 12.11
Primary bathroom
- Level: Main
- Dimensions: 12 x 10
Bonus room
- Level: Basement
- Dimensions: 11.1 x 13
Dining room
- Level: Main
- Dimensions: 13.4 x 13.9
Family room
- Level: Main
- Dimensions: 22.4 x 15.8
Other
- Level: Basement
- Dimensions: 6 x 8
Other
- Level: Upper
- Dimensions: 8 x 10
Great room
- Level: Basement
- Dimensions: 31.6 x 14.4
Half bath
- Level: Main
- Dimensions: 6 x 8
Kitchen
- Level: Main
- Dimensions: 12.11 x 13.6
Laundry
- Level: Basement
- Dimensions: 17.6 x 8.5
Living room
- Level: Main
- Dimensions: 26.7 x 17.7
Office
- Level: Basement
- Dimensions: 8.1 x 11.1
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Disposal, Gas Water Heater, Washer
Features
- Breakfast Area, Cathedral Ceiling(s), Fireplace, Jetted Tub, Bath in Primary Bedroom, Main Level Primary, Walk-In Closet(s)
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total structure area: 4,737
- Total interior livable area: 4,737 sqft
- Finished area above ground: 3,106
- Finished area below ground: 1,631
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage
- Attached garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch
- Exterior features: Sprinkler/Irrigation
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 0.83 Acres
Details
- Parcel number: 171225301005
- Zoning: RES
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Basement
- Roof: Shingle
Condition
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Fire Sprinkler System
- Subdivision: Shore Oak Add
Location
- Region: Decatur
Financial & listing details
- Price per square foot: $106/sqft
- Tax assessed value: $158,718
- Annual tax amount: $14,044
- Date on market: 5/11/2026
- Road surface type: Concrete
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/11/2026 | Listed for sale | $499,900+28.2%$106/sqft |
Source:  CIBR #6258511 Report a problem | ||
| 2/16/2022 | Sold | $390,000-3.5%$82/sqft |
Source: CIBR #6214502 Report a problem | ||
| 1/11/2022 | Pending sale | $404,000$85/sqft |
Source: CIBR #6214502 Report a problem | ||
| 12/29/2021 | Contingent | $404,000$85/sqft |
Source: CIBR #6214502 Report a problem | ||
| 10/15/2021 | Price change | $404,000+1%$85/sqft |
Source: CIBR #6214502 Report a problem | ||
| 9/8/2021 | Price change | $399,900-2.4%$84/sqft |
Source: CIBR #6214502 Report a problem | ||
| 8/30/2021 | Listed for sale | $409,900$87/sqft |
Source: CIBR #6214502 Report a problem | ||
| 8/12/2021 | Pending sale | $409,900$87/sqft |
Source: CIBR #6214502 Report a problem | ||
| 7/22/2021 | Contingent | $409,900$87/sqft |
Source: CIBR #6214502 Report a problem | ||
| 7/15/2021 | Listed for sale | $409,900+8%$87/sqft |
Source: CIBR #6214502 Report a problem | ||
| 7/26/2012 | Sold | $379,400-90.3%$80/sqft |
Source: CIBR #5189167 Report a problem | ||
| 6/8/2010 | Sold | $3,925,000+800.2%$829/sqft |
Source: Public Record Report a problem | ||
| 6/13/2008 | Sold | $436,000$92/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $14,044 +2.8% | $158,718 +5.9% |
| 2023 | $13,668 +3.2% | $149,885 +4.8% |
| 2022 | $13,248 +4.1% | $142,992 +5.1% |
| 2021 | $12,727 +2.5% | $136,033 +2.7% |
| 2020 | $12,416 +2.1% | $132,521 +2.8% |
| 2019 | $12,165 +5% | $128,936 +4% |
| 2018 | $11,584 +2.1% | $124,025 +0.9% |
| 2017 | $11,350 -0.5% | $122,870 +0.2% |
| 2016 | $11,406 +5% | $122,612 +3% |
| 2015 | $10,862 +6.9% | $119,040 +1% |
| 2014 | $10,160 -0.4% | $117,862 |
| 2013 | $10,198 +3.7% | $117,862 |
| 2012 | $9,836 | $117,862 |
| 2011 | -- | $117,862 -4% |
| 2010 | -- | $122,734 |
| 2009 | -- | $122,734 |
| 2006 | -- | -- |
| 2005 | -- | $109,438 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 62521
Nearby schools
GreatSchools rating
- 4/10South Shores Elementary SchoolGrades: K-6Distance: 1.1 mi
- 2/10Stephen Decatur Middle SchoolGrades: 7-8Distance: 5.2 mi
- 2/10Eisenhower High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- District: Mt Zion Dist 3
Source: CIBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Macon County
- Decatur
- 62521
- 1909 Shore Oak Dr
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