Discover this stunning 4-bedroom, 3-bathroom home built in 2019, nestled in the sought-after River Rock Cove community -- just 10 miles from downtown Chattanooga. With fresh landscaping and thoughtful updates throughout, this home is truly turn-key and ready for its next owners.
The main level features an open-concept kitchen, dining, and living area, the primary en-suite, a laundry room, an additional full bathroom, and two bedrooms, perfect for family, guests, or an office, and a 2-car garage. This layout is ideal for entertaining and daily living. Enjoy the spacious primary suite which includes a walk-in closet and a spa-like ensuite bath complete with a soaking tub and a beautifully tiled shower.
Upstairs, brand-new carpet adds a fresh feel to the private flex suite -- a versatile space featuring a bonus room, bedroom, and full bath. Whether you need a guest retreat, teen hangout, home office, or multi-generational living setup, this space delivers.
Step outside to your fully fenced backyard, complete with a covered deck and fire-pit area -- perfect for year-round outdoor living. Fresh landscaping enhances the home's curb appeal and creates a welcoming first impression. Residents also enjoy access to a community pool and sidewalk-lined streets.
Unbeatable location: Minutes from the new CSLA campus, the Tennessee Riverwalk, Enterprise South Nature Park and its new Wildwood Playscape, the Hamilton Place Mall, and Northgate Mall. Easy commute Downtown and to Volkswagen, Amazon, and other major Chattanooga-area employers.
For sale
$539,000
4112 Zephyr Ln, Chattanooga, TN 37416
4beds
2,383sqft
Est.:
Single Family Residence
Built in 2019
7,405.2 Square Feet Lot
$475,000 Zestimate®
$226/sqft
$75/mo HOA
What's special
- 6 days |
- 265 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
Matthew Macaulay 925-234-6847,
REAL Broker 844-591-7325
Source: Greater Chattanooga Realtors,MLS#: 1533609
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Description: Full Bathroom
- Level: Second
Primary bathroom
- Level: First
Bathroom
- Description: Full Bathroom
- Level: First
Bathroom
- Description: Full Bathroom
- Level: Second
Bonus room
- Description: Finished
- Level: Second
Dining room
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Natural Gas
Cooling
- Electric, Multi Units
Appliances
- Included: Disposal, Dishwasher, Free-Standing Gas Range, Gas Water Heater, Microwave, Refrigerator
- Laundry: Laundry Room, Main Level
Features
- Crown Molding, Double Vanity, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Storage, Tray Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Plumbed
- Flooring: Carpet, Tile, Engineered Hardwood
- Windows: Insulated Windows, Vinyl Frames
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas Starter, Gas Log, Living Room
Interior area
- Total structure area: 2,383
- Total interior livable area: 2,383 sqft
- Finished area above ground: 2,383
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage, Garage Faces Front, Kitchen Level
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Covered, Deck, Patio, Porch, Porch - Covered
- Exterior features: Fire Pit, Private Yard
- Fencing: Back Yard,Fenced,Aluminum
Lot
- Size: 7,405.2 Square Feet
- Dimensions: 60.06 x 124.87
- Features: Back Yard, Gentle Sloping, Level
Details
- Parcel number: 120j F 014
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone, Fiber Cement
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Pool, Sidewalks
- Subdivision: River Rock Cove
HOA
- Has HOA: Yes
- HOA fee: $900 annually
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $226/sqft
- Tax assessed value: $450,400
- Annual tax amount: $3,482
- Date on market: 5/2/2026
- Listing terms: Cash,Conventional,VA Loan
Estimated market value
$475,000
$451,000 - $499,000
$2,339/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/2/2026 | Listed for sale | $539,000-0.2%$226/sqft |
Source: Greater Chattanooga Realtors #1533609 Report a problem | ||
| 12/2/2025 | Listing removed | $540,000$227/sqft |
Source: Greater Chattanooga Realtors #1521132 Report a problem | ||
| 11/14/2025 | Price change | $540,000-1.8%$227/sqft |
Source: Greater Chattanooga Realtors #1521132 Report a problem | ||
| 9/25/2025 | Listed for sale | $550,000+59.7%$231/sqft |
Source: Greater Chattanooga Realtors #1521132 Report a problem | ||
| 2/7/2019 | Sold | $344,349+566.2%$145/sqft |
Source: Public Record Report a problem | ||
| 7/3/2018 | Sold | $51,690-46.2%$22/sqft |
Source: Public Record Report a problem | ||
| 6/30/2017 | Sold | $96,000$40/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,707 -1.7% | $112,600 +45.1% |
| 2024 | $1,736 | $77,600 |
| 2023 | $1,736 | $77,600 |
| 2022 | $1,736 | $77,600 |
| 2021 | $1,736 -15.6% | $77,600 +29.7% |
| 2020 | $2,057 +24.3% | $59,850 +378.8% |
| 2019 | $1,655 +378.8% | $12,500 |
| 2018 | $346 -45.2% | $12,500 |
| 2017 | $630 +10.4% | $12,500 |
| 2016 | $571 | -- |
| 2015 | $571 | $11,250 |
| 2014 | $571 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
$2,958/mo
Principal & interest
$2636
Property taxes
$247
HOA Fees
$75
More affordability tools
Climate risks
Neighborhood: 37416
Nearby schools
GreatSchools rating
- 2/10Harrison Elementary SchoolGrades: PK-5Distance: 2.5 mi
- 5/10Brown Middle SchoolGrades: 6-8Distance: 2.6 mi
- 3/10Central High SchoolGrades: 9-12Distance: 2.8 mi
Schools provided by the listing agent
- Elementary: Harrison Elementary
- Middle: Brown Middle
- High: Central High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Hamilton County
- Chattanooga
- 37416
- 4112 Zephyr Ln
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