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For sale
  • Price cut: $5K (1/5)
    $894,900

    195 Key Ranch Rd, Sagle, ID 83860

    4beds
    3baths
    2,268sqft
    : 
    Single Family Residence
    Built in 1920
    29.74 Acres Lot
    $864,500 Zestimate®
    $395/sqft
    $-- HOA

    What's special

    Bonus roomUpdated kitchenSs high-end appliancesCovered front porchWood stove
    Home, 29 acres, shop 36 X 48, classic barn with hay loft and built with log and timber beams, fenced, pasture & Algoma Lake. Zoned R-5 for future development potential! The home offers a covered front porch, spacious living room, updated kitchen w/SS high-end appliances (Sub-zero refrigerator & Viking oven/range) & a beautiful wood stove, 4 bedrooms, bonus room & 2.5 bathrooms. insulated shop with power, concrete floor and two garage doors - one for RV's or high-profile vehicles. Roof & windows have been updated in the past. Forced air heat. Mature apple, plum & pear trees. One of North Idaho's majestic settings & terrific horse property. Fish in the lake and enjoy the country life or turn it into a destination venue. NO CCR's or HOA fees. Situated back from the paved county road with easy access to Sandpoint, a Ski Mountain & Lake Community with stunning natural beauty and year-round recreation! World-class Schweitzer Ski resort for winter sports, a wealth of Forest Service lands or grab your fishing pole & head out to the big lake for a day of fun & sun on the water.
    140 days
    |
    2,564
    |
    119
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 05, 2026 at 11:06am

    Listed by:

    Charesse Moore 208-255-6060,

    EVERGREEN REALTY

    Source: SELMLS,MLS#: 20252211MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Main level bathrooms: 2
    • Main level bedrooms: 2
    Rooms
    • Room types: Bonus Room
    Primary bedroom
    • Description: Main Level Master W/Walk-In Closet
    • Level: Main
    Bedroom 2
    • Description: 2nd Main Level Bedroom
    • Level: Main
    Bedroom 3
    • Description: 3rd Bedroom
    • Level: Second
    Bedroom 4
    • Description: 4th Bedroom
    • Level: Second
    Bathroom 1
    • Description: Main Level Bedroom
    • Level: Main
    Bathroom 2
    • Description: Half Bathroom
    • Level: Main
    Bathroom 3
    • Description: Guest Bathroom
    • Level: Second
    Dining room
    • Description: Dining area
    • Level: Main
    Family room
    • Description: Spacious family room
    • Level: Main
    Kitchen
    • Description: Updated kitchen with high-end SS appliances
    • Level: Main
    Living room
    • Description: Spacious living room
    • Level: Main
    Heating
    • Stove, Wood, Furnace
    Appliances
    • Laundry: Lower Level, Laundry Room In The Basement
    Features
    • Walk-In Closet(s), Tongue and groove ceiling
    • Flooring: Wood
    • Doors: French Doors
    • Windows: Double Pane Windows, Vinyl
    • Basement: Unfinished
    • Number of fireplaces: 1
    • Fireplace features: Free Standing, Stove, Wood Burning, 1 Fireplace
    Interior area
    • Total structure area: 2,268
    • Total interior livable area: 2,268 sqft
    • Finished area above ground: 2,268
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 3
    • Parking features: 3+ Car Detached, Double Doors, Electricity, High Clear. Door, Insulated, RV Access/Parking, Separate Exit, Gravel
    • Has garage: Yes
    • Has uncovered spaces: Yes
    Features
    • Patio & porch: Covered
    • Fencing: Fenced,Partial
    • Has view: Yes
    • View description: Mountain(s)
    • Waterfront features: Pond (Natural), Water Frontage Location(Main), Water Access Type(Private), Water Access Location(Main), Water Access
    • Body of water: Algoma Lake
    Lot
    • Size: 29.74 Acres
    • Features: Irregular Lot, 5 to 10 Miles to City/Town, Horse Setup, Level, Pasture, Mature Trees
    Details
    • Additional structures: Barn(s), Pumphouse, Workshop
    • Parcel number: RP56N02W207403A
    • Zoning: Rural 5
    • Zoning description: Rural
    • Horses can be raised: Yes

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Frame
    • Foundation: Concrete Perimeter
    • Roof: Composition
    Condition
    • Resale
    • New construction: No
    • Year built: 1920

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well
    • Utilities for property: Electricity Connected, Natural Gas Not Available, Phone Connected

    Community & HOA

    HOA
    • Has HOA: No
    Location
    • Region: Sagle

    Financial & listing details

    • Price per square foot: $395/sqft
    • Tax assessed value: $903,602
    • Annual tax amount: $2,546
    • Date on market: 8/19/2025
    • Listing terms: Cash, Conventional, FHA
    • Ownership: Fee Simple
    • Electric utility on property: Yes
    • Road surface type: Chip And Seal
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    Estimated market value

    $864,500

    $821,000 - $908,000

    $2,730/mo

    Price history

    Price history
    DateEventPrice
    1/5/2026Price change$894,900-0.6%$395/sqft
    Source: Coeur d'Alene MLS #25-8761 Report a problem
    8/20/2025Listed for sale$899,900+2.8%$397/sqft
    Source: SELMLS #20252211 Report a problem
    11/3/2021Listing removed--
    Source: Coeur d'Alene MLS #21-8287 Report a problem
    9/4/2021Price change$875,000-5.4%$386/sqft
    Source: Coeur d'Alene MLS #21-8287 Report a problem
    8/11/2021Listed for sale$925,000$408/sqft
    Source: Coeur d'Alene MLS #21-8287 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$2,421 -3.5%$903,602 -4.2%
    2023$2,509 $943,619 +19.1%
    2022-- $792,172 +60%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $4,903/mo
    Principal & interest
    $4292
    Home insurance
    $313
    Property taxes
    $298

      Climate risks

      Neighborhood: 83860

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Sagle
      • Middle: Sandpoint
      • High: Sandpoint

      Source: SELMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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