Welcome to this beautifully maintained DR Horton-built home in the sought-after Whispering Lake subdivision, just one mile from Publix and a quick drive to the sugar-white sands of 30A. With a blend of coastal Florida living and classic Georgia Southern charm, this 3-bedroom, 2-bathroom home offers comfort, convenience, and timeless style. The exterior has been freshly painted and most of the back fence is being replaced.
Step inside to find hardwood floors throughout, 9 and 10-foot ceilings, and an open layout perfect for both relaxing and entertaining. The kitchen features stainless steel appliances, generous cabinetry, and bar seating that flows seamlessly into the living and dining areas. Most of the home has crown moulding, the spacious bedrooms offer ample closet space. The primary suite includes a large walk-in closet, an en suite bath with a dual sink vanity, and a large walk-in shower. You'll love the private laundry room (washer and dryer included!) located just inside the 2-car garage.
Out back, enjoy peaceful mornings or breezy evenings on your covered patio, overlooking a preserved wooded areano rear neighbors, just nature!
This original-owner home has been lovingly cared for and is move-in ready. Whether you're searching for your forever home or a peaceful retreat near the beach, this one checks all the boxes!
Sold for $514,500
$514,500
195 Lullaby Loop, Santa Rosa Beach, FL 32459
3beds
1,977sqft
Single Family Residence
Built in 2014
7,405 Square Feet Lot
$512,900 Zestimate®
$260/sqft
$3,341 Estimated rent
Home value
$512,900
$472,000 - $559,000
$3,341/mo
Zestimate® history
Owner options
List your home for rent
$3,341/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$3,341/mo
Rent Zestimate®
Refinance and save
$3,168/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$3,168/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Spacious bedroomsEn suite bathPreserved wooded areaOpen layoutPrivate laundry roomBar seatingHardwood floors
Zillow last checked:
Listing updated:
Listed by:
Janice A Schaefer 850-716-0939,
Berkshire Hathaway Home Services PenFed Realty
Bought with:
Christine P Baeza, 3027542
Dockside Realty Inc
Source: ECAOR,MLS#: 982632
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: 9'/10' Ceiling
- Level: First
- Area: 221.65 Square Feet
- Dimensions: 14.3 x 15.5
Bedroom
- Description: 9' Ceiling - BR #2
- Level: First
- Area: 189.95 Square Feet
- Dimensions: 13.1 x 14.5
Bedroom
- Description: 9' Ceiling - BR #3
- Level: First
- Area: 171.74 Square Feet
- Dimensions: 13.1 x 13.11
Primary bathroom
- Description: 9' Ceiling
- Level: First
- Area: 81.91 Square Feet
- Dimensions: 8.11 x 10.1
Breakfast room
- Description: 9' Ceiling
- Level: First
- Area: 204.13 Square Feet
- Dimensions: 11.1 x 18.4
Dining room
- Description: 9'/10' Ceiling
- Level: First
- Area: 132.09 Square Feet
- Dimensions: 11.1 x 11.9
Kitchen
- Description: 9' Ceiling
- Level: First
- Area: 143.19 Square Feet
- Dimensions: 12.9 x 11.1
Laundry
- Description: Washer & Dryer Convey
- Level: First
- Area: 62.37 Square Feet
- Dimensions: 6.3 x 9.9
Living room
- Description: 9'/10' Ceiling
- Level: First
- Area: 340.81 Square Feet
- Dimensions: 17.3 x 19.7
Other
- Description: Covered Porch
- Level: First
- Area: 154 Square Feet
- Dimensions: 15.4 x 10
Other
- Description: Master BR Closet
- Level: First
- Area: 49.55 Square Feet
- Dimensions: 8.11 x 6.11
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
Features
- Bookcases, Cathedral Ceiling(s), Kitchen Island
- Flooring: Hardwood
- Doors: Storm Door(s)
- Windows: Double Pane Windows, Window Treatments, Hurricane Shutters
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,977
- Total interior livable area: 1,977 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Covered
- Exterior features: Private Yard
- Fencing: Privacy
Lot
- Size: 7,405 Square Feet
- Dimensions: 116 x 60 x 116 x 60
- Features: Cul-De-Sac
Details
- Parcel number: 262S20337010000170
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Brick, Siding Brick Some, Siding CmntFbrHrdBrd
- Roof: Shingle
Condition
- Construction Complete
- New construction: No
- Year built: 2014
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Dock, Fishing, Short Term Rental - Not Allowed
- Security: Smoke Detector(s)
- Subdivision: WHISPERING LAKE
HOA
- Has HOA: Yes
- Services included: Management
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $260/sqft
- Tax assessed value: $436,531
- Annual tax amount: $1,941
- Date on market: 8/7/2025
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 3/11/2026 | Sold | $514,500$260/sqft |
Source:  ECAOR #982632 Report a problem | ||
| 2/8/2026 | Pending sale | $514,500$260/sqft |
Source: ECAOR #982632 Report a problem | ||
| 1/2/2026 | Price change | $514,500-2%$260/sqft |
Source: ECAOR #982632 Report a problem | ||
| 8/7/2025 | Listed for sale | $525,000+99.1%$266/sqft |
Source: ECAOR #982632 Report a problem | ||
| 7/3/2014 | Sold | $263,645$133/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,983 +2.2% | $258,067 +2.9% |
| 2024 | $1,941 +4.1% | $250,794 +3% |
| 2023 | $1,864 +1.5% | $243,489 +3% |
| 2022 | $1,837 -1.1% | $236,397 +3% |
| 2021 | $1,857 -1.6% | $229,512 +1.4% |
| 2020 | $1,887 +3.3% | $226,343 +2.3% |
| 2019 | $1,826 | $221,254 +1.9% |
| 2018 | $1,826 +1.9% | $217,129 +2.1% |
| 2017 | $1,793 +3.1% | $212,663 +2.1% |
| 2016 | $1,740 +1.5% | $208,289 +0.7% |
| 2015 | $1,714 -0.8% | $206,841 +803.6% |
| 2014 | $1,728 | $22,892 +1448.8% |
| 2013 | -- | $1,478 |
Find assessor info on the county website
Neighborhood: 32459
Nearby homes
- $500,0003 bd2 ba1.8k sqft207 Lullaby Loop, Santa Rosa Beach, FL 32459Sold
- $522,3003 bd2 ba1.8k sqft181 Lullaby Loop, Santa Rosa Beach, FL 32459Off Market
- $532,2003 bd2 ba2.2k sqft171 Lullaby Loop, Santa Rosa Beach, FL 32459Off Market
- $557,3004 bd2 ba2.1k sqft219 Lullaby Loop, Santa Rosa Beach, FL 32459Off Market
- $437,5003 bd3 ba2.2k sqft159 Lullaby Loop, Santa Rosa Beach, FL 32459Sold
- $450,7003 bd2 ba1.8k sqft227 Lullaby Loop, Santa Rosa Beach, FL 32459Off Market
- $480,1004 bd3 ba1.9k sqft233 Lullaby Loop, Santa Rosa Beach, FL 32459Off Market
- $640,8004 bd4 ba2.5k sqft149 Lullaby Loop, Santa Rosa Beach, FL 32459Off Market
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 8.8 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 6.4 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Dune Lakes
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$512,900
2% more
+$10,258
With Zillow Showcase(estimated)
$523,158
- Florida
- Walton County
- Santa Rosa Beach
- 32459
- 195 Lullaby Loop
Nearby cities
Nearby zip codes
Other Santa Rosa Beach Topics
- Apartments for Rent in 32459
- Houses for Sale in 32459
- Houses for Rent in 32459
- 32459 Real Estate
- Santa Rosa Beach Condos
- Houses for Sale in Santa Rosa Beach
- Newest Listings in Santa Rosa Beach
- Santa Rosa Beach Home Values
- Santa Rosa Beach Real Estate Agents
- Santa Rosa Beach Refinance
- Santa Rosa Beach Mortgage Rates
