*$10,000 Seller's credit towards renovations or to Buy Rate Down*- Imagine waking up every morning to tranquil lakefront views? This spacious 3-bedroom, 2-bath, 1,476 sqf. home in The Reserve at Estero a gated, resort-style community with everything from a clubhouse and resort pool/spa to tennis, pickleball courts, billards room, playgrounds and fitness center. Enjoy direct water views that perfectly capture Florida living. Price is firmly set below similar comp, yet the Seller is including a $10,000 credit on full-price offers, to be used for personalized renovations or to buy down your rate — your choice. Rather than invest before selling, the Sellers are empowering you to make this home truly your own. If you’re comparing listings: Homes without lakefront views are priced not that below — but lack the waterfront location. Another lakefront unit lists at a higher price — yet this one comes with a valuable renovation credit, giving you flexibility and immediate equity potential. This is more than just a house — it’s a feeling. Nestled between Naples and Fort Myers, with the RSW Airport just a few miles away, beaches, golf courses (over 20 within 20 miles), Miromar outlets, Gulf Coast Town Center, Coconut Point, Restaurants, Shopping and FGCU (Florida's Gulf Coast University) just minutes away, this home delivers location, lifestyle, and unmatched value. Act now — lakefront opportunities in The Reserve at Estero don’t come often, and this one comes with a built-in credit for your favorite improvements. This really is the best purchase in the neighborhood.
Active
$474,000
19639 Villa Rosa Loop, Estero, FL 33967
3beds
1,476sqft
Est.:
Single Family Residence
Built in 2006
6,838.92 Square Feet Lot
$-- Zestimate®
$321/sqft
$475/mo HOA
What's special
Direct water viewsTranquil lakefront views
- 1 day
- on Zillow |
- 84 |
- 3 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: July 31, 2025 at 10:38am
Listed by:
Robin Marcus 239-308-7710,
Optzions Inc,
Danny Andrade 239-333-9729,
Pollard & Hedrich Realty, Inc.
Source: SWFLMLS,MLS#: 225049487
Originating MLS: Naples

Travel times
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Guest Bath, Guest Room, Screened Lanai/Porch, 3 Bed
Bedroom
- Features: Split Bedrooms
Dining room
- Features: Dining - Living
Kitchen
- Features: Walk-In Pantry
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Gas Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Washer
- Laundry: Inside
Features
- Cathedral Ceiling(s), Pantry, Smoke Detectors, Walk-In Closet(s), Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch
- Flooring: Tile, Wood
- Windows: Shutters - Manual
- Has fireplace: No
Interior area
- Total structure area: 1,898
- Total interior livable area: 1,476 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Patio, Screened Lanai/Porch
- Pool features: Community
- Spa features: Community
- Has view: Yes
- View description: Lake, Water, Water Feature
- Has water view: Yes
- Water view: Lake,Water,Water Feature
- Waterfront features: Lake
- Frontage type: Lakefront
Lot
- Size: 6,838.92 Square Feet
- Features: Regular
Details
- Additional structures: Tennis Court(s)
- Parcel number: 224625E410000.0540
- Zoning: MPD
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Concrete Block
- Roof: Tile
Condition
- New construction: No
- Year built: 2006
Utilities & green energy
- Gas: Natural
- Water: Assessment Paid
Community & HOA
Community
- Features: Clubhouse, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
- Security: Smoke Detector(s), Gated Community
- Subdivision: THE RESERVE AT ESTERO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Billiard Room, Clubhouse, Pool, Community Room, Spa/Hot Tub, Fitness Center, Library, Sidewalk, Streetlight, Tennis Court(s)
- HOA fee: $5,696 annually
Location
- Region: Estero
Financial & listing details
- Price per square foot: $321/sqft
- Tax assessed value: $350,543
- Annual tax amount: $4,579
- Date on market: 7/31/2025
- Lease term: Buyer Finance/Cash,FHA
- Road surface type: Paved
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