Great investment opportunity. Triple Decker located in convenient East Cambridge neighborhood: short distance to two Green Line T stops (Union Square and Lechmere), schools, shopping mall, public library and Harvard/MIT. Plenty of restaurants and boutique shops nearby. Separate heating and electric system. New vinyl siding, rubber roof in very good condition. Great tenants w/ leases.
For sale
Price cut: $20K (4/1)
$1,679,000
20 Harding St, Cambridge, MA 02141
6beds
2,496sqft
Est.:
3 Family - 3 Units Up/Down
Built in 1894
-- sqft lot
$1,652,300 Zestimate®
$673/sqft
$-- HOA
What's special
New vinyl siding
- 62 days |
- 457 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Steve Yang 617-872-1878,
eXp Realty 888-854-7493
Source: MLS PIN,MLS#: 73488720
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Baseboard, Natural Gas
Appliances
- Included: Washer, Dryer, Range, Refrigerator, Dishwasher
Features
- Storage, Laundry Room, Living Room, Kitchen, Office/Den
- Flooring: Wood, Tile
- Windows: Insulated Windows
- Basement: Full,Interior Entry,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 2,496
- Total interior livable area: 2,496 sqft
- Finished area above ground: 2,496
Property
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Features
- Patio & porch: Deck
- Has view: Yes
- View description: City View(s)
Lot
- Size: 1,040 Square Feet
- Features: Level
Details
- Parcel number: 401350
- Zoning: C-1
Construction
Type & style
- Home type: MultiFamily
- Property subtype: 3 Family - 3 Units Up/Down
Materials
- Frame, Brick
- Foundation: Brick/Mortar
- Roof: Rubber
Condition
- Year built: 1894
Utilities & green energy
- Electric: 110 Volts, 60 Amps/Less, Common, Individually Metered
- Sewer: Public Sewer
- Water: Public
- Utilities for property: for Gas Range
Community & HOA
Community
- Features: Public Transportation, Shopping, Park, Medical Facility, Highway Access, House of Worship, Public School, T-Station, University
Location
- Region: Cambridge
Financial & listing details
- Price per square foot: $673/sqft
- Tax assessed value: $1,080,200
- Annual tax amount: $7,413
- Date on market: 3/18/2026
- Total actual rent: 7000
- Road surface type: Paved
Estimated market value
$1,652,300
$1.57M - $1.73M
$3,717/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/1/2026 | Price change | $1,679,000-1.2%$673/sqft |
Source: MLS PIN #73488720 Report a problem | ||
| 3/19/2026 | Listed for sale | $1,699,000+899.4%$681/sqft |
Source: MLS PIN #73488720 Report a problem | ||
| 8/31/2025 | Listing removed | $2,150$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/25/2025 | Listed for rent | $2,150+2.4%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/16/2017 | Listing removed | $2,100$1/sqft |
Source: Cambridge Premier Realty Report a problem | ||
| 8/6/2017 | Listed for rent | $2,100$1/sqft |
Source: Cambridge Premier Realty Report a problem | ||
| 4/19/1996 | Sold | $170,000+0.1%$68/sqft |
Source: Public Record Report a problem | ||
| 11/20/1992 | Sold | $169,900+4.9%$68/sqft |
Source: Public Record Report a problem | ||
| 11/27/1991 | Sold | $162,000$65/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,859 +4.6% | $1,080,200 -2.5% |
| 2024 | $6,559 +8.7% | $1,107,900 +7.6% |
| 2023 | $6,036 +1.7% | $1,030,000 +2.8% |
| 2022 | $5,933 +4% | $1,002,200 +2.7% |
| 2021 | $5,707 +3.3% | $975,500 +1.5% |
| 2020 | $5,526 +1.3% | $961,000 +4.6% |
| 2019 | $5,456 +11.4% | $918,600 +18% |
| 2018 | $4,898 +3.6% | $778,700 +6.9% |
| 2017 | $4,729 +10.3% | $728,700 +18.8% |
| 2016 | $4,287 +3.5% | $613,300 +15.8% |
| 2015 | $4,141 +11% | $529,600 +19% |
| 2014 | $3,730 +4.9% | $445,100 +8.4% |
| 2013 | $3,557 -2.6% | $410,700 -4.7% |
| 2012 | $3,653 +3.9% | $430,800 |
| 2011 | $3,515 +3.5% | $430,800 -2.1% |
| 2010 | $3,397 +15% | $440,000 +12.6% |
| 2009 | $2,955 +0.4% | $390,900 -2.3% |
| 2008 | $2,943 -3.7% | $399,900 -2.1% |
| 2007 | $3,056 +5.5% | $408,600 +4% |
| 2006 | $2,898 -2.4% | $392,700 +2.9% |
| 2005 | $2,969 -10.2% | $381,600 -11.9% |
| 2004 | $3,306 +20.8% | $433,300 +15% |
| 2003 | $2,736 +2.6% | $376,800 +2% |
| 2002 | $2,667 +23.7% | $369,400 +65.2% |
| 2000 | $2,156 | $223,600 +20% |
| 1999 | -- | $186,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Wellington-Harrington
Nearby schools
GreatSchools rating
- 5/10Kennedy-Longfellow SchoolGrades: PK-5Distance: 0.3 mi
- 7/10Cambridge Street Upper SchoolGrades: 6-8Distance: 0.1 mi
- 8/10Cambridge Rindge and Latin SchoolGrades: 9-12Distance: 1.1 mi
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