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For sale
  • Price cut: $5K (3/7)
    $649,900

    20 Spring St,Ā Palm Coast, FL 32164

    3beds
    1,839sqft
    :Ā 
    Single Family Residence
    Built in 2022
    6,250 Square Feet Lot
    $632,400 ZestimateĀ®
    $353/sqft
    $54/mo HOA

    What's special

    Refined finishes throughoutPrivate resort-style oasisWaterfall featureBahama shuttersFull guttersPlantation shuttersHigh-end appliances
    Luxury Custom Paytas Home with Resort-Style Pool, Preserve Privacy & Premium Upgrades Why wait to build when this immaculate, fully upgraded custom Paytas home is ready for you to enjoy today? Canterbury Model - Offering 3 bedrooms, 3 full bathrooms and 2,692 total sq. ft. of beautifully designed living space, this exceptional residence combines luxury, comfort, and effortless Florida living. Step inside and immediately appreciate the soaring 10–13 ft. ceilings, elegant 8-ft. doors, plantation shutters, and refined finishes throughout, creating a light, open, and sophisticated atmosphere. The chef’s kitchen is the heart of the home, featuring a spectacular 12-foot center island, high-end appliances, and abundant space for cooking, gathering, and entertaining. Step outside to your private resort-style oasis. The expansive 40' x 14' screened lanai showcases a stunning saltwater pool with travertine edge, waterfall feature, and evening lighting, creating the perfect setting for relaxing nights or lively gatherings. The fully equipped summer kitchen with a Blaze stainless steel gas grill makes outdoor entertaining effortless while you enjoy Florida’s sunshine and breezes. Situated on a premium lot backing to a protected preserve and pond, the backyard offers rare privacy—nothing will ever be built behind you. This meticulously maintained home also includes: • CDD bond fully paid, saving thousands • Whole-house Brita Pro water filtration system for exceptional water quality • 3-car courtyard garage with durable XANO521 coated floors • Rare ā€œFlorida Basementā€ attic storage with pull-down stairs, flooring, and lighting • Professionally designed landscaping and lighting • Sealed brick paver driveway • Bahama shutters, full gutters, and fenced yard with three access gates For added peace of mind, the home comes with a 10-year transferable structural warranty (7 years remaining). Many high-end furnishings are negotiable, making this home an exceptional turnkey opportunity. Located just minutes from Flagler Beach, with nearby walking and biking trails, this home delivers the perfect blend of luxury living, privacy, and convenience. Low HOA dues • Fast closing available • Easy to show ? Too many upgrades to list — this stunning home truly must be seen to be appreciated.
    129 days
    |
    907
    |
    33
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    Zillow last checked: 7 hours ago

    Listing updated: March 08, 2026 at 12:11pm

    Listing Provided by:

    Laura Rode 941-724-9957,

    KW COASTAL LIVING III 941-900-4151,

    Matthew Rode 941-241-7949,

    KELLER WILLIAMS ON THE WATER S

    Source: Stellar MLS,MLS#: A4669694MLS LogoOriginating MLS: Sarasota - Manatee

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Rooms
    • Room types: Bonus Room, Den/Library/Office, Family Room, Dining Room
    Primary bedroom
    • Features: Ceiling Fan(s), Walk-In Closet(s)
    • Level: First
    • Area: 238 Square Feet
    • Dimensions: 14x17
    Bedroom 2
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 11x12
    Bedroom 3
    • Features: Built-In Shelving, Ceiling Fan(s), Walk-In Closet(s)
    • Level: First
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Primary bathroom
    • Features: Built-In Shelving, Dual Sinks, Granite Counters, Shower No Tub, Water Closet/Priv Toilet, Window/Skylight in Bath, Built-in Closet
    • Level: First
    Bathroom 2
    • Features: Exhaust Fan, Granite Counters, Shower No Tub, No Closet
    • Level: First
    Bathroom 3
    • Features: Exhaust Fan, Granite Counters, Tub With Shower, No Closet
    • Level: First
    Balcony porch lanai
    • Features: Ceiling Fan(s), Granite Counters, No Closet
    • Level: First
    • Area: 300 Square Feet
    • Dimensions: 25x12
    Dining room
    • Features: No Closet
    • Level: First
    • Area: 154 Square Feet
    • Dimensions: 14x11
    Foyer
    • Level: First
    Great room
    • Features: Ceiling Fan(s), No Closet
    • Level: First
    • Area: 486 Square Feet
    • Dimensions: 18x27
    Kitchen
    • Features: Built-In Shelving, Pantry, Granite Counters, Kitchen Island, Built-in Closet
    • Level: First
    • Area: 112 Square Feet
    • Dimensions: 8x14
    Laundry
    • Features: Built-In Shelving, Single Vanity, No Closet
    • Level: First
    • Area: 49 Square Feet
    • Dimensions: 7x7
    Office
    • Features: No Closet
    • Level: First
    • Area: 54 Square Feet
    • Dimensions: 6x9
    Heating
    • Central, Electric, Heat Pump
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
    • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
    Features
    • Cathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Coffered Ceiling(s), Crown Molding, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
    • Flooring: Carpet, Ceramic Tile, Epoxy, Travertine
    • Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
    • Windows: Blinds, Double Pane Windows, Drapes, ENERGY STAR Qualified Windows, Rods, Shades, Shutters, Window Treatments, Skylight(s)
    • Has fireplace: Yes
    • Fireplace features: Decorative, Electric, Family Room
    Interior area
    • Total structure area: 2,692
    • Total interior livable area: 1,839 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 3
    • Parking features: Driveway, Garage Door Opener, Oversized
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Enclosed, Patio, Rear Porch, Screened
    • Exterior features: Awning(s), Courtyard, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sprinkler Metered
    • Has private pool: Yes
    • Pool features: Gunite, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Self Cleaning
    • Fencing: Fenced,Other
    • Has view: Yes
    • View description: Trees/Woods, Pond
    • Has water view: Yes
    • Water view: Pond
    Lot
    • Size: 6,250 Square Feet
    • Features: Conservation Area, City Lot, Landscaped, Level, Sidewalk
    • Residential vegetation: Trees/Landscaped
    Details
    • Additional structures: Outdoor Kitchen
    • Parcel number: 0512312755000001880
    • Zoning: SFR
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Courtyard,Custom,Ranch
    • Property subtype: Single Family Residence
    Materials
    • Block, Stone, Stucco
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2022
    Details
    • Builder model: Canterbury
    • Builder name: Paytas Homes, Inc.

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
    Green energy
    • Energy efficient items: Doors, Windows

    Community & HOA

    Community
    • Security: Smoke Detector(s)
    • Subdivision: GABLES/TOWN CENTER
    HOA
    • Has HOA: Yes
    • HOA fee: $54 monthly
    • HOA name: Laura H. Simonette/CAM Manager
    • HOA phone: 386-366-0288
    • Pet fee: $0 monthly
    Location
    • Region: Palm Coast

    Financial & listing details

    • Price per square foot: $353/sqft
    • Tax assessed value: $391,017
    • Annual tax amount: $6,164
    • Date on market: 10/29/2025
    • Cumulative days on market: 132 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved, Asphalt
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    $632,400

    $601,000 - $664,000

    $2,189/mo

    Price history

    Price history
    DateEventPrice
    3/7/2026Price change$649,900-0.8%$353/sqft
    Source: Stellar MLS #A4669694 Report a problem
    2/22/2026Price change$654,900-0.8%$356/sqft
    Source: Stellar MLS #A4669694 Report a problem
    1/8/2026Price change$659,900-1.5%$359/sqft
    Source: Stellar MLS #A4669694 Report a problem
    12/5/2025Price change$669,900-1.5%$364/sqft
    Source: Stellar MLS #A4669694 Report a problem
    10/31/2025Listed for sale$679,900$370/sqft
    Source: Stellar MLS #A4669694 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$6,645 -2.9%$391,017 -1.7%
    2023$6,840 +454.6%$397,736 +1183%
    2022$1,233 $31,000

    Find assessor info on the county website

    BuyAbilityā„  payment

    Est. payment
    $4,087/mo
    Principal & interest
    $3096
    Property taxes
    $937
    HOA Fees
    $54

      Climate risks

      Neighborhood: 32164

      Getting around

      0Ā /Ā 100
      Car-Dependent
      42Ā /Ā 100
      Somewhat Bikeable

      Nearby schools

      GreatSchools rating

      Local experts in 32164

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