Luxury Custom Paytas Home with Resort-Style Pool, Preserve Privacy & Premium Upgrades Why wait to build when this immaculate, fully upgraded custom Paytas home is ready for you to enjoy today? Canterbury Model - Offering 3 bedrooms, 3 full bathrooms and 2,692 total sq. ft. of beautifully designed living space, this exceptional residence combines luxury, comfort, and effortless Florida living. Step inside and immediately appreciate the soaring 10ā13 ft. ceilings, elegant 8-ft. doors, plantation shutters, and refined finishes throughout, creating a light, open, and sophisticated atmosphere. The chefās kitchen is the heart of the home, featuring a spectacular 12-foot center island, high-end appliances, and abundant space for cooking, gathering, and entertaining. Step outside to your private resort-style oasis. The expansive 40' x 14' screened lanai showcases a stunning saltwater pool with travertine edge, waterfall feature, and evening lighting, creating the perfect setting for relaxing nights or lively gatherings. The fully equipped summer kitchen with a Blaze stainless steel gas grill makes outdoor entertaining effortless while you enjoy Floridaās sunshine and breezes. Situated on a premium lot backing to a protected preserve and pond, the backyard offers rare privacyānothing will ever be built behind you. This meticulously maintained home also includes: ⢠CDD bond fully paid, saving thousands ⢠Whole-house Brita Pro water filtration system for exceptional water quality ⢠3-car courtyard garage with durable XANO521 coated floors ⢠Rare āFlorida Basementā attic storage with pull-down stairs, flooring, and lighting ⢠Professionally designed landscaping and lighting ⢠Sealed brick paver driveway ⢠Bahama shutters, full gutters, and fenced yard with three access gates For added peace of mind, the home comes with a 10-year transferable structural warranty (7 years remaining). Many high-end furnishings are negotiable, making this home an exceptional turnkey opportunity. Located just minutes from Flagler Beach, with nearby walking and biking trails, this home delivers the perfect blend of luxury living, privacy, and convenience. Low HOA dues ⢠Fast closing available ⢠Easy to show ? Too many upgrades to list ā this stunning home truly must be seen to be appreciated.
For sale
Price cut: $5K (3/7)
$649,900
20 Spring St,Ā Palm Coast, FL 32164
3beds
1,839sqft
Est.:Ā
Single Family Residence
Built in 2022
6,250 Square Feet Lot
$632,400 ZestimateĀ®
$353/sqft
$54/mo HOA
What's special
Refined finishes throughoutPrivate resort-style oasisWaterfall featureBahama shuttersFull guttersPlantation shuttersHigh-end appliances
- 129 days |
- 907 |
- 33 |
Zillow last checked: 7 hours ago
Listing updated: March 08, 2026 at 12:11pm
Listing Provided by:
Laura Rode 941-724-9957,
KW COASTAL LIVING III 941-900-4151,
Matthew Rode 941-241-7949,
KELLER WILLIAMS ON THE WATER S
Source: Stellar MLS,MLS#: A4669694
Originating MLS: Sarasota - Manatee

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bonus Room, Den/Library/Office, Family Room, Dining Room
Primary bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 238 Square Feet
- Dimensions: 14x17
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Bedroom 3
- Features: Built-In Shelving, Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Primary bathroom
- Features: Built-In Shelving, Dual Sinks, Granite Counters, Shower No Tub, Water Closet/Priv Toilet, Window/Skylight in Bath, Built-in Closet
- Level: First
Bathroom 2
- Features: Exhaust Fan, Granite Counters, Shower No Tub, No Closet
- Level: First
Bathroom 3
- Features: Exhaust Fan, Granite Counters, Tub With Shower, No Closet
- Level: First
Balcony porch lanai
- Features: Ceiling Fan(s), Granite Counters, No Closet
- Level: First
- Area: 300 Square Feet
- Dimensions: 25x12
Dining room
- Features: No Closet
- Level: First
- Area: 154 Square Feet
- Dimensions: 14x11
Foyer
- Level: First
Great room
- Features: Ceiling Fan(s), No Closet
- Level: First
- Area: 486 Square Feet
- Dimensions: 18x27
Kitchen
- Features: Built-In Shelving, Pantry, Granite Counters, Kitchen Island, Built-in Closet
- Level: First
- Area: 112 Square Feet
- Dimensions: 8x14
Laundry
- Features: Built-In Shelving, Single Vanity, No Closet
- Level: First
- Area: 49 Square Feet
- Dimensions: 7x7
Office
- Features: No Closet
- Level: First
- Area: 54 Square Feet
- Dimensions: 6x9
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Coffered Ceiling(s), Crown Molding, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Epoxy, Travertine
- Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
- Windows: Blinds, Double Pane Windows, Drapes, ENERGY STAR Qualified Windows, Rods, Shades, Shutters, Window Treatments, Skylight(s)
- Has fireplace: Yes
- Fireplace features: Decorative, Electric, Family Room
Interior area
- Total structure area: 2,692
- Total interior livable area: 1,839 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Garage Door Opener, Oversized
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Enclosed, Patio, Rear Porch, Screened
- Exterior features: Awning(s), Courtyard, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sprinkler Metered
- Has private pool: Yes
- Pool features: Gunite, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Self Cleaning
- Fencing: Fenced,Other
- Has view: Yes
- View description: Trees/Woods, Pond
- Has water view: Yes
- Water view: Pond
Lot
- Size: 6,250 Square Feet
- Features: Conservation Area, City Lot, Landscaped, Level, Sidewalk
- Residential vegetation: Trees/Landscaped
Details
- Additional structures: Outdoor Kitchen
- Parcel number: 0512312755000001880
- Zoning: SFR
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Courtyard,Custom,Ranch
- Property subtype: Single Family Residence
Materials
- Block, Stone, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2022
Details
- Builder model: Canterbury
- Builder name: Paytas Homes, Inc.
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
Green energy
- Energy efficient items: Doors, Windows
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: GABLES/TOWN CENTER
HOA
- Has HOA: Yes
- HOA fee: $54 monthly
- HOA name: Laura H. Simonette/CAM Manager
- HOA phone: 386-366-0288
- Pet fee: $0 monthly
Location
- Region: Palm Coast
Financial & listing details
- Price per square foot: $353/sqft
- Tax assessed value: $391,017
- Annual tax amount: $6,164
- Date on market: 10/29/2025
- Cumulative days on market: 132 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
$632,400
$601,000 - $664,000
$2,189/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/7/2026 | Price change | $649,900-0.8%$353/sqft |
Source: | ||
| 2/22/2026 | Price change | $654,900-0.8%$356/sqft |
Source: | ||
| 1/8/2026 | Price change | $659,900-1.5%$359/sqft |
Source: | ||
| 12/5/2025 | Price change | $669,900-1.5%$364/sqft |
Source: | ||
| 10/31/2025 | Listed for sale | $679,900$370/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,645 -2.9% | $391,017 -1.7% |
| 2023 | $6,840 +454.6% | $397,736 +1183% |
| 2022 | $1,233 | $31,000 |
Find assessor info on the county website
BuyAbilityā payment
Est. payment
$4,087/mo
Principal & interest
$3096
Property taxes
$937
HOA Fees
$54
Climate risks
Neighborhood: 32164
Nearby schools
GreatSchools rating
- 4/10Bunnell Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 4/10Buddy Taylor Middle SchoolGrades: 6-8Distance: 2.8 mi
- 4/10Flagler-Palm Coast High SchoolGrades: 9-12Distance: 1.3 mi





