Custom ranch in Lake Monticello featuring vaulted ceilings, hardwood floors, and a floor-to-ceiling stone fireplace. The kitchen offers maple cabinetry, stainless appliances, and ample counter space. Includes a bright sunroom and a half-finished basement with plenty of storage. Located just two blocks from Beach 4 in a gated community with lake access, golf, and more.
Closed
$400,000
20 Xebec Rd, Palmyra, VA 22963
3beds
2,876sqft
Single Family Residence
Built in 2006
0.39 Acres Lot
$406,800 Zestimate®
$139/sqft
$2,662 Estimated rent
Home value
$406,800
$334,000 - $496,000
$2,662/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: July 29, 2025 at 08:43am
Listed by:
PEGGY SHANKLIN 434-962-2762,
LONG & FOSTER - LAKE MONTICELLO
Bought with:
PAUL McARTOR, 0225212733
AVENUE REALTY, LLC
Source: CAAR,MLS#: 665648
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Dining room
- Level: First
Family room
- Level: Basement
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Sunroom
- Level: First
Heating
- Central, Electric, Forced Air, Heat Pump, Propane, Multi-Fuel
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Cooktop, Disposal, Microwave, Refrigerator, Dryer, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Primary Downstairs, Recessed Lighting
- Flooring: Carpet, Hardwood, Laminate, Porcelain Tile
- Basement: Exterior Entry,Finished,Heated,Interior Entry,Partially Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: One, Gas, Gas Log, Stone
Interior area
- Total structure area: 3,568
- Total interior livable area: 2,876 sqft
- Finished area above ground: 1,944
- Finished area below ground: 932
Property
Parking
- Total spaces: 2
- Parking features: Attached, Basement, Electricity, Garage, Garage Door Opener, Garage Faces Side
- Attached garage spaces: 2
Accessibility
- Accessibility features: Accessible Doors
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite, Deck, Front Porch, Porch
- Pool features: Association
Lot
- Size: 0.39 Acres
Details
- Parcel number: NAHOR8 LOT 389
- Zoning description: R Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available, Satellite Internet Available
Community & neighborhood
Security
- Security features: Gated Community, Smoke Detector(s)
Community
- Community features: Gated
Location
- Region: Palmyra
- Subdivision: LAKE MONTICELLO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,460 annually
- Amenities included: Basketball Court, Clubhouse, Sport Court, Golf Course, Library, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
- Services included: Boat Ramp, Clubhouse, Golf, Playground, Pool(s), Reserve Fund, Road Maintenance, Snow Removal, Tennis Courts, Trash
Price history
| Date | Event | Price |
|---|---|---|
| 7/29/2025 | Sold | $400,000$139/sqft |
Source:  CAAR #665648 | ||
| 6/22/2025 | Pending sale | $400,000$139/sqft |
Source: CAAR #665648 | ||
| 6/13/2025 | Listed for sale | $400,000+45.5%$139/sqft |
Source: CAAR #665648 | ||
| 11/4/2009 | Sold | $275,000$96/sqft |
Source: Public Record | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,632 | $311,900 |
| 2023 | $2,632 | $311,900 +18.9% |
| 2022 | -- | $262,400 |
Find assessor info on the county website
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 7.1 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 3.5 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 7.1 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$406,800
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