Pride of ownership shines throughout this beautifully maintained family home! This charming Florida cottage is ideal for first-time buyers or those looking for comfort and style.
Inside, you'll love the inviting arched doorways, tile entry, and tray ceiling in the living room. Recent upgrades include brand-new carpet in all bedrooms, LVT flooring in the living room, new quartz countertops in the kitchen and bathroom vanities, new pulls on cabinets and drawers throughout, new custom master closet, freshly painted exterior, added shed with power, and a new water heater (2025). The kitchen features espresso cabinets and a pantry, while the thoughtfully designed floor plan offers nicely sized rooms and walk-in closets in all bedrooms. The spacious primary suite includes a double vanity and garden tub for relaxing at the end of the day.
Step outside to enjoy a fully fenced backyard, covered patio, and attractive, low-maintenance landscaping. The exterior is built for easy upkeep with Hardie Plank siding, vinyl trim, and vinyl eaves. A third paver parking space adds extra convenience.
Located in a small, quiet subdivision, this home is close to restaurants, shopping, churches, hospitals, sports fields and parks, and top-rated Walton County schools plus just a short drive to the gorgeous white-sand beaches of the Emerald Coast.
Truly move-in ready this one is a must-see!
Pending
$410,000
201 Water Oaks Loop, Santa Rosa Beach, FL 32459
3beds
1,284sqft
Est.:
Single Family Residence
Built in 2012
4,356 Square Feet Lot
$-- Zestimate®
$319/sqft
$50/mo HOA
What's special
Nicely sized roomsHardie plank sidingInviting arched doorwaysSpacious primary suiteNew custom master closetGarden tub for relaxingThoughtfully designed floor plan
- 26 days |
- 2,167 |
- 84 |
Zillow last checked: 8 hours ago
Listing updated: February 24, 2026 at 05:06pm
Listed by:
Tiffany F Werner 850-496-4112,
Coldwell Banker Realty
Source: ECAOR,MLS#: 994662
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 187.5 Square Feet
- Dimensions: 15 x 12.5
Bedroom
- Level: First
- Area: 99.75 Square Feet
- Dimensions: 10.5 x 9.5
Bedroom
- Level: First
- Area: 115 Square Feet
- Dimensions: 11.5 x 10
Primary bathroom
- Level: First
- Area: 72 Square Feet
- Dimensions: 9 x 8
Dining room
- Level: First
- Area: 72 Square Feet
- Dimensions: 9 x 8
Kitchen
- Level: First
- Area: 104.5 Square Feet
- Dimensions: 11 x 9.5
Laundry
- Level: First
- Area: 27.5 Square Feet
- Dimensions: 5.5 x 5
Living room
- Level: First
- Area: 224 Square Feet
- Dimensions: 16 x 14
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Water Heater
Features
- Breakfast Bar, Tray Ceiling(s), Newly Painted, Owner's Closet, Pantry, Woodwork Painted
- Flooring: Laminate, Tile, Carpet
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,284
- Total interior livable area: 1,284 sqft
Property
Features
- Stories: 1
- Patio & porch: Covered, Porch
- Exterior features: Private Yard
- Fencing: Full,Privacy
Lot
- Size: 4,356 Square Feet
- Dimensions: 50 x 87
Details
- Additional structures: Yard Building
- Parcel number: 282S20334400000410
- Zoning description: Resid Single Family
- Special conditions: Accept Backup Offers
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Concrete
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 2012
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Short Term Rental - Not Allowed
- Security: Smoke Detector(s)
- Subdivision: WATER OAKS
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Legal, Management
- HOA fee: $150 quarterly
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $319/sqft
- Tax assessed value: $301,901
- Annual tax amount: $1,581
- Date on market: 2/6/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/23/2026 | Pending sale | $410,000$319/sqft |
Source:  ECAOR #994662 Report a problem | ||
| 2/6/2026 | Listed for sale | $410,000+77.5%$319/sqft |
Source: ECAOR #994662 Report a problem | ||
| 4/12/2018 | Sold | $231,000+65%$180/sqft |
Source: Public Record Report a problem | ||
| 8/6/2012 | Sold | $140,025$109/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,546 +4.3% | $207,552 +3% |
| 2023 | $1,483 +1.6% | $201,507 +3% |
| 2022 | $1,459 -1% | $195,638 +3% |
| 2021 | $1,474 -1.6% | $189,940 +1.4% |
| 2020 | $1,498 -17.7% | $187,318 +2.3% |
| 2019 | $1,819 | $183,153 +3.8% |
| 2018 | $1,819 +10% | $176,490 +24.4% |
| 2017 | $1,653 +18% | $141,913 +1.6% |
| 2016 | $1,401 +4.4% | $139,730 +3.9% |
| 2015 | $1,342 +4.8% | $134,506 +27.2% |
| 2014 | $1,280 | $105,751 |
| 2013 | -- | $105,751 +698% |
| 2012 | -- | $13,252 -5% |
| 2011 | -- | $13,950 -52.6% |
| 2010 | -- | $29,452 -30% |
| 2009 | -- | $42,075 -15% |
| 2008 | -- | $49,500 +1059.3% |
| 2007 | -- | $4,270 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,320/mo
Principal & interest
$1952
Property taxes
$318
HOA Fees
$50
Climate risks
Neighborhood: 32459
Getting around
17 / 100
Car-DependentNearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 1.2 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 8.7 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 4.5 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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