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For sale
  • $725,000

    639 Cabrera St, Key Largo, FL 33037

    3beds
    1,432sqft
    : 
    $4,872/mo
    Get pre-qualified
    Single Family Residence
    Built in 2017
    4,791 Square Feet Lot
    $706,800 Zestimate®
    $506/sqft
    $250/mo HOA

    What's special

    Ample gravel parkingBright open-concept interiorGenerously sized kitchenTropical surroundingsComfortable gathering spaces
    Discover 639 Cabrera Street, a charming Key Largo residence tucked into the established South Creek Village community, where the beauty of the Florida Keys is part of everyday life. Offering 3 bedrooms, 2 bathrooms, and 1,432 square feet, the home features a bright, open-concept interior designed for effortless living. Neutral tile flooring flows throughout the main living areas, while a generously sized kitchen and comfortable gathering spaces create a welcoming atmosphere. Tropical surroundings and ample gravel parking add to the property's practicality and island charm. Located in an X Flood zone meaning NO flood insurance, this property offers an additional advantage for buyers seeking to minimize expenses. One of the community's most desirable amenities is its homeowners park, complete with a boat ramp offering access to Largo Sound and convenient boating connections to the Ocean and Bay. From early morning fishing trips to leisurely afternoons exploring the water, the best of the Keys is within easy reach. Perfectly suited as a primary residence or investment opportunity, this home presents an inviting opportunity to enjoy the Florida Keys lifestyle. SELLER FINANCING AVAILABLE! 20% down with a 15-year balloon.
    1 day
    236
    14

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Kelsey Caputo - Frins 305-363-9998,

    Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

    Source: FLKMLS,MLS#: 621585MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Cooling
      • Central Air
      Appliances
      • Included: Washer, Dryer, Dishwasher, Refrigerator, Oven, Microwave, Freezer
      Features
      • Storage
      • Flooring: Tile, Concrete
      Interior area
      • Total structure area: 1,432
      • Total interior livable area: 1,432 sqft

      Property

      Parking
      • Parking features: Open, Storage
      • Has uncovered spaces: Yes
      Features
      • Levels: Ground Level
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 50 X 100
      Details
      • Parcel number: 00466540000000
      • Zoning: SF - Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS, Concrete
      Condition
      • Year built: 2017

      Community & HOA

      Community
      • Subdivision: S Creek Village (103.0)
      HOA
      • Has HOA: No
      • Services included: None
      • HOA fee: $250 monthly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $506/sqft
      • Tax assessed value: $586,150
      • Annual tax amount: $5,284
      • Date on market: 10/12/2026
      • Listing terms: Seller Finance Psble,Cash,Conventional,FHA

        Estimated market value

        $706,800

        $671,000 - $742,000

        $3,617/mo

        Price history

        DateEventPrice
        10/12/2026Listed for sale$725,000+3.7%$506/sqft
        Source: FLKMLS #621585 Report a problem
        10/6/2026Listing removed$699,000$488/sqft
        Source: FLKMLS #619490 Report a problem
        8/14/2026Price change$699,000-3.6%$488/sqft
        Source: FLKMLS #619490 Report a problem
        7/22/2026Price change$725,000-3.2%$506/sqft
        Source: FLKMLS #619490 Report a problem
        4/14/2026Listed for sale$749,000+1726.8%$523/sqft
        Source: FLKMLS #619490 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        11/21/2019Listing removed$2,500$2/sqft
        Source: Owner Report a problem
        11/11/2019Listed for rent$2,500$2/sqft
        Source: Owner Report a problem
        7/15/2013Sold$41,000$29/sqft
        Source: FLKMLS #561449 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,284 +5.5%$530,213 +10%
        2024$5,009 +8.7%$482,012 +10%
        2023$4,606 +11.3%$438,193 +10%
        2022$4,139 +13.2%$398,357 +10%
        2021$3,658 +1.4%$362,143 +2.5%
        2020$3,607 $353,138 -0.4%
        2019$3,607 -0.5%$354,598 +6.7%
        2018$3,626 +3.6%$332,460 +387.2%
        2017$3,500 +222.8%$68,238 +26.2%
        2016$1,084 +65.1%$54,075 +140%
        2015$657 $22,531
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 33037

        Getting around

        37 / 100
        Car-Dependent
        74 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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