Under contract-no show

$649,000

20420 Ridgecrest Rd, Locust, NC 28097

3beds

1,879sqft

$3,905/mo

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Single Family Residence

Built in 2025

3.97 Acres Lot

$459,500 Zestimate^®

$345/sqft

$-- HOA

What's special

PROPOSED NEW BUILD. Sitting on 3.97 acres in the country is what you've been waiting for! This home plan features 3 bedrooms & 2 bathrooms with a front entry two-car garage. The front entry leads directly into the great room, which grants immediate views of the kitchen and dining area. This open floor concept interior promotes a warming fireplace, chef’s kitchen complete with a center island, breakfast bar, pantry, and dining area. The master suite delivers sufficient space, a master bathroom with linen space, and a separate shower and tub, with his and her closets. Wonderful outdoor living spaces with a covered front porch and back patio. The exterior showcases vinyl siding while the garage breaks up the design with a Diagonal barn-like door. Make this your new Home TODAY!!!

514 days

21

1

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Features: Walk-In Closet(s)
Level: Main

Great room

Features: Open Floorplan, Split BR Plan
Level: Main

Kitchen

Features: Kitchen Island, Open Floorplan, Storage, Walk-In Pantry
Level: Main

Laundry

Features: Storage
Level: Main

Heating

Central, Electric, Heat Pump

Cooling

Central Air, Electric, Heat Pump

Appliances

Included: Dishwasher
Laundry: Laundry Room

Features

Flooring: Vinyl
Has basement: No
Fireplace features: Gas

Interior area

Total structure area: 1,879
Total interior livable area: 1,879 sqft
Finished area above ground: 1,879
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage on Main Level
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Covered, Front Porch, Rear Porch

Lot

Size: 3.97 Acres
Features: Cleared, Level

Details

Parcel number: 559604936945
Zoning: RA
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Farmhouse
Property subtype: Single Family Residence

Materials

Hardboard Siding
Foundation: Crawl Space

Condition

New construction: Yes
Year built: 2025

Details

Builder model: The Plan Collection 117-1095
Builder name: JS Howard Construction and Grading LLC

Utilities & green energy

Sewer: Public Sewer
Water: City

Community & HOA

Community

Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Subdivision: none

Location

Region: Locust

Financial & listing details

Price per square foot: $345/sqft
Tax assessed value: $22,800
Annual tax amount: $221
Date on market: 3/5/2025
Cumulative days on market: 253 days
Listing terms: Cash,Conventional,FHA,Nonconforming Loan,USDA Loan,VA Loan
Road surface type: Concrete, Paved

Estimated market value

$459,500

$423,000 - $501,000

$2,375/mo

Price history

Date	Event	Price
8/13/2025	Pending sale	$649,000$345/sqft
Source: Canopy MLS as distributed by MLS GRID #4218874 Report a problem
4/15/2025	Price change	$649,000-0.2%$345/sqft
Source: Canopy MLS as distributed by MLS GRID #4218874 Report a problem
3/6/2025	Listed for sale	$650,000$346/sqft
Source: Canopy MLS as distributed by MLS GRID #4218874 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$221 +34.4%	$33,440 +46.7%
2024	$164	$22,800
2023	$164	$22,800
2022	$164 +1062.6%	$22,800
2021	$14 +1%	$22,800 +11.1%
2020	$14	$20,520 +1044.5%
2019	$14	$1,793
2018	$14	$1,793
2017	$14 +1.6%	$1,793
2016	$14	$1,793
2015	$14	$1,793
2014	$14	$1,793

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28097

Getting around

0 / 100

Car-Dependent

22 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Endy Elementary School
Grades: K-5Distance: 3.7 mi
7/10
West Stanly Middle School
Grades: 6-8Distance: 2.6 mi
6/10
West Stanly High School
Grades: 9-12Distance: 1.7 mi

Schools provided by the listing agent

Elementary: Endy
Middle: West Stanly
High: West Stanly

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.