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  • $999,950

    20482 Lord Rd, Merrifield, MN 56465

    4beds
    3,120sqft
    : 
    Single Family Residence
    Built in 1995
    9.45 Acres Lot
    $980,100 Zestimate®
    $320/sqft
    $-- HOA

    What's special

    Stone fireplacePanoramic viewsThoughtful design details throughoutUnique pond viewsVaulted ceilingsHigh-end finishes throughoutSpacious open-concept layout
    Newly renovated Mississippi River home. Situated on nearly 10 wooded acres with 330 ft of river frontage and unique pond views. This stunning 3,000+ sq ft home offers total privacy, panoramic views, and high-end finishes throughout. Just minutes from Brainerd, enjoy a spacious open-concept layout with vaulted ceilings, expansive windows, a stone fireplace, and a custom kitchen with a one-of-a-kind butler’s pantry. The wrap-around deck is perfect for relaxing or entertaining. The luxurious primary suite features a spa-like bath, huge walk-in closet with private laundry, and serene views. The lower level offers a large family room, 2+ bedrooms, full bath, and second laundry. The beautifully finished oversized 3-stall attached garage and bonus detached garage provide ample storage for all your up north toys. The thoughtful design details throughout and natural setting make this home the ultimate riverfront retreat. Rare opportunity—don’t miss out on this spectacular property!
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    Zillow last checked: 8 hours ago

    Listing updated: 10 hours ago

    Listed by:

    Chad Schwendeman 218-831-4663,

    eXp Realty,

    Jeffrey Isom 218-330-4683

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7004705MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 3/4 bathrooms: 1
    Bedroom
    • Level: Upper
    • Area: 306 Square Feet
    • Dimensions: 18x17
    Bedroom 2
    • Level: Lower
    • Area: 156 Square Feet
    • Dimensions: 13x12
    Bedroom 3
    • Level: Lower
    • Area: 169 Square Feet
    • Dimensions: 13x13
    Bedroom 4
    • Level: Lower
    • Area: 165 Square Feet
    • Dimensions: 15x11
    Primary bathroom
    • Level: Upper
    • Area: 120 Square Feet
    • Dimensions: 12x10
    Bathroom
    • Level: Upper
    • Area: 49 Square Feet
    • Dimensions: 7x7
    Bathroom
    • Level: Lower
    • Area: 104 Square Feet
    • Dimensions: 8x13
    Dining room
    • Level: Upper
    • Area: 140 Square Feet
    • Dimensions: 14x10
    Family room
    • Level: Lower
    • Area: 532 Square Feet
    • Dimensions: 28x19
    Foyer
    • Level: Main
    • Area: 144 Square Feet
    • Dimensions: 12x12
    Kitchen
    • Level: Upper
    • Area: 182 Square Feet
    • Dimensions: 14x13
    Living room
    • Level: Upper
    • Area: 255 Square Feet
    • Dimensions: 15x17
    Utility room
    • Level: Lower
    • Area: 78 Square Feet
    • Dimensions: 13x6
    Walk in closet
    • Level: Upper
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Heating
    • Forced Air, Fireplace(s)
    Cooling
    • Central Air
    Appliances
    • Included: Dryer, Microwave, Range, Refrigerator, Washer
    Features
    • Basement: Block,Drainage System,Finished,Sump Pump
    • Number of fireplaces: 1
    • Fireplace features: Electric
    Interior area
    • Total structure area: 3,120
    • Total interior livable area: 3,120 sqft
    • Finished area above ground: 1,720
    • Finished area below ground: 1,400

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached, Gravel, Concrete, Garage, Garage Door Opener, Insulated Garage, Multiple Garages
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions (29x33), Garage Door Height (9), Garage Door Width (9)
    Accessibility
    • Accessibility features: None
    Features
    • Levels: One and One Half
    • Stories: 1.5
    • Patio & porch: Deck, Wrap Around
    • Pool features: None
    • Fencing: None
    • Has view: Yes
    • View description: River
    • Has water view: Yes
    • Water view: River
    • Waterfront features: River Front, Waterfront Elevation(4-10), Lake Bottom(Soft, Undeveloped)
    • Frontage length: Water Frontage: 330
    Lot
    • Size: 9.45 Acres
    Details
    • Foundation area: 1720
    • Parcel number: 53050517
    • Zoning description: Residential-Single Family
    • Other equipment: Fuel Tank - Rented

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Concrete, Frame
    • Roof: Age 8 Years or Less
    Condition
    • New construction: No
    • Year built: 1995

    Utilities & green energy

    • Electric: Circuit Breakers, 200+ Amp Service
    • Gas: Electric, Propane
    • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
    • Water: Drilled, Private, Well

    Community & HOA

    HOA
    • Has HOA: No
    Location
    • Region: Merrifield

    Financial & listing details

    • Price per square foot: $320/sqft
    • Tax assessed value: $342,400
    • Annual tax amount: $2,400
    • Date on market: 1/5/2026
    • Cumulative days on market: 331 days
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    Estimated market value

    $980,100

    $931,000 - $1.03M

    $2,647/mo

    Price history

    Price history
    DateEventPrice
    1/5/2026Listed for sale$999,950$320/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7004705 Report a problem
    1/5/2026Listing removed$999,950$320/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    11/11/2025Price change$999,950-7.4%$320/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    10/15/2025Price change$1,079,900-0.9%$346/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    10/10/2025Price change$1,089,900-0.9%$349/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$2,037 +5.1%$342,400 +7.5%
    2023$1,939 +3.7%$318,536 +10.1%
    2022$1,869 +0.3%$289,433 +39.6%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $5,753/mo
    Principal & interest
    $4828
    Property taxes
    $575
    Home insurance
    $350

      Climate risks

      Neighborhood: 56465

      Nearby schools

      GreatSchools rating

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