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    • $699,900

    20482 Lord Rd, Merrifield, MN 56465

    4beds
    3,120sqft
    Single Family
    Built in 1995
    9.45 Acres Lot
    $667,100 Zestimate®
    $224/sqft
    $3,188 Estimated rent

    Home value

    $667,100

    $634,000 - $700,000

    $3,188/mo

    Zestimate® history
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    What's special

    Direct mississippi river accessDetached garageBreathtaking panoramic viewsDramatic floor-to-ceiling stone fireplaceAbundant wildlifeMature woodsSoaring vaulted ceilings
    Discover what may be the best on-water luxury value in the Brainerd Lakes Area, located on the scenic Mississippi River waterway with direct access to Rice Lake. This rare estate offers nearly 10 heavily wooded acres, approximately 330 feet of river frontage, privacy, recreation, luxury, and incredible investment potential just minutes from Brainerd. The newly renovated 3,000+ sq. ft. home showcases breathtaking panoramic views, abundant wildlife, soaring vaulted ceilings, expansive windows, a dramatic floor-to-ceiling stone fireplace, and high-end finishes throughout. The custom gourmet kitchen features a truly one-of-a-kind Butler’s Pantry and flows into the open-concept living space, leading to an expansive wraparound deck overlooking the river and private pond. The luxurious primary suite offers beautiful pond and nature views, oversized walk-in closet, private laundry, and spa-inspired five-piece bath. The lower level includes a spacious family room, three additional bedrooms, full bath, and second laundry area, ideal for guests or multi-generational living. An oversized finished three-stall attached garage plus detached garage provide abundant room for vehicles, boats, ATVs, and recreational toys. Enjoy mature woods, excellent hunting, hiking, direct Mississippi River access, and a short boat ride to Rice Lake. Whether used as a year-round residence, luxury retreat, recreational getaway, or investment property, this is an exceptional opportunity. Luxury waterfront acreage, privacy, river access, and development potential at this level are rarely available—especially at this value.

    Zillow last checked:

    Listing updated:

    Listed by:

    Chad Schwendeman 218-831-4663,

    eXp Realty,

    Jeffrey Isom 218-330-4683

    Bought with:

    Jeremy Johnson

    Positive Realty

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7041793MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 3/4 bathrooms: 1
    Bedroom
    • Area: 306 Square Feet
    • Dimensions: 18x17
    Bedroom 2
    • Area: 156 Square Feet
    • Dimensions: 13x12
    Bedroom 3
    • Area: 169 Square Feet
    • Dimensions: 13x13
    Bedroom 4
    • Area: 165 Square Feet
    • Dimensions: 15x11
    Primary bathroom
    • Area: 120 Square Feet
    • Dimensions: 12x10
    Bathroom
    • Area: 49 Square Feet
    • Dimensions: 7x7
    Bathroom
    • Area: 104 Square Feet
    • Dimensions: 8x13
    Dining room
    • Area: 140 Square Feet
    • Dimensions: 14x10
    Family room
    • Area: 532 Square Feet
    • Dimensions: 28x19
    Foyer
    • Area: 144 Square Feet
    • Dimensions: 12x12
    Kitchen
    • Area: 182 Square Feet
    • Dimensions: 14x13
    Living room
    • Area: 255 Square Feet
    • Dimensions: 15x17
    Utility room
    • Area: 78 Square Feet
    • Dimensions: 13x6
    Walk in closet
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Heating
    • Forced Air, Fireplace(s)
    Cooling
    • Central Air
    Appliances
    • Included: Dryer, Microwave, Range, Refrigerator, Washer
    • Laundry: Lower Level, Main Level, Washer Hookup
    Features
    • Basement: Block,Drainage System,Finished,Sump Pump
    • Number of fireplaces: 1
    • Fireplace features: Electric
    Interior area
    • Total structure area: 3,220
    • Total interior livable area: 3,120 sqft
    • Finished area above ground: 1,720
    • Finished area below ground: 1,400

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached, Detached Garage, Gravel, Concrete, Garage, Garage Door Opener, Insulated Garage, Multiple Garages
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions (29x33), Garage Door Height (9), Garage Door Width (9)
    Accessibility
    • Accessibility features: None
    Features
    • Levels: One and One Half
    • Stories: 1.5
    • Patio & porch: Deck, Wrap Around
    • Pool features: None
    • Fencing: None
    • Has view: Yes
    • View description: River
    • Has water view: Yes
    • Water view: River
    • Waterfront features: River Front, Waterfront Elevation(4-10), Lake Bottom(Soft, Undeveloped)
    • Frontage length: Water Frontage: 330
    Lot
    • Size: 9.45 Acres
    • Features: Tree Coverage - Medium
    Details
    • Additional structures: Garage(s)
    • Foundation area: 1720
    • Parcel number: 53050517
    • Zoning description: Residential-Single Family
    • Other equipment: Fuel Tank - Rented

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family
    Materials
    • Block, Concrete, Frame
    • Roof: Age 8 Years or Less,Architectural Shingle
    Condition
    • New construction: No
    • Year built: 1995

    Utilities & green energy

    • Electric: Circuit Breakers, 200+ Amp Service
    • Gas: Electric, Propane
    • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
    • Water: 4-Inch Submersible, Drilled, Private, Well

    Community & HOA

    HOA
    • Has HOA: No
    Location
    • Region: Merrifield

    Financial & listing details

    • Price per square foot: $224/sqft
    • Tax assessed value: $460,000
    • Annual tax amount: $2,400
    • Date on market: 3/24/2026
    • Cumulative days on market: 575 days

    Price history

    DateEventPrice
    10/21/2026Sold$699,900$224/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7041793 Report a problem
    9/10/2026Pending sale$699,900$224/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7041793 Report a problem
    9/1/2026Price change$699,900-3.4%$224/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7041793 Report a problem
    8/17/2026Price change$724,900-3.2%$232/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7041793 Report a problem
    8/5/2026Price change$748,900-0.1%$240/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7041793 Report a problem
    6/20/2026Price change$749,900-6.3%$240/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7041793 Report a problem
    6/3/2026Price change$799,900-3%$256/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7041793 Report a problem
    5/13/2026Price change$825,000-2.9%$264/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7041793 Report a problem
    5/7/2026Price change$850,000-5.5%$272/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7041793 Report a problem
    3/24/2026Listed for sale$899,900-10%$288/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7041793 Report a problem
    3/24/2026Listing removed$999,950$320/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7030426 Report a problem
    3/7/2026Listed for sale$999,950$320/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7030426 Report a problem
    3/3/2026Listing removed$999,950$320/sqft
    Source: eXp Realty #7004705 Report a problem
    1/5/2026Listed for sale$999,950$320/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7004705 Report a problem
    1/5/2026Listing removed$999,950$320/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    11/11/2025Price change$999,950-7.4%$320/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    10/15/2025Price change$1,079,900-0.9%$346/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    10/10/2025Price change$1,089,900-0.9%$349/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    9/19/2025Price change$1,099,900-4.3%$353/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    7/22/2025Price change$1,149,900-2.1%$369/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    7/1/2025Price change$1,174,900-2.1%$377/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    5/30/2025Listed for sale$1,199,900-4%$385/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6727610 Report a problem
    5/28/2025Listing removed$1,250,000$401/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6658578 Report a problem
    5/13/2025Price change$1,250,000-2%$401/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6658578 Report a problem
    2/7/2025Listed for sale$1,275,000+507.1%$409/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6658578 Report a problem
    11/1/2023Sold$210,000$67/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6445228 Report a problem
    10/18/2023Pending sale$210,000$67/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6445228 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,253 +10.6%$460,000 +34.3%
    2024$2,037 +5.1%$342,400 +7.5%
    2023$1,939 +3.7%$318,536 +10.1%
    2022$1,869 +0.3%$289,433 +39.6%
    2021$1,863 -1.5%$207,356 +4.6%
    2020$1,891 +0.2%$198,309 +4.4%
    2017$1,888 $189,916 +1.9%
    2016$1,888 +3.4%$186,400 +4%
    2015$1,826 +107.4%$179,200 -0.5%
    2014$880 -55.4%$180,100 -18.6%
    2012$1,975 +21.2%$221,300
    2011$1,630 -18.7%$221,300 -27.6%
    2010$2,006 -1.5%$305,500 -2.4%
    2009$2,036 $313,000
    Find assessor info on the county website

    Neighborhood: 56465

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