Seller financing available at an incredible 5.85% (OAC with between 5% and 10% down) - a rate well below today's market averages of around 7% - making this the smartest way to own in Saratoga Springs. Property insurance is about $200 per month. FHA MI $287.22. HOA payment is $123 per month. Welcome to this spacious 4-bedroom, 3-bathroom townhome with so much comfortable living space and plenty of room for everyday living and entertaining. The thoughtfully designed floor plan provides generous storage throughout, including a stand-up crawlspace - at least 6 feet tall with its own stairs for easy access - ideal for all your extra storage needs. The kitchen features an upgraded range and plenty of space for gathering. Upstairs, you'll find well-appointed bedrooms and flexible living spaces designed for both comfort and functionality. A two-car garage provides additional storage and is prewired for an electric vehicle charging station, making it easy to accommodate an EV in the future. This home sits directly across the street from the community's pickleball courts, with a marina just a few blocks away providing easy access to Utah Lake. Saratoga Springs also offers an abundance of parks, trails, recreation, and beautiful open spaces to enjoy. Beyond the home, enjoy an incredible community packed with amenities, including a clubhouse, resort-style pool, splash pad, and multiple parks. Conveniently located near shopping, dining, schools, and major roadways, this home offers a wonderful combination of space, storage, recreation, and everyday convenience in the heart of Saratoga Springs. Contact the listing agent for seller-financing terms and qualification details. Square footage figures are provided as a courtesy estimate only and were obtained from county records. Buyer is advised to obtain an independent measurement.
For sale
$429,900
1088 E Vessel Ct #1328, Saratoga Springs, UT 84045
4beds
2,056sqft
Townhouse
Built in 2022
871 Square Feet Lot
$429,700 Zestimate®
$209/sqft
$123/mo HOA
What's special
Two-car garageGenerous storage throughoutWell-appointed bedroomsComfortable living spaceThoughtfully designed floor plan
- 11 days
- 96
- 9
Zillow last checked:
Listing updated:
Listed by:
Matt Evans,
Summit Realty, Inc.,
Dan Evans,
Summit Realty, Inc.
Source: UtahRealEstate.com,MLS#: 2185817
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Rooms
- Room types: Master Bathroom, Great Room
Primary bedroom
- Level: Third
Heating
- Forced Air, Central, >= 95% efficiency
Cooling
- Central Air
Appliances
- Included: Dryer, Microwave, Refrigerator, Washer, Disposal, Gas Oven, Gas Range, Free-Standing Range
- Laundry: Electric Dryer Hookup
Features
- Walk-In Closet(s), Smart Thermostat
- Flooring: Carpet, Laminate
- Windows: Blinds, Window Coverings, Double Pane Windows
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 2,056
- Total interior livable area: 2,056 sqft
- Finished area above ground: 2,056
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage
- Garage spaces: 2
- Uncovered spaces: 2
Features
- Stories: 3
- Exterior features: Lighting
- Pool features: Association
- Has view: Yes
- View description: Mountain(s)
Lot
- Size: 871 Square Feet
- Features: Cul-De-Sac, Curb & Gutter
- Topography: Terrain
- Residential vegetation: Landscaping: Full
Details
- Parcel number: 474001328
- Zoning: R-3
- Zoning description: Multi-Family
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Asphalt, Stucco, Cement Siding
- Roof: Asphalt
Condition
- Blt./Standing
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer, Sewer: Public
- Water: Culinary
- Utilities for property: Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Clubhouse, Sidewalks
- Security: Video Door Bell(s)
- Subdivision: Northshore
HOA
- Has HOA: Yes
- Amenities included: Biking Trails, Clubhouse, Picnic Area, Playground, Pool, Snow Removal
- HOA fee: $123 monthly
- HOA name: FCS Management
- HOA phone: 801-256-0465
Location
- Region: Saratoga Springs
Financial & listing details
- Price per square foot: $209/sqft
- Annual tax amount: $1,827
- Date on market: 9/16/2026
- Listing terms: Cash,Conventional,FHA,Seller Finance,VA Loan
- Inclusions: Dryer, Microwave, Range, Refrigerator, Washer, Window Coverings, Video Door Bell(s)
- Exclusions: Freezer
- Acres allowed for irrigation: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$429,700
$408,000 - $451,000
$2,286/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/17/2026 | Price change | $429,900-2.3%$209/sqft |
Source: | ||
| 9/27/2022 | Pending sale | $439,990$214/sqft |
Source: | ||
| 9/19/2022 | Listed for sale | $439,990$214/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 84045
Nearby schools
Schools provided by the listing agent
- Elementary: Dry Creek
- Middle: Willowcreek
- High: Lehi
- District: Alpine
Source: UtahRealEstate.com. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





