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Active with contingency
    • Price cut: $20K (7/8)
    $499,900

    20692 Keystone Rd, Milaca, MN 56353

    2beds
    1,547sqft
    : 
    $3,207/mo
    Get pre-qualified
    Single Family
    Built in 1981
    47.5 Acres Lot
    $497,100 Zestimate®
    $323/sqft
    $-- HOA

    What's special

    Escape to your own private country retreat on approximately 47.5 acres of scenic countryside. This beautiful property features a 2-bedroom home with the potential for a third bedroom in the lower level, 2 bathrooms, and an attached 2-car garage. Nestled along a quiet, winding country road, the property offers exceptional privacy while maintaining convenient access. Located less than ¼ mile south of paved County Road 16 and just 3 miles east of US Highway 169, you'll enjoy the perfect blend of seclusion and accessibility. One of the property's most remarkable features is the stunning pond complete with its own island, situated directly below the home and visible from the house. The surrounding acreage provides outstanding wildlife habitat, making it an ideal setting for nature lovers, outdoor enthusiasts, hunters, or anyone seeking a peaceful rural lifestyle. The property is well-equipped with several useful outbuildings, including a spacious 46' x 72' pole shed/shop/machine shed, a 3-sided horse or livestock shelter, and a 2-sided open-ended hay shed with 13-foot sidewalls. Inside, the home offers an inviting open-concept layout that seamlessly connects the kitchen, dining area, and living room. Just off the main living space, you'll find a charming knotty pine four-season porch filled with windows that flood the room with natural light while showcasing breathtaking views of the surrounding landscape. This versatile space can be enjoyed year-round and easily closed off when not in use. Whether you're searching for a hobby farm, hunting property, recreational getaway, or simply a peaceful place to call home, this unique acreage offers endless opportunities to enjoy country living at its finest. This property lies within a distinctive landscape feature unique to this portion of Mille Lacs County. A glacial landform known as a gravel esker, or “hogsback,” traverses the southern half of the property in a northeast-to-southwest direction. These gravel deposits create a striking topographic feature that supports an impressive stand of mature white pine, large oak trees, and a diverse variety of native trees and shrubs. The combination of unique geology and established vegetation makes this an exceptional and visually appealing natural setting.
    51 days
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    384
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    21
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    Zillow last checked:

    Listing updated:

    Listed by:

    Paul J. Jackson 612-490-4271,

    Hewitt Jackson Real Estate

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7084595MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 154 Square Feet
      • Dimensions: 11 x 14
      Bedroom 2
      • Level: Main
      • Area: 117 Square Feet
      • Dimensions: 9 x 13
      Bedroom 3
      • Level: Basement
      • Area: 255 Square Feet
      • Dimensions: 15 x 17
      Bathroom
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 8 x 10
      Bathroom
      • Level: Basement
      • Area: 63 Square Feet
      • Dimensions: 7 x 9
      Deck
      • Level: Main
      • Area: 336 Square Feet
      • Dimensions: 14 x 24
      Dining room
      • Level: Main
      • Area: 110 Square Feet
      • Dimensions: 10 x 11
      Other
      • Level: Main
      • Area: 276 Square Feet
      • Dimensions: 12 x 23
      Foyer
      • Level: Main
      • Area: 54 Square Feet
      • Dimensions: 6 x 9
      Kitchen
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11 x 11
      Laundry
      • Level: Main
      • Area: 19.5 Square Feet
      • Dimensions: 3 x 6.5
      Living room
      • Level: Main
      • Area: 225 Square Feet
      • Dimensions: 12.5 x 18
      Other
      • Level: Main
      • Area: 63 Square Feet
      • Dimensions: 3.5 x 18
      Other
      • Level: Basement
      • Area: 59.5 Square Feet
      • Dimensions: 7 x 8.5
      Utility room
      • Level: Basement
      • Area: 484 Square Feet
      • Dimensions: 22 x 22
      Heating
      • Baseboard, Forced Air, Fireplace(s), Space Heater, Wood Stove
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Freezer, Microwave, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Laundry Closet, Main Level, Washer Hookup
      Features
      • Basement: Full,Partially Finished
      • Number of fireplaces: 1
      • Fireplace features: Brick
      Interior area
      • Total structure area: 2,392
      • Total interior livable area: 1,547 sqft
      • Finished area above ground: 1,484
      • Finished area below ground: 63
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage, Insulated Garage
      • Attached garage spaces: 2
      • Details: Garage Dimensions (24 x 24), Garage Door Height (7), Garage Door Width (16)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Fencing: Wire
      • Waterfront features: Pond
      Lot
      • Size: 47.5 Acres
      • Dimensions: 1263 x 1669
      • Features: Tree Coverage - Heavy
      • Topography: Meadow,Pasture,Sloped
      Details
      • Additional structures: Lean-To, Pole Building, Storage Shed
      • Foundation area: 1196
      • Parcel number: 070290200
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Age 8 Years or Less,Asphalt,Pitched
      Condition
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service, Power Company: East Central Energy
      • Gas: Electric, Propane, Wood
      • Sewer: Septic System Compliant - No
      • Water: Private, Well

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Milaca

      Financial & listing details

      • Price per square foot: $323/sqft
      • Tax assessed value: $395,500
      • Annual tax amount: $3,943
      • Date on market: 6/5/2026
      • Road surface type: Unimproved

        Estimated market value

        $497,100

        $472,000 - $522,000

        $1,964/mo

        Price history

        DateEventPrice
        7/8/2026Price change$499,900-3.8%$323/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7084595 Report a problem
        7/2/2026Price change$519,900-1.7%$336/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7084595 Report a problem
        6/24/2026Price change$529,000-2%$342/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7084595 Report a problem
        6/17/2026Price change$539,990-1.8%$349/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7084595 Report a problem
        6/5/2026Listed for sale$550,000$356/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7084595 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,438 +4.6%$395,500 +15.4%
        2024$3,288 +2.7%$342,700 +5.5%
        2023$3,202 +2.6%$324,700 +2.3%
        2022$3,122 +1.5%$317,500 +23.6%
        2021$3,076 +4.7%$256,800 +0.7%
        2020$2,938 +8%$255,000 +10.2%
        2019$2,720 +8.5%$231,500 +3.6%
        2018$2,506 +10.3%$223,500 +11.3%
        2017$2,272 +5.7%$200,800
        2016$2,150 +9.8%--
        2015$1,958 --
        2014$1,958 --
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 56353

        Getting around

        0 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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