Price Reduced! Welcome home to the Exquisite Waterfront Community of Navy Point. This 3 bedroom/1 bathroom cottage home has been completely updated with a modern flair. When you first enter you will notice the natural light throughout the home and an open floor plan. To the left of the living room is a bonus room that can be used as an office, family room, or playroom for the kids. The kitchen is a chef's dream with plenty of cabinets, lots of counter space, granite countertops, and stainless steel appliances. The bedrooms are generous in size. The master bedroom has a large walk-in closet. At the back of the home is the laundry room that has space to add a second restroom. There is a screened porch in the back and a large deck on the side of the home that is great for entertaining. Take a walk in this neighborhood on the many waterfront walkways, trails, enjoy the beach area, the boat ramp, picnic areas, the park, and all the activities in Navy Point. This affordable cottage is near NAS, beaches, shopping, nightlife, and the downtown entertainment district! Watch the US Navy Blue Angels practice and catch some of the area's most spectacular sunsets and sunrises from this neighborhood. Ideal location for boating, kayaking, canoeing, and SUP enthusiasts. Launch directly into Bayou Grande and be in Pensacola Bay and the Pensacola Pass (access to the Gulf of Mexico) in just a few minutes. A short boat ride to popular destinations like Ft Pickens, Sailboat Cove, and Fort McRee. All these benefits and no homeowners association! Navy Point is the place to be! See this one today! Call for your Private Showing!
For sale
$349,900
207 Payne Rd, Perdido Key, FL 32507
3beds
1,515sqft
Est.:
Single Family Residence
Built in 1944
6,616.76 Square Feet Lot
$-- Zestimate®
$231/sqft
$-- HOA
What's special
Waterfront walkwaysBoat rampBonus roomGranite countertopsPicnic areasLarge deckBeach area
- 536 days |
- 231 |
- 13 |
Zillow last checked: 9 hours ago
Listing updated: November 25, 2025 at 05:02pm
Listed by:
Susan Bastajian 850-516-7732,
KELLER WILLIAMS REALTY GULF COAST
Source: PAR,MLS#: 648545
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Bonus Room
Bedroom
- Level: First
- Area: 132
- Dimensions: 11 x 12
Bedroom 1
- Level: First
- Area: 118.8
- Dimensions: 11 x 10.8
Kitchen
- Level: First
- Area: 8145
- Dimensions: 9 x 905
Living room
- Level: First
- Area: 175
- Dimensions: 14 x 12.5
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator
- Laundry: Inside, W/D Hookups, Laundry Room
Features
- Bar, Ceiling Fan(s), High Speed Internet
- Flooring: Laminate
- Windows: Blinds
- Has basement: No
Interior area
- Total structure area: 1,515
- Total interior livable area: 1,515 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Porch
- Pool features: None
Lot
- Size: 6,616.76 Square Feet
- Features: Central Access
Details
- Parcel number: 502s306090399019
- Zoning description: Res Single
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Off Grade
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1944
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Navy Point
HOA
- Has HOA: No
- Services included: None
Location
- Region: Perdido Key
Financial & listing details
- Price per square foot: $231/sqft
- Tax assessed value: $218,338
- Annual tax amount: $2,146
- Price range: $349.9K - $349.9K
- Date on market: 7/6/2024
- Cumulative days on market: 578 days
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/12/2025 | Listing removed | $2,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/25/2025 | Price change | $349,900-6.7%$231/sqft |
Source: | ||
| 8/22/2025 | Listed for rent | $2,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/30/2025 | Price change | $374,900-2.6%$247/sqft |
Source: | ||
| 12/11/2024 | Price change | $384,900-3.8%$254/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,146 +28.9% | $218,338 +69.8% |
| 2023 | $1,665 +11.5% | $128,551 +19% |
| 2022 | $1,494 +9.6% | $107,988 +20.8% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,206/mo
Principal & interest
$1685
Property taxes
$399
Home insurance
$122
Climate risks
Neighborhood: Navy Point
Nearby schools
GreatSchools rating
- 1/10Navy Point Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 5/10Jim C. Bailey Middle SchoolGrades: 6-8Distance: 7.6 mi
- 4/10Pensacola High SchoolGrades: 9-12Distance: 5.3 mi
Schools provided by the listing agent
- Elementary: Navy Point
- Middle: WARRINGTON
- High: Pensacola
Source: PAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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