This gorgeous community is now FHA approved! Tucked within the lush, tree-lined Pheasant Creek community where winding streams and peaceful ponds set the tone, this fully reimagined 2-bed, 2-bath condo with a carport is the California lifestyle upgrade you've been waiting for.
Every inch of this home has been thoughtfully touched. The kitchen has been nicely refreshed with sleek stainless-steel appliances and recessed lighting that sets the perfect ambiance. New laminate floors run seamlessly throughout, fresh paint brightens every room, and new ceiling fans in the dining area and bedrooms add both style and function. Both bathrooms? Completely refreshed.
The living room opens directly onto a spacious private balcony, your own quiet corner for morning coffee, evening cocktails, or simply doing nothing at all. A patio laundry closet with extra storage keeps life organized without sacrificing space.
Parking is a non-issue here as you get both an assigned space and a carport. And when you're ready to venture beyond your front door, the community delivers with resort-style pools, tennis and basketball courts, and scenic walking trails all just steps away. The HOA covers water, sewer, trash, and grounds maintenance, keeping your to-do list blissfully short.
As for location, Irvine Spectrum, top-rated schools, parks, hiking trails, and premier shopping are all within easy reach. Whether you're a first-time buyer or savvy investor, this one is FHA approved and move-in ready.
Come see it before someone else does.
For sale
Listed by: Coldwell Banker Realty
Price cut: $25.5K (4/20)
$524,500
20702 El Toro Rd APT 90, Lake Forest, CA 92630
2beds
916sqft
Est.:
Condominium
Built in 1980
-- sqft lot
$-- Zestimate®
$573/sqft
$553/mo HOA
What's special
Tennis and basketball courtsResort-style pools
- 35 days |
- 1,021 |
- 43 |
Zillow last checked:
Listing updated:
Listing Provided by:
Tracy Bryant DRE #01327741 949-338-3515,
Coldwell Banker Realty
Source: CRMLS,MLS#: NP26083012
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Family Room, Kitchen, Dining Room
Bathroom
- Features: Bathroom Exhaust Fan, Bathtub, Remodeled, Tub Shower
Kitchen
- Features: Remodeled, Updated Kitchen
Heating
- None
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Dishwasher, Free-Standing Range, Microwave, Range Hood, Dryer, Washer
- Laundry: Laundry Closet, Outside
Features
- Balcony, Ceiling Fan(s), Separate/Formal Dining Room, High Ceilings, Open Floorplan, Recessed Lighting
- Flooring: Vinyl
- Doors: Sliding Doors
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: 2+ Common Walls
Interior area
- Total interior livable area: 916 sqft
Property
Parking
- Total spaces: 2
- Parking features: Assigned, Carport, Detached Carport, Guest
- Carport spaces: 1
- Uncovered spaces: 1
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Entry location: 2
- Patio & porch: Deck
- Pool features: Community, In Ground, Association
- Has spa: Yes
- Spa features: Association, Community, In Ground
- Fencing: None
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 7.92 Acres
- Features: Landscaped
Details
- Parcel number: 93874234
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Craftsman
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Drywall, Frame, Concrete
- Foundation: Slab
- Roof: Tile
Condition
- Turnkey
- New construction: No
- Year built: 1980
Utilities & green energy
- Electric: Electricity - On Property, Standard
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Curbs, Hiking, Street Lights, Suburban, Sidewalks, Pool
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Pheasant Creek (Pc)
HOA
- Has HOA: Yes
- Amenities included: Maintenance Grounds, Pool, Spa/Hot Tub, Trash, Water
- Services included: Sewer
- HOA fee: $553 monthly
- HOA name: Pheasant Creek
- HOA phone: 949-429-5831
Location
- Region: Lake Forest
Financial & listing details
- Price per square foot: $573/sqft
- Tax assessed value: $520,200
- Annual tax amount: $5,354
- Date on market: 4/19/2026
- Cumulative days on market: 35 days
- Listing terms: Cash,Cash to New Loan,Conventional,FHA,VA Loan
- Inclusions: Washer & Dryer
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$2,706/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/20/2026 | Price change | $524,500-4.6%$573/sqft |
Source:  CRMLS #NP26083012 Report a problem | ||
| 3/14/2025 | Price change | $549,999-1.8%$600/sqft |
Source: CRMLS #PW25012205 Report a problem | ||
| 2/25/2025 | Price change | $560,000-0.9%$611/sqft |
Source: CRMLS #PW25012205 Report a problem | ||
| 1/17/2025 | Listed for sale | $565,000+13%$617/sqft |
Source: CRMLS #PW25012205 Report a problem | ||
| 5/18/2023 | Sold | $500,000+1%$546/sqft |
Source: Public Record Report a problem | ||
| 5/8/2023 | Contingent | $495,000$540/sqft |
Source: CRMLS #PW23073731 Report a problem | ||
| 5/4/2023 | Listed for sale | $495,000+67.8%$540/sqft |
Source: CRMLS #PW23073731 Report a problem | ||
| 5/20/2016 | Sold | $295,000$322/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,354 +1.8% | $520,200 +2% |
| 2024 | $5,258 -0.3% | $510,000 +51.9% |
| 2023 | $5,275 +55.6% | $335,658 +2% |
| 2022 | $3,391 +2% | $329,077 +2% |
| 2021 | $3,324 +0.9% | $322,625 +1% |
| 2020 | $3,294 | $319,317 +2% |
| 2019 | $3,294 +2% | $313,056 +2% |
| 2018 | $3,229 +4% | $306,918 +2% |
| 2017 | $3,105 | $300,900 +113.6% |
| 2016 | $3,105 +122.7% | $140,871 +1.5% |
| 2015 | $1,394 +3.7% | $138,755 +2% |
| 2014 | $1,345 | $136,037 +0.5% |
| 2013 | -- | $135,423 +2% |
| 2012 | -- | $132,768 +2% |
| 2011 | -- | $130,165 +0.8% |
| 2010 | -- | $129,193 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 92630
Nearby schools
GreatSchools rating
- 7/10Lake Forest Elementary SchoolGrades: K-6Distance: 1.5 mi
- 6/10Serrano Intermediate SchoolGrades: 7-8Distance: 3.3 mi
- 10/10Trabuco Hills High SchoolGrades: 9-12Distance: 0.3 mi
Schools provided by the listing agent
- Elementary: Lake Forest
- Middle: Serrano Intermediate
- High: Trabucco Hills
Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
Local buyer's agents are ready to help
- California
- Orange County
- Lake Forest
- 92630
- 20702 El Toro Rd Apartment 90
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