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Under contract
  • $699,900

    20728 Bell Bluff Rd, Gaithersburg, MD 20879

    3beds
    2,610sqft
    : 
    Single Family Residence
    Built in 1978
    1.29 Acres Lot
    $687,600 Zestimate®
    $268/sqft
    $-- HOA

    What's special

    Walk-in closet with shelvingHuge deckGreat natural lightHardwoods on first levelRecessed lightingDaylight basementFamily room off kitchen
    You have another opportunity...the buyer got cold feet. Great condition, new roof, newer HVAC system, newer appliances Freshly painted great natural light, table space kitchen, Hardwoods on the first level, Separate, spacious Dining Room, and inviting Living Room. Family room off Kitchen with recessed lighting. French doors to the fabulous, low maintenance, expansive deck with a pastoral view. 3+ huge Bedrooms, the primary boasts a sitting room and walk-in Closet with shelving. Daylight lower level, with a Bonus set of French Doors that walkout to a paved patio. The huge lower level is perfect for workshop, storage, fitness room, studio or a combination thereof. Bonus French doors leading to a Patio. 2 Car oversized Garage plus parking pad for 4+ and so much more! Schedule your tour today! Please remove shoes or wear booties.
    75 days
    |
    2,150
    |
    67
    |

    Zillow last checked: 8 hours ago

    Listing updated: February 21, 2026 at 03:23am

    Listed by:

    Deborah Younkers 240-460-9557,

    Weichert, REALTORS 301-681-0550

    Source: Bright MLS,MLS#: MDMC2210640MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    Rooms
    • Room types: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Family Room, Foyer, Laundry, Recreation Room
    Primary bedroom
    • Features: Flooring - Carpet
    • Level: Upper
    Bedroom 2
    • Features: Flooring - Carpet
    • Level: Upper
    Bedroom 3
    • Features: Flooring - Carpet
    • Level: Upper
    Dining room
    • Features: Flooring - HardWood
    • Level: Main
    Family room
    • Features: Flooring - HardWood
    • Level: Main
    Foyer
    • Level: Main
    Laundry
    • Features: Flooring - Concrete
    • Level: Lower
    Living room
    • Features: Flooring - HardWood
    • Level: Main
    Recreation room
    • Features: Flooring - Concrete
    • Level: Lower
    Sitting room
    • Features: Flooring - Carpet
    • Level: Upper
    Heating
    • Forced Air, Central, Electric
    Cooling
    • Central Air, Heat Pump, Electric
    Appliances
    • Included: Water Heater, Electric Water Heater
    • Laundry: Lower Level, Laundry Room
    Features
    • Breakfast Area, Bathroom - Walk-In Shower, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Walk-In Closet(s)
    • Flooring: Wood
    • Basement: Partial
    • Number of fireplaces: 1
    • Fireplace features: Brick
    Interior area
    • Total structure area: 2,970
    • Total interior livable area: 2,610 sqft
    • Finished area above ground: 2,010
    • Finished area below ground: 600
    Video & virtual tour

    Property

    Parking
    • Total spaces: 6
    • Parking features: Garage Faces Side, Oversized, Driveway, Attached
    • Attached garage spaces: 2
    • Uncovered spaces: 4
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Three
    • Stories: 3
    • Pool features: None
    • Has spa: Yes
    • Spa features: Bath
    Lot
    • Size: 1.29 Acres
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 160901743373
    • Zoning: R200
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Colonial
    • Property subtype: Single Family Residence
    Materials
    • Steel Siding, Brick Front
    • Foundation: Other
    Condition
    • Very Good
    • New construction: No
    • Year built: 1978

    Utilities & green energy

    • Sewer: On Site Septic
    • Water: Well

    Community & HOA

    Community
    • Subdivision: Goshen Estates
    HOA
    • Has HOA: No
    Location
    • Region: Gaithersburg

    Financial & listing details

    • Price per square foot: $268/sqft
    • Tax assessed value: $557,967
    • Annual tax amount: $7,165
    • Date on market: 12/16/2025
    • Listing agreement: Exclusive Agency
    • Listing terms: Conventional,Cash,FHA,VA Loan
    • Ownership: Fee Simple
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    Estimated market value

    $687,600

    $653,000 - $722,000

    $3,588/mo

    Price history

    Price history
    DateEventPrice
    2/21/2026Contingent$699,900$268/sqft
    Source: Bright MLS #MDMC2210640 Report a problem
    1/27/2026Listed for sale$699,900$268/sqft
    Source: Bright MLS #MDMC2210640 Report a problem
    1/21/2026Contingent$699,900$268/sqft
    Source: Bright MLS #MDMC2210640 Report a problem
    12/16/2025Listed for sale$699,900+37.2%$268/sqft
    Source: Bright MLS #MDMC2210640 Report a problem
    1/29/2008Sold$510,000$195/sqft
    Source: Agent Provided Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$6,191 +7.7%$557,967 +11.7%
    2024$5,749 +13.2%$499,433 +13.3%
    2023$5,080 +4.4%$440,900
    2022$4,865 +0.1%$440,900
    2021$4,861 -3.1%$440,900 -3%
    2020$5,014 +3.4%$454,500
    2019$4,849 -0.2%$454,500 +3.4%
    2018$4,858 -1.3%$439,767 +1.7%
    2017$4,924 -0.3%$432,400 +3.4%
    2016$4,937 $418,000 +3.6%
    2015$4,937 $403,600 +3.7%
    2014$4,937 $389,200
    2013-- $389,200
    2012-- $389,200 -21.6%
    2011-- $496,260
    2010-- $496,260
    2009-- $496,260 -19.2%
    2008-- $614,130 +19.2%
    2007-- $515,310 +23.7%
    2006-- $416,490 +31.1%
    2005-- $317,670 +12.3%
    2004-- $282,960
    2003-- $282,960 +32.5%
    2002-- $213,540
    2001-- $213,540

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,828/mo
    Principal & interest
    $3315
    Property taxes
    $513

      Climate risks

      Neighborhood: 20879

      Getting around

      1 / 100
      Car-Dependent
      20 / 100
      Minimal Transit

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • District: Montgomery County Public Schools

      Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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