Charming 2-bedroom, 1-bath home offering comfort, functionality, and easy living right in the heart of Waterloo! This move-in ready home features fresh paint throughout, new baseboards and trim, updated fixtures, and a beautifully refreshed bathroom with a new vanity and medicine cabinet. The kitchen includes new stainless steel appliances, a convenient pantry, and space for dining. Additional highlights include a new electric panel, an unfinished basement for storage or future potential, a covered carport for protected parking, and a detached shed—perfect for tools, hobbies, or lawn equipment. New windows will be installed prior to closing, adding even more value and efficiency. Enjoy a low-maintenance lifestyle just minutes from local shops, dining, schools, nightlife, parades, and community festivals. A great opportunity to own a well-updated home in a prime Waterloo location!
Active under contract
Listing Provided by: Keller Williams Pinnacle
$198,000
209 Oak St, Waterloo, IL 62298
2beds
832sqft
Est.:
Single Family Residence
Built in 1965
3,571.92 Square Feet Lot
$199,200 Zestimate®
$238/sqft
$-- HOA
What's special
Fresh paint throughoutBeautifully refreshed bathroomConvenient pantrySpace for diningNew baseboards and trimUpdated fixtures
- 23 days |
- 485 |
- 11 |
Zillow last checked:
Listing updated:
Listing Provided by:
Amy L Hank 618-593-7358,
Keller Williams Pinnacle
Source: MARIS,MLS#: 26023364
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Stainless Steel Appliance(s), Disposal, Microwave, Range, Refrigerator, Water Heater
- Laundry: In Basement
Features
- Basement: Full,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 832
- Total interior livable area: 832 sqft
- Finished area above ground: 832
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Carport
- Carport spaces: 1
Features
- Levels: One
Lot
- Size: 3,571.92 Square Feet
- Features: Front Yard
Details
- Parcel number: 0725406029000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Year built: 1965
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: Not In A Subdivision
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $238/sqft
- Tax assessed value: $142,710
- Annual tax amount: $2,974
- Date on market: 4/22/2026
- Cumulative days on market: 23 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
Estimated market value
$199,200
$189,000 - $209,000
$1,183/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/24/2026 | Contingent | $198,000$238/sqft |
Source:  MARIS #26023364 Report a problem | ||
| 4/22/2026 | Listed for sale | $198,000+46.7%$238/sqft |
Source: MARIS #26023364 Report a problem | ||
| 2/25/2026 | Sold | $135,000+18.4%$162/sqft |
Source: MARIS #26007531 Report a problem | ||
| 3/1/2011 | Sold | $114,000-3.3%$137/sqft |
Source: Public Record Report a problem | ||
| 10/20/2010 | Price change | $117,900-1.8%$142/sqft |
Source: HOME SWEET HOME REAL ESTATE PROFESSIONALS, INC. #3014688 Report a problem | ||
| 4/7/2010 | Listed for sale | $120,000+7.1%$144/sqft |
Source: Tammy Mitchell Hines & Co. #3004716 Report a problem | ||
| 5/27/2005 | Sold | $112,000$135/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,974 +15.5% | $47,570 +15.8% |
| 2023 | $2,576 +0% | $41,090 +1.7% |
| 2022 | $2,575 | $40,400 +24.7% |
| 2021 | -- | $32,390 +3.1% |
| 2020 | -- | $31,420 +2.3% |
| 2019 | -- | $30,700 +5.6% |
| 2018 | $1,989 | $29,060 -3.1% |
| 2017 | $1,989 | $29,990 +7.6% |
| 2016 | $1,989 +10.7% | $27,860 +2.8% |
| 2015 | $1,797 +5.2% | $27,090 +1.2% |
| 2014 | $1,709 | $26,770 +7% |
| 2012 | $1,709 | $25,010 -2.5% |
| 2011 | -- | $25,650 +0.7% |
| 2010 | -- | $25,470 -4.5% |
| 2009 | -- | $26,660 -1.6% |
| 2008 | -- | $27,080 -9.4% |
| 2007 | -- | $29,880 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 6/10Gardner Elementary SchoolGrades: 4-5Distance: 0.6 mi
- 7/10Waterloo Junior High SchoolGrades: 6-8Distance: 0.7 mi
- 6/10Waterloo High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Monroe County
- Waterloo
- 62298
- 209 Oak St
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