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  • Listing Provided by: Keller Williams Pinnacle
    $198,000

    209 Oak St, Waterloo, IL 62298

    2beds
    832sqft
    : 
    Single Family Residence
    Built in 1965
    3,571.92 Square Feet Lot
    $135,000 Zestimate®
    $238/sqft
    $-- HOA

    What's special

    Charming 2-bedroom, 1-bath home offering comfort, functionality, and easy living right in the heart of Waterloo! This move-in ready home features fresh paint throughout, new baseboards and trim, updated fixtures, and a beautifully refreshed bathroom with a new vanity and medicine cabinet. The kitchen includes new stainless steel appliances, a convenient pantry, and space for dining. Additional highlights include a new electric panel, an unfinished basement for storage or future potential, a covered carport for protected parking, and a detached shed—perfect for tools, hobbies, or lawn equipment. New windows will be installed prior to closing, adding even more value and efficiency. Enjoy a low-maintenance lifestyle just minutes from local shops, dining, schools, nightlife, parades, and community festivals. A great opportunity to own a well-updated home in a prime Waterloo location!
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    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Amy L Hank 618-593-7358,

    Keller Williams Pinnacle

    Source: MARIS,MLS#: 26023364MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Stainless Steel Appliance(s), Disposal, Microwave, Range, Refrigerator, Water Heater
      • Laundry: In Basement
      Features
      • Basement: Full,Unfinished
      • Has fireplace: No
      Interior area
      • Total structure area: 832
      • Total interior livable area: 832 sqft
      • Finished area above ground: 832
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Carport
      • Carport spaces: 1
      Features
      • Levels: One
      Lot
      • Size: 3,571.92 Square Feet
      • Features: Front Yard
      Details
      • Parcel number: 0725406029000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • Year built: 1965

      Utilities & green energy

      • Electric: Other
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Subdivision: Not In A Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $238/sqft
      • Tax assessed value: $142,710
      • Annual tax amount: $2,974
      • Date on market: 4/17/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Electric utility on property: Yes
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        Estimated market value

        $135,000

        $127,000 - $144,000

        $1,202/mo

        Price history

        DateEventPrice
        2/25/2026Sold$135,000+18.4%$162/sqft
        Source: MARIS #26007531 Report a problem
        3/1/2011Sold$114,000-3.3%$137/sqft
        Source: Public Record Report a problem
        10/20/2010Price change$117,900-1.8%$142/sqft
        Source: HOME SWEET HOME REAL ESTATE PROFESSIONALS, INC. #3014688 Report a problem
        4/7/2010Listed for sale$120,000+7.1%$144/sqft
        Source: Tammy Mitchell Hines & Co. #3004716 Report a problem
        5/27/2005Sold$112,000$135/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,974 +15.5%$47,570 +15.8%
        2023$2,576 +0%$41,090 +1.7%
        2022$2,575 $40,400 +24.7%
        2021-- $32,390 +3.1%
        2020-- $31,420 +2.3%
        2019-- $30,700 +5.6%
        2018$1,989 $29,060 -3.1%
        2017$1,989 $29,990 +7.6%
        2016$1,989 +10.7%$27,860 +2.8%
        2015$1,797 +5.2%$27,090 +1.2%
        2014$1,709 $26,770 +7%
        2012$1,709 $25,010 -2.5%
        2011-- $25,650 +0.7%
        2010-- $25,470 -4.5%
        2009-- $26,660 -1.6%
        2008-- $27,080 -9.4%
        2007-- $29,880

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $1,323/mo
        Principal & interest
        $1042
        Property taxes
        $281
        More affordability tools

          Climate risks

          Neighborhood: 62298

          Getting around

          71 / 100
          Very Walkable
          42 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Waterloo Dist 5
          • Middle: Waterloo Dist 5
          • High: Waterloo

          Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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