Imagine waking up to breathtaking panoramic views of shimmering Lake Thomas from your very own post and beam sanctuary. This isn't just a home; it's a lifestyle, a retreat, and an opportunity to embrace nature's tranquility. Situated on 1.5 acres along a quiet, private road, the property offers direct access to Lake Thomas, with endless opportunities for swimming, fishing, kayaking, and boating right from your private dock. Floor-to-ceiling windows and an expansive lakeside deck offer stunning sunrises and sunsets, painting the sky with vibrant colors. The spacious, modern kitchen is perfect for entertaining, and the large stone fireplace will keep you warm and cozy on cooler evenings. This home also features energy-efficient, double-pane windows. Built with solid concrete block construction and featuring impressive 12x12 post and beam elements, topped with a durable metal roof, this home promises to be solid and strong for generations to come. This luxurious retreat features 3 bedrooms and 3 bathrooms, providing ample space for family gatherings and entertaining guests. The property also includes a 20x50 outbuilding, perfect for a workshop or storage, and additional covered parking for a motorhome and boat. Enjoy the peace of mind that comes with a new AC, well and water heater (2022), and a whole-house generator. Plus, you're close to shopping and restaurants for added convenience. This is more than a home; it's a sanctuary where you can escape the hustle and bustle of everyday life, create lasting memories, and embrace the tranquility and beauty of nature right at your doorstep. NOTE: tax information has home sqft at 2628. Seller has provided an appraisal stating 2875 in attachments.
Sold for $970,000 on 06/17/25
$970,000
20926 Ragan Ln, Land O Lakes, FL 34638
1beds
2,875sqft
Single Family Residence
Built in 1998
1.63 Acres Lot
$956,900 Zestimate®
$337/sqft
$1,940 Estimated rent
Home value
$956,900
$871,000 - $1.05M
$1,940/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: June 19, 2025 at 05:47am
Listing Provided by:
Jon Hammer 813-486-1024,
CHARLES RUTENBERG REALTY INC 727-538-9200
Bought with:
Cody Adams, 630231
RUSSELL ADAMS REALTY INC
Source: Stellar MLS,MLS#: TB8364716
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 336 Square Feet
- Dimensions: 16x21
Bedroom 1
- Features: Storage Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Bedroom 2
- Features: Storage Closet
- Level: Second
- Area: 315 Square Feet
- Dimensions: 21x15
Primary bathroom
- Level: Second
- Area: 231 Square Feet
- Dimensions: 11x21
Den
- Level: First
- Area: 192 Square Feet
- Dimensions: 16x12
Kitchen
- Level: First
- Area: 238 Square Feet
- Dimensions: 17x14
Living room
- Level: First
- Area: 336 Square Feet
- Dimensions: 21x16
Workshop
- Level: First
- Area: 1250 Square Feet
- Dimensions: 25x50
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Oven, Cooktop, Dishwasher, Dryer, Gas Water Heater, Washer, Water Softener
- Laundry: Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s)
- Flooring: Hardwood
- Has fireplace: Yes
- Fireplace features: Stone
Interior area
- Total structure area: 3,760
- Total interior livable area: 2,875 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage - Attached, Carport
- Attached garage spaces: 2
- Carport spaces: 2
- Covered spaces: 4
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch
- Exterior features: Dog Run, Irrigation System, Storage
- Fencing: Fenced
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Boat Ramp - Private, Lift, Lift - Covered, Skiing Allowed
- Body of water: LAKE THOMAS
Lot
- Size: 1.63 Acres
- Features: Cleared, Conservation Area
Details
- Additional structures: Storage, Workshop, Boat House
- Parcel number: 182602001.0000.00006.0
- Zoning: R1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Custom
- Property subtype: Single Family Residence
Materials
- Block, HardiPlank Type
- Foundation: Block
- Roof: Metal
Condition
- Completed
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: BB/HS Internet Available, Natural Gas Connected, Water Connected
Community & neighborhood
Location
- Region: Land O Lakes
- Subdivision: LAKE THOMAS ESTATES
HOA & financial
HOA
- Has HOA: No
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Ownership: Fee Simple
- Road surface type: Unimproved
Price history
| Date | Event | Price |
|---|---|---|
| 6/17/2025 | Sold | $970,000-15.7%$337/sqft |
Source:  Stellar MLS #TB8364716 | ||
| 4/20/2025 | Pending sale | $1,150,000$400/sqft |
Source: Stellar MLS #TB8364716 | ||
| 4/3/2025 | Listed for sale | $1,150,000-11.5%$400/sqft |
Source: Stellar MLS #TB8364716 | ||
| 1/22/2025 | Listing removed | $1,300,000$452/sqft |
Source:  realMLS #2061836 | ||
| 11/20/2024 | Price change | $1,300,000-7.1%$452/sqft |
Source: Stellar MLS #P4932336 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,121 +3.9% | $271,980 |
| 2023 | $3,968 +11.3% | $271,980 +3% |
| 2022 | $3,564 +1.9% | $264,060 +6.1% |
Find assessor info on the county website
Neighborhood: 34638
Nearby schools
GreatSchools rating
- 6/10Connerton Elementary SchoolGrades: PK-5Distance: 3.4 mi
- 6/10Pine View Middle SchoolGrades: 6-8Distance: 2.7 mi
- 6/10Land O' Lakes High SchoolGrades: 9-12Distance: 1.3 mi
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Estimated market value
$956,900
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$956,900