Come experience the lifestyle you've always dreamed of with this beautiful River Retreat offering breathtaking panoramic water views. The .69-acre lot is situated on Tide Mill Creek that runs parallel to the Potomac River, offering wide and long views of the entertaining wildlife and variety of vessels traveling the river. Located just outside the Town of Colonial Beach in Westmoreland County, this charming home features approximately 1,500 square feet of comfortable living space. The main level offers an inviting open floor plan with a spacious living room, dining area, kitchen, sunroom filled with natural light, convenient half bath, and laundry/utility room. Upstairs, the large primary bedroom opens to a private balcony overlooking the river—perfect for enjoying spectacular sunrises and evening breezes. Two additional bedrooms and an updated full bath with walk-in shower complete the upper level. Enjoy the convenience of being just a short walk to local seafood favorites. Whether you're seeking a full-time residence, weekend getaway, or vacation rental opportunity, this gem offers an affordable chance to own your own slice of paradise. This property is offered turnkey with furnishings so you can start enjoying and making memories this season!
For sale
$495,000
20947 Ridge Rd, Colonial Beach, VA 22443
3beds
1,501sqft
Single Family Residence
Built in 1964
0.69 Acres Lot
$488,500 Zestimate®
$330/sqft
$-- HOA
What's special
Breathtaking panoramic water viewsInviting open floor planTwo additional bedroomsCharming homeDining areaLarge primary bedroomConvenient half bath
- 79 days
- 2,634
- 219
Zillow last checked:
Listing updated:
Listed by:
Relda Schick 804-761-1230,
Coldwell Banker Elite 804-224-3501
Source: Bright MLS,MLS#: VAWE2011554
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Kitchen, Sun/Florida Room, Utility Room
Dining room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Other
- Level: Main
Utility room
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Exhaust Fan, Microwave, Oven/Range - Electric, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookups Only
Features
- Kitchen - Galley, Breakfast Area, Upgraded Countertops, Open Floorplan, Dry Wall
- Flooring: Wood, Tile/Brick
- Windows: Window Treatments
- Has basement: No
- Number of fireplaces: 1
Interior area
- Total structure area: 1,501
- Total interior livable area: 1,501 sqft
- Finished area above ground: 1,501
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Gravel, Detached Carport, Driveway
- Carport spaces: 2
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Pool features: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 0.69 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 3 3
- Zoning: RESIDENTIAL
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
- Roof: Metal
Condition
- Very Good
- New construction: No
- Year built: 1964
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Colonial Beach
Financial & listing details
- Price per square foot: $330/sqft
- Tax assessed value: $319,700
- Annual tax amount: $2,174
- Date on market: 6/18/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
- Road surface type: Paved
Estimated market value
$488,500
$464,000 - $513,000
$2,084/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/24/2026 | Listed for sale | $495,000$330/sqft |
Source: | ||
| 7/19/2026 | Contingent | $495,000$330/sqft |
Source: | ||
| 6/18/2026 | Listed for sale | $495,000+113.4%$330/sqft |
Source: | ||
| 4/10/2013 | Sold | $232,000+23100%$155/sqft |
Source: Public Record Report a problem | ||
| 2/22/2012 | Sold | $1,000$1/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,174 | $319,700 |
| 2024 | $2,174 +9.7% | $319,700 |
| 2023 | $1,982 | $319,700 |
| 2022 | $1,982 -6.6% | $319,700 +14.5% |
| 2021 | $2,123 | $279,300 |
| 2020 | $2,123 +16.9% | $279,300 |
| 2019 | $1,815 +3.2% | $279,300 |
| 2018 | $1,760 | $279,300 |
| 2017 | -- | $279,300 |
| 2016 | -- | $279,300 -6.5% |
| 2015 | -- | $298,600 |
| 2014 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 22443
Nearby schools
Schools provided by the listing agent
- District: Westmoreland County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






