Tucked away on a private, secluded lot in desirable Lake Monticello, this charming contemporary ranch has it all! Step inside to a spacious living room highlighted by a stunning stone chimney and cozy wood-burning fireplace—an inviting focal point for relaxing or entertaining. The primary suite is a true retreat, featuring a vaulted ceiling, skylights that flood the space with natural light, and a private en suite bath. Enjoy the beauty of the outdoors from multiple vantage points, including a welcoming front porch, a peaceful back porch, and a patio ideal for gatherings or quiet mornings. Downstairs, a large unfinished basement recreation space provides endless possibilities—whether you need extra storage, a hobby area, or envision creating a custom finished space tailored to your needs. Completing the home is an attached two-car garage with a separate workshop room, perfect for projects, tools, or additional storage. This unique property combines privacy, functionality, and charm—ready for you to make it your own. Brand New Roof Sept 2025!
Active
$350,000
21 Ashton Rd, Palmyra, VA 22963
3beds
1,529sqft
Est.:
Single Family Residence
Built in 1994
0.34 Acres Lot
$344,900 Zestimate®
$229/sqft
$125/mo HOA
What's special
- 1 day |
- 138 |
- 15 |
Zillow last checked:
Listing updated:
Listed by:
JOSHUA WHITE 434-365-0385,
STORY HOUSE REAL ESTATE
Source: CAAR,MLS#: 676743
Originating MLS: Charlottesville Area Association of Realtors
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bathroom, Bedroom, Dining Room, Full Bath, Great Room, Kitchen, Laundry, Recreation
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Dining room
- Level: First
Great room
- Level: First
Kitchen
- Level: First
Laundry
- Level: Basement
Recreation
- Level: Basement
Heating
- Heat Pump
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Disposal
Features
- Primary Downstairs, Skylights, Vaulted Ceiling(s)
- Windows: Skylight(s)
- Basement: Heated,Interior Entry,Partially Finished,Unfinished
- Number of fireplaces: 1
- Fireplace features: One, Wood Burning
Interior area
- Total structure area: 2,912
- Total interior livable area: 1,529 sqft
- Finished area above ground: 1,456
- Finished area below ground: 73
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Basement, Electricity, Garage, Garage Door Opener, Garage Faces Side
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Deck, Front Porch, Patio, Porch, Wood
- Exterior features: Fence
- Fencing: Partial
- Has view: Yes
- View description: Residential, Trees/Woods
Lot
- Size: 0.34 Acres
- Features: Garden, Landscaped, Partially Cleared, Secluded, Wooded
- Topography: Rolling
Details
- Parcel number: 18A8280
- Zoning description: R Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1994
Details
- Builder name: RODNEY CARTER CONSTRUCTION
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available
Community & HOA
Community
- Features: Dock, Gated
- Security: Gated Community, Smoke Detector(s)
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Meeting Room, Picnic Area, Playground, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
- Services included: Boat Ramp, Clubhouse, Insurance, Playground, Road Maintenance, Security
- HOA fee: $1,495 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $229/sqft
- Tax assessed value: $228,600
- Annual tax amount: $2,170
- Date on market: 5/5/2026
Estimated market value
$344,900
$328,000 - $362,000
$1,999/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/7/2026 | Listed for sale | $350,000+89.2%$229/sqft |
Source: | ||
| 3/21/2017 | Sold | $185,000-4.9%$121/sqft |
Source: Public Record Report a problem | ||
| 2/2/2017 | Listed for sale | $194,500+18%$127/sqft |
Source: STRONG TEAM REALTORS #556579 Report a problem | ||
| 4/8/2014 | Listing removed | $164,900$108/sqft |
Source: RE/MAX REALTY SPECIALISTS #519407 Report a problem | ||
| 4/3/2014 | Listed for sale | $164,900$108/sqft |
Source: RE/MAX REALTY SPECIALISTS #519407 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,929 | $228,600 |
| 2023 | $1,929 | $228,600 +18% |
| 2022 | -- | $193,800 |
| 2021 | -- | $193,800 |
| 2020 | -- | $193,800 +19.3% |
| 2018 | $1,375 | $162,400 |
| 2017 | $1,375 | $162,400 +2.2% |
| 2016 | $1,375 | $158,900 |
| 2015 | $1,375 +10.7% | $158,900 +1.7% |
| 2014 | $1,243 -12.1% | $156,300 |
| 2013 | $1,413 | $156,300 -37% |
| 2012 | -- | $247,900 |
| 2011 | $1,339 | $247,900 |
| 2010 | -- | $247,900 |
| 2009 | -- | $247,900 |
| 2008 | -- | $247,900 |
| 2007 | -- | $247,900 +36.3% |
| 2006 | -- | $181,900 |
| 2005 | -- | $181,900 +43.9% |
| 2004 | -- | $126,400 |
| 2003 | -- | $126,400 |
| 2002 | -- | $126,400 +22% |
| 2001 | $736 | $103,600 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,022/mo
Principal & interest
$1707
Property taxes
$190
HOA Fees
$125
More affordability tools
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- NAWest Central Primary SchoolGrades: PK-KDistance: 7.1 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 3.6 mi
- NACentral Elementary SchoolGrades: PK-2Distance: 7.1 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 21 Ashton Rd







