Huge 5-unit building located in the heart of downtown Oneonta. Two 1 bedroom, Two 2 bedroom, and One studio. Centrally situated near Main Street, shopping, dining, and local colleges. Currently, 3 of the 5 units are rented, offering immediate income with value-add potential. The property needs interior and exterior improvements, making it an excellent opportunity for investors or owner-occupants looking to renovate and maximize returns. Five-unit buildings in this prime central location are a rare find. Current annual rental income $25,350.
Under contract
$169,999
21 Pine St, Oneonta, NY 13820
4beds
0baths
4,272sqft
Multi Family
Built in 1970
-- sqft lot
$-- Zestimate®
$40/sqft
$-- HOA
What's special
- 157 days |
- 19 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Keller Williams Upstate NY Properties 607-431-2540,
Madison Wayman 607-725-7830
Source: NYSAMLSs,MLS#: R1654949
Originating MLS: Otsego-Delaware
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 0
Heating
- Gas, Forced Air
Appliances
- Included: Gas Cooktop, Gas Water Heater, Microwave, Refrigerator
Features
- Flooring: Carpet, Hardwood, Varies, Vinyl
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 4,272
- Total interior livable area: 4,272 sqft
Property
Parking
- Parking features: Two Spaces, No Garage
Features
- Levels: Two
- Stories: 2
- Exterior features: Dirt Driveway
Lot
- Size: 6,534 Square Feet
- Dimensions: 70 x 92
- Features: Rectangular, Rectangular Lot, Residential Lot
Details
- Parcel number: 288.18532
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family
Materials
- Vinyl Siding, Wood Siding
- Roof: Asphalt,Shingle
Condition
- Resale
- Year built: 1970
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Location
- Region: Oneonta
Financial & listing details
- Price per square foot: $40/sqft
- Tax assessed value: $175,000
- Annual tax amount: $6,299
- Date on market: 12/31/2025
- Cumulative days on market: 158 days
- Listing terms: Cash,Conventional
- Tenant pays: All Utilities
Estimated market value
Not available
Estimated sales range
Not available
$1,463/mo
Price history
| Date | Event | Price |
|---|---|---|
| 1/23/2026 | Contingent | $169,999$40/sqft |
Source: | ||
| 12/31/2025 | Listed for sale | $169,999-10.1%$40/sqft |
Source: | ||
| 12/2/2020 | Listing removed | $875 |
Source: EXIT Realty Homeward Bound #128716 Report a problem | ||
| 11/4/2020 | Listed for rent | $875+2.9% |
Source: EXIT Realty Homeward Bound #128716 Report a problem | ||
| 2/28/2019 | Listing removed | $850 |
Source: CENTURY 21 Chesser Realty #117663 Report a problem | ||
| 10/10/2018 | Price change | $850-2.9% |
Source: CENTURY 21 Chesser Realty #117663 Report a problem | ||
| 8/16/2018 | Listed for rent | $875 |
Source: Century 21 Chesser Realty #117663 Report a problem | ||
| 9/19/2017 | Listing removed | $875 |
Source: CENTURY 21 Chesser Realty #112259 Report a problem | ||
| 7/26/2017 | Listed for rent | $875 |
Source: Century 21 Chesser Realty #112259 Report a problem | ||
| 7/11/2013 | Sold | $189,000$44/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13820
Nearby schools
GreatSchools rating
- 5/10Valleyview Elementary SchoolGrades: K-5Distance: 0.6 mi
- 5/10Oneonta Middle SchoolGrades: 6-8Distance: 0.9 mi
- 5/10Oneonta Senior High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- District: Oneonta
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Otsego County
- Oneonta
- 13820
- 21 Pine St







