Welcome to this impressive 3,268 sq. ft. concrete block home in the sought-after Sawmill Creek community in Palm Coast! Designed for both family living and comfort, this two-story residence offers two spacious primary suites—one on each floor—perfect for multi-generational living or hosting guests. Inside, a gourmet kitchen awaits, featuring quartz countertops and modern appliances to inspire any home chef. Each floor has its own air conditioner, creating separate climate zones for year-round comfort. Both primary suites include luxurious walk-in showers, and every bedroom offers oversized closets, providing ample storage with a spa-like touch. The oversized tandem, two-car garage provides plenty of room for vehicles & storage. Outside, a fully fenced backyard is perfect for gatherings, pets, or relaxation. Additional features like gutters, fence, and beautifully landscaped yard add to the appeal. Don't miss the chance to own this spacious, family-friendly haven in Sawmill Creek All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
Active under contract
Price cut: $2K (11/11)
$513,990
21 Ridge Rd, Palm Coast, FL 32137
5beds
3,268sqft
Est.:
Single Family Residence, Residential
Built in 2023
6,098.4 Square Feet Lot
$496,100 Zestimate®
$157/sqft
$28/mo HOA
What's special
- 154 days |
- 199 |
- 8 |
Zillow last checked: 8 hours ago
Listing updated: December 15, 2025 at 05:53pm
Listed by:
Joshua Henriquez 386-204-5732,
LPT Realty, LLC
Source: DBAMLS,MLS#: 1215942
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Description: Pocket Area in Primary
- Level: Second
- Area: 380 Square Feet
- Dimensions: 20.00 x 19.00
Bedroom 1
- Description: 1st Floor Suite
- Level: First
- Area: 180 Square Feet
- Dimensions: 12.00 x 15.00
Bedroom 2
- Level: Second
- Area: 132 Square Feet
- Dimensions: 11.00 x 12.00
Bedroom 3
- Level: Second
- Area: 132 Square Feet
- Dimensions: 11.00 x 12.00
Bedroom 4
- Level: Second
- Area: 132 Square Feet
- Dimensions: 11.00 x 12.00
Bathroom 1
- Description: 1st Floor Suite Bath
- Level: First
- Area: 96 Square Feet
- Dimensions: 8.00 x 12.00
Bathroom 2
- Description: Half Bath
- Level: First
- Area: 30 Square Feet
- Dimensions: 6.00 x 5.00
Bathroom 3
- Description: Double Vanity, Tub
- Level: Second
- Area: 60 Square Feet
- Dimensions: 5.00 x 12.00
Bathroom 4
- Description: Primary Bath
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13.00 x 12.00
Dining room
- Description: Apen Area Dining
- Level: First
- Area: 176 Square Feet
- Dimensions: 16.00 x 11.00
Great room
- Level: First
- Area: 437 Square Feet
- Dimensions: 19.00 x 23.00
Kitchen
- Description: Oversized Island
- Level: First
- Area: 204 Square Feet
- Dimensions: 12.00 x 17.00
Laundry
- Description: Oversized
- Level: Second
Loft
- Level: Second
- Area: 280 Square Feet
- Dimensions: 14.00 x 20.00
Other
- Description: Breakfast Nook
- Level: First
Heating
- Central, Electric, Zoned
Cooling
- Attic Fan, Central Air, Electric, Zoned
Appliances
- Included: Microwave, ENERGY STAR Qualified Water Heater, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher, Electric Cooktop, Double Oven, Disposal
- Laundry: Gas Dryer Hookup, In Unit, Upper Level
Features
- Breakfast Nook, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Vinyl
Interior area
- Total structure area: 3,969
- Total interior livable area: 3,268 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener, Guest, On Street, Parking Lot
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Spa features: Community
- Fencing: Back Yard,Fenced,Full,Vinyl
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Size: 6,098.4 Square Feet
- Features: Sprinklers In Front, Sprinklers In Rear
Details
- Parcel number: 2110305410000002010
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence, Residential
Materials
- Block, Concrete, Stone, Stucco, Wood Siding
- Foundation: Block, Slab, Stone
- Roof: Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2023
Utilities & green energy
- Electric: 100 Amp Service, 220 Volts
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Green energy
- Energy efficient items: Appliances, Construction, HVAC, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Not on the List
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Maintenance Grounds, Management, Pool
- Services included: Insurance, Maintenance Grounds, Other
- HOA fee: $336 annually
Location
- Region: Palm Coast
Financial & listing details
- Price per square foot: $157/sqft
- Tax assessed value: $418,099
- Annual tax amount: $9,361
- Date on market: 7/23/2025
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$496,100
$471,000 - $521,000
$3,204/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/16/2025 | Contingent | $513,990$157/sqft |
Source:  DBAMLS #1215942 Report a problem | ||
| 11/11/2025 | Price change | $513,990-0.4%$157/sqft |
Source: DBAMLS #1215942 Report a problem | ||
| 11/3/2025 | Price change | $515,990-0.4%$158/sqft |
Source: DBAMLS #1215942 Report a problem | ||
| 9/25/2025 | Price change | $517,990-0.4%$159/sqft |
Source: DBAMLS #1215942 Report a problem | ||
| 7/23/2025 | Listed for sale | $519,990-1.9%$159/sqft |
Source: DBAMLS #1215942 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $9,362 +251.7% | $418,099 +719.8% |
| 2023 | $2,662 -1.5% | $51,000 |
| 2022 | $2,702 +7.5% | $51,000 +13.3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,425/mo
Principal & interest
$2476
Property taxes
$741
Other costs
$208
Climate risks
Neighborhood: 32137
Nearby schools
GreatSchools rating
- 6/10Belle Terre Elementary SchoolGrades: PK-6Distance: 3 mi
- 5/10Matanzas High SchoolGrades: 7,9-12Distance: 3.2 mi
- 6/10Indian Trails Middle SchoolGrades: 6-8Distance: 3.3 mi
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