Just like a quality DIAMOND, this GEM scores high on all its 4 C’s. Nestled in the desirable Arroyo Oaks & Vista neighborhood featuring wide streets & neighborhood park with play area, association pool/spa & large, grassy outdoor activity space from which you can enjoy the 4th of July fireworks over Rancho Santa Margarita Lake. This SPACIOUS & BRIGHT 3 Bed / 2.5 Bath home with cathedral-ceilinged Living & Dining rooms & open LOFT (4th bedroom option) is irresistible from the moment you step through the front door. Fully RE-PIPED with upgraded kitchen & baths, updated lighting, new 2nd floor carpeting & freshly painted interior complimented by the easy-care TURF, biome-friendly front landscaping & EXPANSIVE hardscaped BACKYARD. Low taxes & HOA fees + TOP-RATED Capistrano school district; Tesoro HS, Arroyo Vista ES & MS + privates too incl. SMCHS. Easy access to toll road & I-5, shopping, dining, entertainment & outdoor activities. This ideal balance of Community, Configuration, Condition & Convenience makes this charming home SPARKLE!
Under contract
Listing Provided by: Bullock Russell RE Services
$1,249,000
21 San Ricardo, Rancho Santa Margarita, CA 92688
3beds
1,705sqft
Est.:
Single Family Residence
Built in 1990
5,035 Square Feet Lot
$1,256,200 Zestimate®
$733/sqft
$263/mo HOA
What's special
Expansive hardscaped backyardFreshly painted interiorUpgraded kitchen and bathsEasy-care turfUpdated lightingBiome-friendly front landscaping
- 27 days |
- 1,891 |
- 103 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listing Provided by:
Lilian Muff DRE #02020872 808-639-0076,
Bullock Russell RE Services,
Atousa Ligtvoet DRE #01961353 949-293-3266,
Bullock Russell RE Services
Source: CRMLS,MLS#: OC26055229
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bedroom, Family Room, Kitchen, Laundry, Loft, Living Room, Dining Room
Bedroom
- Features: All Bedrooms Up
Bathroom
- Features: Bathroom Exhaust Fan, Bathtub, Dual Sinks, Granite Counters, Low Flow Plumbing Fixtures, Tub Shower
Kitchen
- Features: Granite Counters, Kitchen/Family Room Combo, Remodeled, Updated Kitchen
Heating
- Central, Fireplace(s), Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Disposal, Gas Range, Microwave, Refrigerator, Water To Refrigerator, Water Heater
- Laundry: Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room
Features
- Cathedral Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, Granite Counters, High Ceilings, Open Floorplan, Recessed Lighting, Two Story Ceilings, Unfurnished, All Bedrooms Up, Loft
- Flooring: Carpet, Tile, Vinyl
- Has fireplace: Yes
- Fireplace features: Family Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 1,705 sqft
Property
Parking
- Total spaces: 4
- Parking features: Direct Access, Door-Single, Driveway, Garage Faces Front, Garage, On Street
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Entry location: Front
- Patio & porch: Concrete
- Pool features: Community, Association
- Has spa: Yes
- Spa features: Association, Community
- Has view: Yes
- View description: None
Lot
- Size: 5,035 Square Feet
- Features: Front Yard, Landscaped, Level, Sprinkler System
Details
- Parcel number: 80518234
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Drywall, Stucco
- Foundation: Slab
- Roof: Concrete,Tile
Condition
- Updated/Remodeled,Turnkey
- New construction: No
- Year built: 1990
Details
- Builder model: 2
- Builder name: Fieldstone
Utilities & green energy
- Electric: 220 Volts in Kitchen, 220 Volts in Laundry
- Sewer: Public Sewer
- Water: Private
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Curbs, Gutter(s), Park, Street Lights, Suburban, Sidewalks, Pool
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Arroyo Oaks (Ao)
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Maintenance Grounds, Barbecue, Picnic Area, Playground, Pool, Spa/Hot Tub
- HOA fee: $87 monthly
- HOA name: SAMLARC
- HOA phone: 949-709-0010
- Second HOA fee: $176 monthly
- Second HOA name: Arroyo Maint. Corp.
- Second HOA phone: 714-508-9070
Location
- Region: Rancho Santa Margarita
Financial & listing details
- Price per square foot: $733/sqft
- Tax assessed value: $372,351
- Annual tax amount: $3,724
- Date on market: 3/19/2026
- Cumulative days on market: 27 days
- Listing terms: Cash,Cash to New Loan,Conventional,1031 Exchange,FHA,VA Loan
- Inclusions: Refrigerator
- Exclusions: Washer/Dryer
- Road surface type: Paved
Estimated market value
$1,256,200
$1.19M - $1.32M
$4,458/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/26/2026 | Contingent | $1,249,000$733/sqft |
Source:  CRMLS #OC26055229 Report a problem | ||
| 3/19/2026 | Listed for sale | $1,249,000+504.8%$733/sqft |
Source: CRMLS #OC26055229 Report a problem | ||
| 2/28/1991 | Sold | $206,500$121/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,724 +2% | $372,351 +2% |
| 2024 | $3,650 +2.3% | $365,050 +2% |
| 2023 | $3,567 +2% | $357,893 +2% |
| 2022 | $3,498 +17.5% | $350,876 +2% |
| 2021 | $2,978 -12.3% | $343,997 +1% |
| 2020 | $3,397 | $340,470 +2% |
| 2019 | $3,397 -4.2% | $333,795 +2% |
| 2018 | $3,548 +2% | $327,250 +2% |
| 2017 | $3,477 | $320,834 +2% |
| 2016 | $3,477 -8.5% | $314,544 +1.5% |
| 2015 | $3,801 +2.5% | $309,820 +2% |
| 2014 | $3,708 | $303,752 +0.5% |
| 2013 | -- | $302,380 +2% |
| 2012 | -- | $296,451 +2% |
| 2011 | -- | $290,639 +0.8% |
| 2010 | -- | $288,467 -0.2% |
| 2009 | -- | $289,154 +2% |
| 2008 | -- | $283,485 +2% |
| 2007 | -- | $277,927 +2% |
| 2006 | -- | $272,478 +2% |
| 2005 | -- | $267,136 +2% |
| 2004 | -- | $261,899 +1.9% |
| 2003 | -- | $257,099 +2% |
| 2002 | -- | $252,058 +2% |
| 2001 | $4,302 +0.1% | $247,116 +2% |
| 2000 | $4,297 | $242,271 |
Find assessor info on the county website
Monthly payment
Est. payment
$7,340/mo
Principal & interest
$5974
Property taxes
$1103
HOA Fees
$263
More affordability tools
Climate risks
Neighborhood: 92688
Nearby schools
GreatSchools rating
- 8/10Arroyo Vista Elementary SchoolGrades: K-5Distance: 1.1 mi
- 9/10Arroyo Vista Middle SchoolGrades: 6-8Distance: 1.1 mi
- 9/10Tesoro High SchoolGrades: 9-12Distance: 3.8 mi
Schools provided by the listing agent
- Elementary: Arroyo Vista
- High: Tesoro
Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- California
- Orange County
- Rancho Santa Margarita
- 92688
- 21 San Ricardo
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