Discover this inviting cabin on the serene banks of White Oak Creek in the peaceful community of Topton, NC. The home offers 2 bedrooms and 1 bathroom, providing comfortable space for family getaways, couples, or small groups, with a perfect mix of rustic charm and modern conveniences. The property features direct creek frontage with valuable riparian rights, giving you exclusive access to enjoy and use the clear waters right outside your door—ideal for serious fishermen. Trout swim in the creek, stocked from the nearby trout hatchery just a quarter-mile away, creating a true angler's paradise. Cast from your own property (fishing pole conveys with the sale), or head to the renowned trout waters of the nearby Nantahala River and other local streams. This cabin has proven itself as a highly successful short-term rental, as well as a personal mountain retreat for the owners. Inside, you'll find practical updates including central air conditioning, a cozy wood-burning fireplace, WiFi, cable TV, and a fully equipped kitchen for easy, comfortable living. Outside, a spacious deck provides the ideal setting to relax while listening to the gentle flow of the creek. The distinctive rock bathroom shower adds unique character and the location delivers easy access to endless activities: minutes from the Cherokee Casino for entertainment, the Nantahala Outdoor Center for top-tier whitewater rafting and kayaking, Great Smoky Mountains National Park for hiking and wildlife, and the historic Bryson City train (Great Smoky Mountains Railroad) for scenic gorge rides. Nearby you'll also find horseback riding, mountain biking, tubing, and much more. Whether you're looking for a primary home, peaceful weekend escape, or smart investment with established rental performance, this creekfront property delivers! Schedule your appointment to view today.
For sale
$320,000
21027 Wayah Rd, Topton, NC 28781
2beds
950sqft
Est.:
Residential, Cabin
Built in 1943
0.72 Acres Lot
$306,000 Zestimate®
$337/sqft
$-- HOA
What's special
Inviting cabinCozy wood-burning fireplaceDirect creek frontageSpacious deckDistinctive rock bathroom showerCable tvCentral air conditioning
- 33 days |
- 1,843 |
- 85 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 20, 2026 at 06:43am
Listed by:
Allison Ralph 954-608-9441,
Nantahala Real Estate
Source: Mountain Lakes BOR,MLS#: 157751
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Basement, Breakfast Area, Kitchen, Living/Dining Combo
Basement
- Description: 1 Room
Heating
- Central, Electric, Wood Stove
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Range, Refrigerator, Washer, Electric Water Heater
Features
- Wood Walls, Satellite Internet
- Flooring: Hardwood, Tile
- Basement: Partially Finished
- Attic: None
- Has fireplace: Yes
- Fireplace features: Living Room, Wood Burning Stove
- Furnished: Yes
Interior area
- Total structure area: 950
- Total interior livable area: 950 sqft
Video & virtual tour
Property
Parking
- Parking features: Gravel, No Garage
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Exterior features: Fire Pit
- Fencing: None
- Waterfront features: Creek
Lot
- Size: 0.72 Acres
- Dimensions: 0.72
- Features: Less than 1 Acre
Details
- Additional structures: Outbuilding
- Parcel number: 6517809385
- Zoning description: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subtype: Residential, Cabin
Materials
- Frame, Stone
- Foundation: Combination
- Roof: Metal
Condition
- Good
- Year built: 1943
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Available
Community & HOA
Location
- Region: Topton
Financial & listing details
- Price per square foot: $337/sqft
- Tax assessed value: $232,000
- Annual tax amount: $859
- Date on market: 3/9/2026
- Listing terms: Cash,Conventional
Estimated market value
$306,000
$291,000 - $321,000
$1,310/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/9/2026 | Listed for sale | $320,000+125.4%$337/sqft |
Source: | ||
| 8/23/2018 | Sold | $142,000-18.9%$149/sqft |
Source: Public Record Report a problem | ||
| 5/3/2018 | Pending sale | $175,000$184/sqft |
Source: NANTAHALA REAL ESTATE COMPANY #127555 Report a problem | ||
| 11/3/2017 | Listed for sale | $175,000$184/sqft |
Source: NANTAHALA REAL ESTATE COMPANY #127555 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $859 | $232,000 |
| 2024 | $859 +1.4% | $232,000 |
| 2023 | $847 +9.2% | $232,000 +63.4% |
| 2022 | $776 | $142,000 |
| 2021 | $776 +4.9% | $142,000 |
| 2020 | $740 +1.8% | $142,000 |
| 2019 | $727 -4.3% | $142,000 -11.7% |
| 2018 | $760 | $160,900 |
| 2017 | -- | $160,900 |
| 2016 | -- | $160,900 |
| 2015 | $760 +3.1% | $160,900 -22.8% |
| 2014 | $737 | $208,550 |
| 2013 | $737 | $208,550 |
| 2012 | -- | $208,550 |
| 2011 | -- | $208,550 |
| 2010 | -- | $208,550 |
Find assessor info on the county website
Monthly payment
Est. payment
$1,655/mo
Principal & interest
$1540
Property taxes
$115
More affordability tools
Climate risks
Neighborhood: 28781
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Nantahala SchoolGrades: K-12Distance: 1.8 mi
- 6/10Franklin HighGrades: 9-12Distance: 14.3 mi
- 6/10Macon Early College High SchoolGrades: 9-12Distance: 14.6 mi
Schools provided by the listing agent
- District: Macon
Source: Mountain Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28781
- North Carolina
- Macon County
- Topton
- 28781
- 21027 Wayah Rd




