NEW ROOF REPLACEMENT ALLOWANCE!!! Nestled on the banks of Dutch Creek, is a Renovated and Fully Furnished Cottage overlooking its very own serene waterfall, stocked creek, & large yard! Deer, birds & even river otters will entertain you with your morning coffee or evening wine! Peaceful setting in the coveted Valle Crucis community! Just over an acre, providing privacy, a large yard, many flowering perennials, & your very own swimming or fishing hole! Hot Tub, Charcoal Park Grill, Large Outdoor Deck with Lifetime Seating, Fire pit & Outdoor Building. Successful VRBO Income Property (with an established exceptional rating) and/or personal vacation home, or full time residence! High Speed Internet with Skybest! Enter into an open Living, Dining and Kitchen space, flooded with natural light! Luxury Vinyl Plank and Tile flooring through out! Kitchen is fully stocked and the kitchen island provides ample storage! Window A/C easily cools the home, along with an additional window a/c in the primary bedroom. 3 Bedrooms (One being used as storage) and an updated bathroom. Laundry room also on this level. Hot Water Heater, Well Pump, and Pressure Tank have been replaced. Septic Tank pumped in 2019. Listing Agent is Owner. Hurry to make this coveted property yours! Dreams Do Come True, On The Creek at Dutch Creek Memories!
Under contract
Price cut: $10K (3/1)
$439,900
214 Davis Ridge Road, Banner Elk, NC 28604
3beds
1,060sqft
Est.:
Single Family Residence
Built in 1998
1.02 Acres Lot
$428,400 Zestimate®
$415/sqft
$-- HOA
What's special
Updated bathroomHot tubKitchen is fully stockedOutdoor buildingMany flowering perennialsLarge yardStocked creek
- 65 days |
- 88 |
- 5 |
Zillow last checked: 7 hours ago
Listing updated: March 09, 2026 at 09:00am
Listed by:
Alisha Walker (828)438-3660,
Berkshire Hathaway HomeServices Blue Ridge REALTOR
Source: High Country AOR,MLS#: 259873
Originating MLS: High Country Association of Realtors Inc.
Originating MLS: High Country Association of Realtors Inc.Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Forced Air, Oil
Cooling
- Electric, 2 Units, Wall/Window Unit(s)
Appliances
- Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave Hood Fan, Microwave, Refrigerator, Washer, Water Heater
- Laundry: Main Level
Features
- Hot Tub/Spa, Pull Down Attic Stairs
- Windows: Double Pane Windows
- Basement: Crawl Space
- Attic: Pull Down Stairs
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,060
- Total interior livable area: 1,060 sqft
- Finished area above ground: 1,060
- Finished area below ground: 0
Property
Parking
- Parking features: No Garage
Features
- Levels: One
- Stories: 1
- Patio & porch: Open
- Exterior features: Fire Pit, Hot Tub/Spa, Out Building(s), Outdoor Grill
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Stream
Lot
- Size: 1.02 Acres
Details
- Additional structures: Outbuilding
- Parcel number: 1879786473000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Roof: Asphalt,Shingle
Condition
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: High Speed Internet Available, Septic Available
Community & HOA
Community
- Features: Long Term Rental Allowed, Short Term Rental Allowed
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Banner Elk
Financial & listing details
- Price per square foot: $415/sqft
- Annual tax amount: $759
- Date on market: 2/2/2026
- Listing terms: Cash,Conventional,FHA,New Loan,USDA Loan,VA Loan
- Road surface type: Gravel
Estimated market value
$428,400
$407,000 - $450,000
$1,902/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/9/2026 | Pending sale | $439,900$415/sqft |
Source: BHHS broker feed #259873 Report a problem | ||
| 3/9/2026 | Contingent | $439,900$415/sqft |
Source:  High Country AOR #259873 Report a problem | ||
| 3/1/2026 | Price change | $439,900-2.2%$415/sqft |
Source: High Country AOR #259873 Report a problem | ||
| 2/23/2026 | Listed for sale | $449,900$424/sqft |
Source: High Country AOR #259873 Report a problem | ||
| 2/5/2026 | Pending sale | $449,900$424/sqft |
Source: BHHS broker feed #259873 Report a problem | ||
| 2/5/2026 | Contingent | $449,900$424/sqft |
Source: High Country AOR #259873 Report a problem | ||
| 2/2/2026 | Listed for sale | $449,900-6.3%$424/sqft |
Source: High Country AOR #259873 Report a problem | ||
| 1/16/2025 | Listing removed | $479,900$453/sqft |
Source: BHHS broker feed #252594 Report a problem | ||
| 11/8/2024 | Listed for sale | $479,900+199.9%$453/sqft |
Source: High Country AOR #252594 Report a problem | ||
| 10/3/2019 | Sold | $160,000$151/sqft |
Source: High Country AOR #217131 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.Monthly payment
Est. payment
$2,298/mo
Principal & interest
$2148
Property taxes
$150
More affordability tools
Climate risks
Neighborhood: 28604
Getting around
2 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Valle Crucis ElementaryGrades: PK-8Distance: 1.7 mi
- 8/10Watauga HighGrades: 9-12Distance: 7.8 mi
Schools provided by the listing agent
- Elementary: Valle Crucis
- High: Watauga
Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28604
- North Carolina
- Watauga County
- Banner Elk
- 28604
- 214 Davis Ridge Road
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