For sale

Price cut: $49.5K (6/2)

$1,150,000

21995 Indian Bluff Rd, Garfield, AR 72732

3beds

3,216sqft

$7,099/mo

Get pre-qualified

Single Family Residence

Built in 1990

1.62 Acres Lot

$-- Zestimate^®

$358/sqft

$-- HOA

What's special

Bonus roomFully refinished basementExtensive custom woodworkSpacious firepit areaGranite countertops

Lakefront living at its finest on beautiful Beaver Lake! This stunning lake home is tucked in a peaceful cove and includes a private boat dock with lift and solar power—perfect for easy days on the water. Enjoy the outdoor lifestyle with a spacious firepit area, two large decks with breathtaking views, and direct lake access for boating, fishing, and swimming. Ideal for entertaining or relaxing at sunset, this property offers the ultimate lake retreat. Turn-key and move-in ready, the interior features granite countertops, extensive custom woodwork, and a whole-house generator for year-round peace of mind. The fully refinished basement includes a bonus room—perfect for a game room, office, or extra sleeping space. With its layout and amenities, this home also offers excellent short- or long-term rental potential. Don’t miss this rare opportunity to own your own slice of lakefront paradise! (Preapproval letter is required.)

146 days

384

9

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Heating

Electric, Heat Pump

Cooling

Central Air, Electric

Appliances

Included: Convection Oven, Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Disposal, Refrigerator, Range Hood, Smooth Cooktop, Self Cleaning Oven, Washer, ENERGY STAR Qualified Appliances, Plumbed For Ice Maker
Laundry: Washer Hookup, Dryer Hookup

Features

Attic, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Granite Counters, Pantry, Programmable Thermostat, Storage, Walk-In Closet(s), Wood Burning Stove, Window Treatments
Flooring: Carpet, Marble, Tile, Vinyl
Windows: Double Pane Windows, Vinyl, Blinds, Drapes
Basement: Finished
Number of fireplaces: 2
Fireplace features: Electric, Family Room, Living Room, Wood Burning

Interior area

Total structure area: 3,216
Total interior livable area: 3,216 sqft

Video & virtual tour

View virtual tour

Property

Parking

Total spaces: 2
Parking features: Other, Garage Door Opener, Workshop in Garage
Has garage: Yes
Covered spaces: 2

Features

Levels: Three Or More
Stories: 3
Patio & porch: Deck, Porch
Exterior features: Concrete Driveway, TV Antenna
Pool features: None
Fencing: None
Has view: Yes
Waterfront features: Boat Dock/Slip
Body of water: Beaver Lake

Lot

Size: 1.62 Acres
Features: Landscaped, Outside City Limits, Sloped, Views

Details

Additional structures: Storage
Parcel number: 1800204001
Zoning description: Residential
Special conditions: None
Other equipment: Satellite Dish

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Vinyl Siding, ICFs (Insulated Concrete Forms)
Roof: Metal

Condition

New construction: No
Year built: 1990

Utilities & green energy

Electric: Generator
Sewer: Septic Tank
Water: Public, Well
Utilities for property: Electricity Available, Septic Available, Water Available

Green energy

Energy efficient items: Appliances

Community & HOA

Community

Features: Trails/Paths, Near State Park
Security: Storm Shelter, Fire Alarm, Smoke Detector(s)

Location

Region: Garfield

Financial & listing details

Price per square foot: $358/sqft
Tax assessed value: $664,495
Annual tax amount: $3,103
Date on market: 3/2/2026
Cumulative days on market: 146 days
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/2/2026	Price change	$1,150,000-4.1%$358/sqft
Source: ArkansasOne MLS #1337748 Report a problem
4/2/2026	Price change	$1,199,500-6.8%$373/sqft
Source: ArkansasOne MLS #1337748 Report a problem
3/2/2026	Listed for sale	$1,286,400+376.4%$400/sqft
Source: ArkansasOne MLS #1337748 Report a problem
6/9/2015	Sold	$270,000$84/sqft
Source: ArkansasOne MLS #651383 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,178 +2.4%	$66,940 +4.8%
2024	$3,103 +1.4%	$63,900 +5%
2023	$3,059 +2.9%	$60,860 +4.6%
2022	$2,973 +4.9%	$58,210 +4.8%
2021	$2,834 +8.6%	$55,560 +5%
2020	$2,609 +9.6%	$52,910
2019	$2,380 -6.8%	$52,910
2018	$2,555 -1.7%	$52,910 -29.5%
2017	$2,600 -25.3%	$75,100
2016	$3,482	$75,100

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 72732

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

9/10
Garfield Elementary School
Grades: K-5Distance: 4.6 mi
7/10
Lingle Middle School
Grades: 6-8Distance: 14.9 mi
5/10
Rogers Heritage High School
Grades: 9-12Distance: 15 mi

Schools provided by the listing agent

District: Rogers

Source: ArkansasOne MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.