Discover the ultimate Florida lifestyle in this truly unique, move-in ready 3-bedroom, 2-bathroom sanctuary. Tucked away on a spacious, private lot, this single-story home is designed for seamless indoor-outdoor living and offers everything a Florida homeowner desires—without the burden of an HOA. Step into your own private tropical paradise! This property is a true gardener's delight and entertainer's dream, featuring a massive patio surrounded by mature, lush landscaping for unmatched privacy. The main living area flows effortlessly onto an inviting covered lanai, extending your living space and providing a tranquil retreat overlooking the greenery. Forget the repair list! This home is equipped with major, high-value updates that offer peace of mind and energy efficiency in the Florida climate. Roof (2024), newer efficient HVAC (2021), impact-resistant, double-pane windows and sliders, plus hurricane shutters for maximum safety and energy savings. Enjoy an updated kitchen with new cabinets (2024) and granite countertops, complemented by stunning, water-resistant Luxury Vinyl Plank (LVP) flooring throughout. Inside, the open floor plan shines with vaulted ceilings and abundant natural light from skylights, creating a bright, airy atmosphere. The modern kitchen, dining, and family room blend perfectly for entertaining. The primary suite features a walk-in closet and a private en suite with a walk-in shower. You'll appreciate the low-cost efficiency of the private well and irrigation system maintaining your tropical landscape. Option to purchase the adjacent, cleared lot (sold separately). This unique opportunity allows for future expansion or simply holding the asset for future equity and investment growth! This is more than a home, it's the Florida lifestyle you've been searching for.
For sale
Price cut: $10K (12/29)
$314,990
22 Ruth Dr, Palm Coast, FL 32164
3beds
1,534sqft
Est.:
Single Family Residence
Built in 2002
10,019 Square Feet Lot
$-- Zestimate®
$205/sqft
$-- HOA
What's special
Inviting covered lanaiAbundant natural lightOpen floor planVaulted ceilingsPrivate tropical paradiseUpdated kitchenWalk-in closet
- 61 days |
- 335 |
- 22 |
Zillow last checked: 8 hours ago
Listing updated: December 29, 2025 at 09:16am
Listing Provided by:
Steven Koleno 804-656-5007,
BEYCOME OF FLORIDA LLC 804-656-5007
Source: Stellar MLS,MLS#: O6358243
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Storage Closet
- Level: First
Bedroom 3
- Features: Storage Closet
- Level: First
Primary bathroom
- Features: No Closet
- Level: First
Bathroom 2
- Features: No Closet
- Level: First
Florida room
- Features: No Closet
- Level: First
Kitchen
- Features: No Closet
- Level: First
Living room
- Features: No Closet
- Level: First
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: Inside
Features
- Attic Fan, Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s)
- Flooring: Ceramic Tile, Luxury Vinyl
- Doors: Sliding Doors
- Windows: Skylight(s), Window Treatments, Hurricane Shutters
- Has fireplace: No
Interior area
- Total structure area: 2,195
- Total interior livable area: 1,534 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Garden, Irrigation System, Rain Gutters, Sidewalk
Lot
- Size: 10,019 Square Feet
Details
- Parcel number: 0711317032003700070
- Zoning: RES
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Water Connected
Community & HOA
Community
- Subdivision: PALM COAST SEC 32
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Palm Coast
Financial & listing details
- Price per square foot: $205/sqft
- Tax assessed value: $248,476
- Annual tax amount: $3,862
- Date on market: 11/5/2025
- Cumulative days on market: 62 days
- Listing terms: Cash,Conventional,FHA,Other,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/29/2025 | Price change | $314,990-3.1%$205/sqft |
Source:  Stellar MLS #O6358243 Report a problem | ||
| 11/23/2025 | Price change | $324,990-0.3%$212/sqft |
Source: Stellar MLS #O6358243 Report a problem | ||
| 11/5/2025 | Listed for sale | $326,000+18.5%$213/sqft |
Source: Stellar MLS #O6358243 Report a problem | ||
| 7/27/2022 | Sold | $275,000-15.4%$179/sqft |
Source:  BeachesMLS #RX-10808803 Report a problem | ||
| 7/7/2022 | Pending sale | $325,000$212/sqft |
Source: BeachesMLS #RX-10808803 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,771 -3.1% | $248,476 +18.4% |
| 2023 | $3,890 +18.6% | $209,933 +31.2% |
| 2022 | $3,280 +15.9% | $159,975 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,079/mo
Principal & interest
$1515
Property taxes
$454
Home insurance
$110
Climate risks
Neighborhood: 32164
Nearby schools
GreatSchools rating
- 7/10Rymfire Elementary SchoolGrades: PK-5Distance: 1 mi
- 6/10Indian Trails Middle SchoolGrades: 6-8Distance: 4.5 mi
- 5/10Matanzas High SchoolGrades: 7,9-12Distance: 6 mi
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