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For sale
  • Price cut: $5.6K (5/19)
    $239,900

    220 Bluff Rd, Big Sandy, TN 38221

    4beds
    1,575sqft
    : 
    Residential
    Built in 1989
    0.57 Acres Lot
    $234,900 Zestimate®
    $152/sqft
    $-- HOA

    What's special

    New roofStainless steel appliancesNew landscapingBack deckNew vinyl flooring
    Renovated throughout! 4 bedroom 2.5 bathroom two story home within walking distance from the beautiful Kentucky Lake. Exterior features include: New roof, siding, windows, back deck, new landscaping and more. Interior features include: New kitchen with custom cabinets with crown molding and stainless steel appliances, new vinyl flooring, refinished hardwood floors in the living/dining area and downstairs bedroom. All new interior doors, base/trim, fixtures and paint throughout. 12x14 bedroom on the main level. 12.5x16 master suit on the second level with walk in closet. Asphalt driveway with an extra gravel area for parking or it would be the perfect spot to build a shop. Just a few minutes from downtown Big Sandy and less than 1/2 mile to a concrete boat ramp off of Bluff road. Whether you are looking for a permanent residence or weekend getaway this is the home for you.
    70 days
    |
    812
    |
    45
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jerry Gaylord 731-336-1512,

    Moody Realty Company, Inc. 731-642-5093

    Source: Tennessee Valley MLS ,MLS#: 136442MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Kitchen, Utility Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4
      Primary bedroom
      • Level: Main
      • Area: 168
      • Dimensions: 12 x 14
      Bedroom 2
      • Level: Second
      • Area: 200
      • Dimensions: 12.5 x 16
      Bedroom 3
      • Level: Second
      • Area: 115
      • Dimensions: 10 x 11.5
      Bedroom 4
      • Level: Second
      • Area: 143
      • Dimensions: 11 x 13
      Dining room
      • Level: Main
      • Area: 90
      • Dimensions: 9 x 10
      Kitchen
      • Level: Main
      • Area: 110.5
      • Dimensions: 8.5 x 13
      Living room
      • Level: Main
      • Area: 224.4
      • Dimensions: 13.6 x 16.5
      Basement
      • Area: 0
      Heating
      • Central/Electric
      Cooling
      • Central Air
      Appliances
      • Included: Refrigerator, Dishwasher, Microwave, Range/Oven-Electric
      • Laundry: Washer/Dryer Hookup, Main Level
      Features
      • Ceiling Fan(s), Walk-In Closet(s)
      • Flooring: Wood, Vinyl
      • Basement: Crawl Space
      Interior area
      • Total structure area: 1,575
      • Total interior livable area: 1,575 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: None-Carport, Asphalt, Gravel
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Exterior features: Garden
      • Fencing: None
      • Waterfront features: W/I 1 mile
      Lot
      • Size: 0.57 Acres
      • Dimensions: .57+/- acres
      • Features: County
      Details
      • Parcel number: 002.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Residential
      Materials
      • Vinyl Siding
      • Roof: Dimensional
      Condition
      • Year built: 1989

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Harbor Town South
      Location
      • Region: Big Sandy

      Financial & listing details

      • Price per square foot: $152/sqft
      • Tax assessed value: $181,300
      • Annual tax amount: $773
      • Date on market: 3/13/2026
      • Road surface type: Paved
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        Estimated market value

        $234,900

        $223,000 - $247,000

        $1,894/mo

        Price history

        DateEventPrice
        5/19/2026Price change$239,900-2.3%$152/sqft
        Source: Tennessee Valley MLS #136442 Report a problem
        4/15/2026Price change$245,500-1.6%$156/sqft
        Source: Tennessee Valley MLS #136442 Report a problem
        3/13/2026Listed for sale$249,500+280.9%$158/sqft
        Source: Tennessee Valley MLS #136442 Report a problem
        10/9/2025Sold$65,500$42/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$774 +30.7%$45,325 +108.9%
        2024$592 $21,700
        2023$592 $21,700
        2022$592 $21,700
        2021$592 -0.1%$21,700
        2020$592 -6.7%$21,700 +0.8%
        2019$635 $21,525
        2018$635 0%$21,525
        2017$635 +2.1%$21,525
        2016$622 -3.4%$21,525
        2015$644 +7.1%$21,525
        2014$601 $21,525 +5.3%
        2013$601 $20,443
        2012$601 $20,443
        2011$601 $20,443
        2010$601 $20,443
        2009-- $20,443 +1.8%
        2008$591 $20,090
        2007$591 +6.9%$20,090
        2006$552 $20,090
        2005$552 -8.9%$20,090
        2004$607 +6.9%$20,090 +3.7%
        2002$568 $19,371 +23.7%
        2001-- $15,654 -75%
        2000-- $62,615

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 38221

          Getting around

          0 / 100
          Car-Dependent
          14 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Big Sandy
          • Middle: Big Sandy
          • High: Big Sandy

          Source: Tennessee Valley MLS . This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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