Discover comfortable coastal living in Osprey Cove, one of coastal Georgia's premier gated golf communities. This well maintained 3 bedroom, 2 bath home offers 1,809 square feet of thoughtfully designed living space with a desirable split bedroom floor plan and move-in ready condition. The spacious great room features a wood burning fireplace and opens to a screened patio overlooking a private backyard, creating the perfect setting for relaxing or entertaining. The adjoining dining area and kitchen with new stainless steel appliances provide a functional and inviting space for everyday living. The primary suite serves as a private retreat with two walk-in closets and an ensuite bath featuring double vanities, a soaking tub and separate walk-in shower. Two additional bedrooms and a full bath are situated on the opposite side of the home, offering privacy for family and guests. Additional features include a dedicated laundry room, alarm system, private irrigation well and mature, low-maintenance landscaping. Lovingly cared for throughout the years, this home offers an exceptional opportunity to enjoy the Osprey Cove lifestyle in a manageable, easy-to-maintain residence. Optional membership to The Club at Osprey Cove provides access to outstanding amenities, including a Mark McCumber-designed golf course, Har-Tru tennis courts, fitness center, swimming pool, walking trails and community boat dock. Conveniently located minutes from NSB Kings Bay, the Golden Isles, Amelia Island beaches, Jacksonville International Airport, shopping, dining, and coastal recreation.
Active
$390,000
223 Cardinal Cir W, Saint Marys, GA 31558
3beds
1,809sqft
Single Family Residence
Built in 1998
0.33 Acres Lot
$382,100 Zestimate®
$216/sqft
$139/mo HOA
What's special
Wood burning fireplaceMove-in ready conditionPrivate backyardNew stainless steel appliancesPrivate irrigation wellTwo walk-in closetsSeparate walk-in shower
- 4 days |
- 407 |
- 15 |
Zillow last checked:
Listing updated:
Listed by:
Lori Buttich 912-289-7843,
ERA Kings Bay Realty
Source: GAMLS,MLS#: 10789531
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Great Room, Laundry
Kitchen
- Features: Breakfast Area, Pantry
Heating
- Central, Electric
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener
- Laundry: Other
Features
- Double Vanity, Master On Main Level, Separate Shower, Soaking Tub, Split Bedroom Plan, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Windows: Window Treatments
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,809
- Total interior livable area: 1,809 sqft
- Finished area above ground: 1,809
- Finished area below ground: 0
Property
Parking
- Parking features: Attached, Garage
- Has attached garage: Yes
Features
- Levels: One
- Stories: 1
- Fencing: Back Yard
Lot
- Size: 0.33 Acres
- Features: Level
Details
- Parcel number: 122A 156
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Connected, Underground Utilities
Community & HOA
Community
- Features: Clubhouse, Gated, Pool
- Security: Gated Community, Security System
- Subdivision: Osprey Cove
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Management Fee, Security
- HOA fee: $1,668 annually
Location
- Region: Saint Marys
Financial & listing details
- Price per square foot: $216/sqft
- Tax assessed value: $380,736
- Annual tax amount: $4,929
- Date on market: 6/19/2026
- Listing agreement: Exclusive Right To Sell
Estimated market value
$382,100
$363,000 - $401,000
$2,211/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Listed for sale | $390,000$216/sqft |
Source: | ||
| 5/27/2026 | Listing removed | $390,000$216/sqft |
Source: Scout MLS #1658219 Report a problem | ||
| 1/19/2026 | Price change | $390,000-6%$216/sqft |
Source: | ||
| 11/26/2025 | Listed for sale | $415,000$229/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,929 -0.5% | $152,294 |
| 2024 | $4,956 +6.6% | $152,294 +12.7% |
| 2023 | $4,649 +13.8% | $135,160 +17% |
| 2022 | $4,085 +8.6% | $115,476 +15.2% |
| 2021 | $3,760 +24.2% | $100,250 +5.3% |
| 2020 | $3,027 -11.5% | $95,218 |
| 2019 | $3,422 -4% | $95,218 |
| 2018 | $3,566 +22.2% | $95,218 +7.3% |
| 2017 | $2,918 +9.5% | $88,735 -2.4% |
| 2016 | $2,666 | $90,898 +0% |
| 2015 | $2,666 +1.6% | $90,897 0% |
| 2014 | $2,623 | $90,898 +7% |
| 2013 | $2,623 | $84,955 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $107,556 +4% |
| 2008 | -- | $103,388 |
| 2007 | -- | $103,388 +32.9% |
| 2006 | -- | $77,789 |
| 2005 | -- | $77,789 |
| 2004 | -- | $77,789 +19.8% |
| 2003 | -- | $64,920 |
| 2002 | -- | $64,920 |
| 2001 | -- | $64,920 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 31558
Nearby schools
GreatSchools rating
- 7/10Mary Lee Clark Elementary SchoolGrades: PK-5Distance: 1.8 mi
- 7/10Saint Marys Middle SchoolGrades: 6-8Distance: 2.5 mi
- 8/10Camden County High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Mary Lee Clark
- Middle: Saint Marys
- High: Camden
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Georgia
- Camden County
- Saint Marys
- 31558
- 223 Cardinal Cir W






