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  • $390,000

    223 Cardinal Cir W, Saint Marys, GA 31558

    3beds
    1,809sqft
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    Single Family Residence
    Built in 1998
    0.33 Acres Lot
    $382,100 Zestimate®
    $216/sqft
    $139/mo HOA

    What's special

    Wood burning fireplaceMove-in ready conditionPrivate backyardNew stainless steel appliancesPrivate irrigation wellTwo walk-in closetsSeparate walk-in shower
    Discover comfortable coastal living in Osprey Cove, one of coastal Georgia's premier gated golf communities. This well maintained 3 bedroom, 2 bath home offers 1,809 square feet of thoughtfully designed living space with a desirable split bedroom floor plan and move-in ready condition. The spacious great room features a wood burning fireplace and opens to a screened patio overlooking a private backyard, creating the perfect setting for relaxing or entertaining. The adjoining dining area and kitchen with new stainless steel appliances provide a functional and inviting space for everyday living. The primary suite serves as a private retreat with two walk-in closets and an ensuite bath featuring double vanities, a soaking tub and separate walk-in shower. Two additional bedrooms and a full bath are situated on the opposite side of the home, offering privacy for family and guests. Additional features include a dedicated laundry room, alarm system, private irrigation well and mature, low-maintenance landscaping. Lovingly cared for throughout the years, this home offers an exceptional opportunity to enjoy the Osprey Cove lifestyle in a manageable, easy-to-maintain residence. Optional membership to The Club at Osprey Cove provides access to outstanding amenities, including a Mark McCumber-designed golf course, Har-Tru tennis courts, fitness center, swimming pool, walking trails and community boat dock. Conveniently located minutes from NSB Kings Bay, the Golden Isles, Amelia Island beaches, Jacksonville International Airport, shopping, dining, and coastal recreation.
    4 days
    |
    407
    |
    15
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lori Buttich 912-289-7843,

    ERA Kings Bay Realty

    Source: GAMLS,MLS#: 10789531MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Great Room, Laundry
      Kitchen
      • Features: Breakfast Area, Pantry
      Heating
      • Central, Electric
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Dishwasher, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener
      • Laundry: Other
      Features
      • Double Vanity, Master On Main Level, Separate Shower, Soaking Tub, Split Bedroom Plan, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Windows: Window Treatments
      • Basement: None
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,809
      • Total interior livable area: 1,809 sqft
      • Finished area above ground: 1,809
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Attached, Garage
      • Has attached garage: Yes
      Features
      • Levels: One
      • Stories: 1
      • Fencing: Back Yard
      Lot
      • Size: 0.33 Acres
      • Features: Level
      Details
      • Parcel number: 122A 156

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected, Underground Utilities

      Community & HOA

      Community
      • Features: Clubhouse, Gated, Pool
      • Security: Gated Community, Security System
      • Subdivision: Osprey Cove
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Management Fee, Security
      • HOA fee: $1,668 annually
      Location
      • Region: Saint Marys

      Financial & listing details

      • Price per square foot: $216/sqft
      • Tax assessed value: $380,736
      • Annual tax amount: $4,929
      • Date on market: 6/19/2026
      • Listing agreement: Exclusive Right To Sell

        Estimated market value

        $382,100

        $363,000 - $401,000

        $2,211/mo

        Price history

        DateEventPrice
        6/19/2026Listed for sale$390,000$216/sqft
        Source: GAMLS #10789531 Report a problem
        5/27/2026Listing removed$390,000$216/sqft
        Source: Scout MLS #1658219 Report a problem
        1/19/2026Price change$390,000-6%$216/sqft
        Source: GAMLS #10649775 Report a problem
        11/26/2025Listed for sale$415,000$229/sqft
        Source: GAMLS #10649775 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,929 -0.5%$152,294
        2024$4,956 +6.6%$152,294 +12.7%
        2023$4,649 +13.8%$135,160 +17%
        2022$4,085 +8.6%$115,476 +15.2%
        2021$3,760 +24.2%$100,250 +5.3%
        2020$3,027 -11.5%$95,218
        2019$3,422 -4%$95,218
        2018$3,566 +22.2%$95,218 +7.3%
        2017$2,918 +9.5%$88,735 -2.4%
        2016$2,666 $90,898 +0%
        2015$2,666 +1.6%$90,897 0%
        2014$2,623 $90,898 +7%
        2013$2,623 $84,955
        2012-- --
        2011-- --
        2010-- --
        2009-- $107,556 +4%
        2008-- $103,388
        2007-- $103,388 +32.9%
        2006-- $77,789
        2005-- $77,789
        2004-- $77,789 +19.8%
        2003-- $64,920
        2002-- $64,920
        2001-- $64,920

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: 31558

          Getting around

          21 / 100
          Car-Dependent
          26 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Mary Lee Clark
          • Middle: Saint Marys
          • High: Camden

          Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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