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Under contract-show
  • Price cut: $89K (3/12)
    $1,099,999

    2243 Cottage Park Rd, Morganton, NC 28655

    5beds
    4,485sqft
    : 
    Single Family Residence
    Built in 2013
    2.53 Acres Lot
    $1,063,400 Zestimate®
    $245/sqft
    $92/mo HOA

    What's special

    Bonus roomDream kitchenCustom tiled showerSpacious islandNew commercial-grade appliancesMain-level primary suiteDual vanity
    Breathtaking property in Cottage Park (community pool and clubhouse) at Lake James, NC. This stylishly remodeled home sits on a private 2.53-acre lot with a creek along the back of the property. Featuring 5 bedrooms, 4 full baths, 2 half baths, a bonus room, office, and a finished basement with second living quarters, this home offers exceptional space and versatility. Upon entry, you’re welcomed by an open-concept kitchen, dining, and living area highlighted by soaring 25-foot ceilings and a stunning stone fireplace. The dream kitchen is equipped with new commercial-grade appliances, custom Omega cabinetry, Cambria quartz countertops, a spacious island, pantry, and an expansive Trex deck that is fully covered and perfect for entertaining. The main-level primary suite features a luxurious private bath with a custom tiled shower, clawfoot tub, dual vanity, and a private water closet complete with a heated TOTO bidet. Upstairs offers a bonus room, two bedrooms, and two beautifully remodeled bathrooms. The daylight basement is ideal for entertaining or accommodating guests, featuring wine storage, a remodeled kitchenette, full bath, bedroom, second living area, and a poured patio with hot tub access. Enjoy the backyard oasis with a custom fire pit and charming tree/playhouse. Ask for the complete features list — this exceptional home truly has it all.
    37 days
    |
    950
    |
    47
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: March 18, 2026 at 09:38am

    Listing Provided by:

    Christie Leonard ChristieLeonardHomes@gmail.com,

    WNC Real Estate at Lake James

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4350955MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 6
      • Full bathrooms: 4
      • 1/2 bathrooms: 2
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Basement
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Basement
      Other
      • Level: Basement
      Bonus room
      • Level: Upper
      Dining area
      • Level: Main
      Family room
      • Level: Basement
      Other
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Office
      • Level: Basement
      Heating
      • Heat Pump, Propane, Other
      Cooling
      • Ceiling Fan(s), Zoned
      Appliances
      • Included: Bar Fridge, Dishwasher, Dryer, Exhaust Hood, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven, Tankless Water Heater, Washer
      • Laundry: Inside, Main Level, Sink
      Features
      • Breakfast Bar, Built-in Features, Drop Zone, Hot Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Other - See Remarks, Total Primary Heated Living Area: 3085
      • Flooring: Tile, Vinyl, Wood
      • Doors: Pocket Doors, Sliding Doors
      • Windows: Window Treatments
      • Basement: Daylight,Finished,Interior Entry,Walk-Out Access
      • Fireplace features: Gas Log, Living Room
      Interior area
      • Total structure area: 3,085
      • Total interior livable area: 4,485 sqft
      • Finished area above ground: 3,085
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Keypad Entry, Garage on Main Level
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Covered, Deck, Patio
      • Exterior features: Fire Pit, Other - See Remarks
      • Pool features: Community
      • Has spa: Yes
      • Spa features: Heated, Interior Hot Tub
      • On waterfront: Yes
      • Waterfront features: Other - See Remarks, Creek, Creek/Stream
      • Body of water: Lake James
      Lot
      • Size: 2.53 Acres
      • Features: Private, Wooded
      Living quarters
      • Secondary living space: 1400 sqft
      Details
      • Parcel number: 1763078833
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement, Stone Veneer, Wood
      Condition
      • New construction: No
      • Year built: 2013

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: City
      • Utilities for property: Cable Available, Electricity Connected, Propane

      Community & HOA

      Community
      • Features: Boat Storage, Clubhouse, Gated, RV Storage
      • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
      • Subdivision: Cottage Park
      HOA
      • Has HOA: Yes
      • HOA fee: $1,100 annually
      • HOA name: Cathleen Adkins
      • HOA phone: 828-439-8835
      Location
      • Region: Morganton

      Financial & listing details

      • Price per square foot: $245/sqft
      • Tax assessed value: $803,788
      • Annual tax amount: $6,605
      • Date on market: 2/28/2026
      • Cumulative days on market: 38 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved
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        Estimated market value

        $1,063,400

        $1.01M - $1.12M

        $4,672/mo

        Price history

        Price history
        DateEventPrice
        3/12/2026Price change$1,099,999-7.5%$245/sqft
        Source: Canopy MLS as distributed by MLS GRID #4350955 Report a problem
        2/28/2026Listed for sale$1,189,000-0.8%$265/sqft
        Source: Canopy MLS as distributed by MLS GRID #4350955 Report a problem
        10/31/2025Listing removed$1,199,000$267/sqft
        Source: Canopy MLS as distributed by MLS GRID #4261017 Report a problem
        8/7/2025Price change$1,199,000-4.1%$267/sqft
        Source: Canopy MLS as distributed by MLS GRID #4261017 Report a problem
        7/14/2025Price change$1,249,999-3.8%$279/sqft
        Source: Canopy MLS as distributed by MLS GRID #4261017 Report a problem
        6/27/2025Listed for sale$1,299,999+13%$290/sqft
        Source: Canopy MLS as distributed by MLS GRID #4261017 Report a problem
        4/19/2024Sold$1,150,000-8%$256/sqft
        Source: Canopy MLS as distributed by MLS GRID #4102308 Report a problem
        3/5/2024Price change$1,249,999-7.4%$279/sqft
        Source: Canopy MLS as distributed by MLS GRID #4102308 Report a problem
        3/2/2024Listed for sale$1,349,999+74.2%$301/sqft
        Source: Canopy MLS as distributed by MLS GRID #4102308 Report a problem
        3/16/2022Sold$775,000+72.2%$173/sqft
        Source: Canopy MLS as distributed by MLS GRID #3842123 Report a problem
        9/27/2018Sold$450,000-10%$100/sqft
        Source: Canopy MLS as distributed by MLS GRID #19503 Report a problem
        4/2/2018Listed for sale$499,900+488.1%$111/sqft
        Source: Lake James Real Estate, Inc. #31839 Report a problem
        2/27/2009Sold$85,000$19/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$6,605 +24.6%$803,788
        2024$5,300 +2%$803,788 +3.9%
        2023$5,194 +43.6%$773,569 +74%
        2022$3,617 +0.2%$444,684
        2021$3,611 +0.1%$444,684
        2020$3,607 +3336.1%$444,684
        2019$105 -96.9%$444,684 +4.1%
        2018$3,383 $427,253
        2017-- --
        2016$2,766 -1.5%$355,348
        2015$2,808 $355,348

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $6,086/mo
        Principal & interest
        $5398
        Property taxes
        $596
        HOA Fees
        $92
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          Climate risks

          Neighborhood: 28655

          Getting around

          0 / 100
          Car-Dependent

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Glen Alpine
          • Middle: Table Rock
          • High: Freedom

          Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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