Skip main navigation
Contingent
  • $999,900

    23 Treasure Island Rd, Roscommon, MI 48653

    3beds
    1,600sqft
    : 
    $6,548/mo
    Get pre-qualified
    Single Family Residence
    Built in ----
    0.34 Acres Lot
    $967,900 Zestimate®
    $625/sqft
    $35/mo HOA

    What's special

    Covered side porchAdditional attic storageThree spacious bedroomsIn-floor tile heatingPremium countertopsGrand stone propane fireplaceBeautifully designed kitchen
    Experience the ultimate Up North escape on beautiful Higgins Lake! Just a short boat ride from the marina, this stunning island retreat offers 90 feet of prime lake frontage and breathtaking panoramic water views from nearly every room. Start your mornings with a cup of coffee on the spacious lakeside patio or unwind in the evening while taking in spectacular sunsets over the crystal-clear waters of Higgins Lake. The covered side porch provides the perfect place to relax and cool off during warm summer afternoons, while the convenient outdoor shower makes it easy to rinse off after a day spent swimming, boating, and enjoying the lake. Inside, you'll find a beautifully designed kitchen featuring high-end cabinetry, premium countertops, and a wine refrigerator. This is the perfect spot for entertaining family and friends. The open and inviting living space showcases a grand stone propane fireplace and in-floor tile heating, creating a warm and cozy atmosphere year-round. With three spacious bedrooms, there's plenty of room to host guests and create lasting memories at the lake. The finished and heated 20' x 24' garage offers exceptional versatility, complete with an additional shower and sink, making it an ideal entertainment space, workshop, or guest overflow area. Additional attic storage ensures there's room for all your lake toys and seasonal gear. Whether you're looking for a summer getaway or a one-of-a-kind waterfront retreat, this exceptional Higgins Lake property delivers the island lifestyle you've been dreaming about. Schedule your private showing today and discover why Higgins Lake is one of Michigan's most treasured destinations! Offers contingent upon seller finding suitable housing.
    43 days
    |
    1,399
    |
    19
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Angela Farrington 989-745-8992,

    KW Northern Michigan Team Partners 989-745-8992

    Source: WWMLS,MLS#: 201841000MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Heating
      • Geothermal, Propane, Radiant Floor
      Cooling
      • Central Air, Geothermal
      Appliances
      • Included: Washer, Range/Oven, Refrigerator, Microwave, Disposal, Dryer, Dishwasher
      • Laundry: Main Level
      Features
      • Vaulted Ceiling(s)
      • Flooring: Hardwood, Tile
      • Doors: Doorwall
      • Basement: None
      Interior area
      • Total structure area: 1,600
      • Total interior livable area: 1,600 sqft
      • Finished area above ground: 1,600

      Property

      Parking
      • Parking features: Garage
      • Has garage: Yes
      Features
      • Patio & porch: Deck, Patio/Porch
      • Exterior features: Dock, Sprinkler System
      • On waterfront: Yes
      • Waterfront features: Lake
      Lot
      • Size: 0.34 Acres
      • Dimensions: 90 x 163
      Details
      • Parcel number: 0046850080000
      • Special conditions: Listing Status; Active w/ Contingencies

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Chalet
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Crawl

      Utilities & green energy

      • Sewer: Septic Tank

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: T24N R3W
      HOA
      • Has HOA: Yes
      • HOA fee: $425 annually
      Location
      • Region: Roscommon

      Financial & listing details

      • Price per square foot: $625/sqft
      • Tax assessed value: $744,600
      • Annual tax amount: $5,458
      • Date on market: 6/23/2026
      • Listing terms: Cash,Conventional Mortgage
      • Ownership: Owner
      • Road surface type: None

        Estimated market value

        $967,900

        $920,000 - $1.02M

        $1,660/mo

        Price history

        DateEventPrice
        7/10/2026Contingent$999,900$625/sqft
        Source: WWMLS #201841000 Report a problem
        6/23/2026Listed for sale$999,900+0.5%$625/sqft
        Source: WWMLS #201841000 Report a problem
        10/11/2025Listing removed$995,000$622/sqft
        Source: WWMLS #201835872 Report a problem
        7/14/2025Listed for sale$995,000+34.8%$622/sqft
        Source: WWMLS #201835872 Report a problem
        10/22/2021Sold$738,000-1.6%$461/sqft
        Source: WWMLS #201814950 Report a problem
        9/21/2021Pending sale$750,000$469/sqft
        Source: WWMLS #201814950 Report a problem
        9/2/2021Listed for sale$750,000$469/sqft
        Source: WWMLS #201814950 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,458 +6.9%$372,300 +11%
        2024$5,105 +4.8%$335,300 +45.5%
        2023$4,871 -14.6%$230,500 +34.7%
        2022$5,701 +19.1%$171,100 -1.6%
        2021$4,787 $173,900 +44.4%
        2020-- $120,400 -22.2%
        2019$4,658 $154,800 -13.1%
        2018-- $178,200 -1.4%
        2016-- $180,700 +4.1%
        2015-- $173,500 +13.2%
        2014-- $153,300 +7%
        2013-- $143,300 +3.8%
        2012-- $138,100 -9.6%
        2011$6,380 $152,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 48653

        Getting around

        7 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes