VA to VA Assumable Loan @ 3%! $5,000 Closing cost! Rare opportunity to own a charming 2-story home on a peaceful 1.6-acre lot in Grays Creek with no HOA and an easy commute to Ft Bragg, shopping, dining, and the beach. This move-in-ready home features 4 bedrooms, 3 full bathrooms, and a spacious bonus room that can serve as a 5th bedroom. The open-concept layout is filled with natural light, with luxury vinyl tile flooring on the main level and cozy carpet upstairs. A guest bedroom on the main floor offers flexibility for visitors, multigenerational living, or a private office. The gourmet kitchen boasts granite countertops, tile backsplash, stainless steel appliances (including a refrigerator), and a center island with views of the backyard. The large primary suite features double vanities, a walk-in shower, and dual walk-in closets. Enjoy modern comfort and peaceful country living with a rare 3% assumable VA loan for qualified buyers. Seller will contribute $5,000 toward buyer’s closing costs, and the home will be professionally cleaned before settlement to ensure it’s in top condition for the new owners.
For sale
Price cut: $14K (8/4)
$315,000
2312 Smith Rd, Hope Mills, NC 28348
4beds
2,160sqft
Est.:
Single Family Residence
Built in 2022
-- sqft lot
$315,000 Zestimate®
$146/sqft
$-- HOA
What's special
- 17 days
- on Zillow |
- 782 |
- 69 |
Zillow last checked: 7 hours ago
Listing updated: August 03, 2025 at 06:25pm
Listed by:
SHIVA REGMI,
NORTHGROUP REAL ESTATE
Source: LPRMLS,MLS#: 747538
Originating MLS: Longleaf Pine Realtors

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Heat Pump
Appliances
- Included: Dishwasher, Microwave, Range
- Laundry: Washer Hookup, Dryer Hookup, Upper Level
Features
- Tray Ceiling(s), Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Granite Counters, Garden Tub/Roman Tub, Kitchen Island, Separate Shower, Walk-In Closet(s)
- Flooring: Carpet, Vinyl
- Basement: None
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 2,160 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Porch
- Exterior features: Porch
Lot
- Features: 1-2 Acres
Details
- Parcel number: 0443216993.000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Good Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Features: Gutter(s)
- Security: Smoke Detector(s)
- Subdivision: Grays Creek
HOA
- Has HOA: No
Location
- Region: Hope Mills
Financial & listing details
- Price per square foot: $146/sqft
- Tax assessed value: $205,300
- Annual tax amount: $2,181
- Date on market: 7/24/2025
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Inclusions: Refrigerator
- Exclusions: Personnel Items
- Ownership: More than a year
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